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"Need to decrease the minimum balance "
CITIBANK
0.5 5.0/5 "Blown Away!"
Taken my savings account from CITI Bank and i am using this account more than 10 years. The branch is available near to my home, i am using their online banking facility and its very good to use. They are not deducting any hidden charges and i need to maintain a minimum balance of Rs. 1L compulsory, need to decrease that.
Was this review helpful? 8
S , bangalore
Reviewed on Mar 14, 2020 -
"Overall its good"CITIBANK
0.5 4.0/5 "Great!"
Opened my salary account from CITI bank before 2 years. I never had any hassles till now. There is no criteria to maintain any minimum balance. Its good to use the net banking and mobile app facility. Only once i have visited their branch for signature verification and the response was good in the branch.
Was this review helpful? 10
YADAV , pune
Reviewed on Mar 12, 2020 -
"Good Service"CITIBANK
0.5 4.5/5 "Excellent!"
I am using Citi bank salary account for the past 3 years and their net banking is used for NEFT transfer and mobile banking for UPI payments. If have any query, I will contact customer service they are giving good response and rectifying the issues. Banking service was much satisfied. There was no fraudulent transaction happened so far.
Was this review helpful? 1
G GODDETI , pune
Reviewed on Mar 04, 2020 -
"Best bank "CITIBANK
0.5 5.0/5 "Blown Away!"
I am holding a salary account with CITI Bank for past 2.5 years. There is no hidden charges in this bank. I use to get an alert messages from bank whenever I do a transactions. Mostly I use for online transactions, i opted whatsapp also and getting messages.
Was this review helpful? 1
P , hyderabad
Reviewed on Mar 03, 2020 -
"Excellent Service"CITIBANK
0.5 5.0/5 "Blown Away!"
I am using Citi Bank salary account for the past 2.5 years.I am using net banking service as well as mobile banking service .I am using these service for recharge and money transfer .If contact customer service will be getting good response.Each and every transaction will be safe and secure .
Was this review helpful? 1
PATHAN , hyderabad
Reviewed on Feb 22, 2020 -
"Good bank"CITIBANK
0.5 4.5/5 "Excellent!"
My savings account is with CITI Bank and i am using this account more than 7-8 months. No need to maintain minimum balance since this is a salary c*ms savings. Customer service was good and i am getting alert messages for cash withdrawal , ATM service are very less but I have bank ATM at office.
Was this review helpful? 1
N F , chennai
Reviewed on Feb 14, 2020 -
"Superb Account"CITIBANK
0.5 5.0/5 "Blown Away!"
I haven't faced any issue with CITI bank salary account even there is no un-necessary promotional calls also. In my previous company, they have provided me a salary account from CITI bank. It was a zero balance account. Its absolutely fine with the internet banking hence its easy to do the transaction. Their app also very user friendly to use.
Was this review helpful? 2
GANGISETTY , bangalore
Reviewed on Feb 13, 2020 -
"Excellent"CITIBANK
0.5 5.0/5 "Blown Away!"
I am holding a salary account in CITI for more than 5 years. There is no hidden charges in this bank. It is a zero balance account. I am using mobile app and net banking both are user friendly to access. I use to get an alert messages from bank whenever I do a transactions. ATMs and branch's services are good.
Was this review helpful? 2
EN , kolkata
Reviewed on Feb 06, 2020 -
"Good Account"CITIBANK
0.5 4.0/5 "Great!"
I am having a savings account from CITI bank but I'm not doing much transaction from this account. CITI bank customer care service is superb because i don't need to visit the branch because they will rectify through the call. They tried to resolve the problem then and there. I basically recommended this account to everyone. Actually this was my previous company salary account once i visit the branch, they have converted into zero balance savings account. They never say no for most of the things.
Was this review helpful? 2
ANONYMOUS , mumbai
Reviewed on Jan 21, 2020 -
"Good service "CITIBANK
0.5 5.0/5 "Blown Away!"
My salary account is maintained with CITI bank for nearly 2016 and till now there was no issues. The rate of interest is very less for the loans and there is no hidden charges. But i have not tried, moreover its a friendly bank according to my experience. I am using their online service which is very excellent. No need to maintain minimum amount.
Was this review helpful? 1
S , pune
Reviewed on Jan 20, 2020 -
"Hassle free service"CITIBANK
0.5 5.0/5 "Blown Away!"
There is no challenges in CITI bank wherever i go like other countries there is no change in their service. From CITI bank, I'm holding the salary account for 13 years. Its a zero balance account if i'm traveling to other countries hence they will allow the customer to access the over draft balance based on the salary. They don't charge anything for using of other bank ATM. They will allow us to the use any of the ATM across the globe.
Was this review helpful? 2
DEVARAJ , bangalore
Reviewed on Jan 17, 2020 -
"Good account "CITIBANK
0.5 5.0/5 "Blown Away!"
I am holding a salary account with CITI bank for more than 2 years. It is a zero balance account and no hidden charges are avail. Offers message I use to get on time based on my eligibility. ATM and branches services are good. Each and every transaction is safe and secured.
Was this review helpful? 0
SAI , hyderabad
Reviewed on Jan 16, 2020 -
"Good service"CITIBANK
0.5 5.0/5 "Blown Away!"
I get buy 1 get 1 movie tickets offer in my CITI debit card. The minimum balance have to maintain is 1 lakh. I can convert into zero balance account giving the request to bank without any charges but there is a condition like I can use it for only one transaction. If it exceeds 5 transaction in a month then automatically changed to normal account. The penalty charges are very less so I am holding this account for past 6 years.
Was this review helpful? 0
ANONYMOUS , hyderabad
Reviewed on Jan 05, 2020 -
"Good Account"CITIBANK
0.5 4.0/5 "Great!"
Almost an year, i am holding the salary account from CITI bank and I'm not aware of the debit card offers. Since i don't face any issue there is no requirement of contacting the customer care. Its a zero fee maintenance account. I never visited the branch. We have an ATM machine in our building but outside ATMs are not available that much.
Was this review helpful? 0
GARAD , hyderabad
Reviewed on Dec 28, 2019 -
"Excellent Services"CITIBANK
0.5 5.0/5 "Blown Away!"
I am using CITI bank salary account for past 5.5 years. I have not faced any problem so far and I never contacted their customer service but many times I have visited their branch and the service is good. I can find ATMs and branches in most of the locations.
Was this review helpful? 0
ANONYMS , chennai
Reviewed on Nov 08, 2019 -
"Better"CITIBANK
0.5 4.0/5 "Great!"
I am associated with Citi Bank for a salary account and its been 9 years. Everything is good and the online banking is convenient for me at sometimes. They are sending SMS alert which is good to my mobile number without any charge. Last year, they have charged me 12.75% for the loan.
Was this review helpful? 0
AA , new delhi
Reviewed on Oct 24, 2019 -
"Good Service"CITIBANK
0.5 4.0/5 "Great!"
Interest rates are bit slow when i compared to others in CITI bank. I have been holding this CITI bank account for more than 2.8 years and its a zero balance account. Their updates are good in net banking and mobile app facility. Overall, I'm satisfied with the account.
Was this review helpful? 0
RAJESH REDDY , bangalore
Reviewed on Oct 21, 2019 -
"Best Service"CITIBANK
0.5 4.0/5 "Great!"
I have Citi Bank Salary account which i am using for the past 4 years .I am using Net Banking service as well as Mobile Banking service bot h are very much comfortable and good to use Each and every transaction will be secure and there was no drawbacks faced so far .I am totally satisfied with the service.
Was this review helpful? 0
SARVASHREE , pune
Reviewed on Oct 18, 2019 -
"Good Service"CITIBANK
0.5 4.0/5 "Great!"
I have Citi Bank Saving account which i am using for the past 4 years .I am using Net Banking service as well as Mobile Banking service bot h are very much user friendly ,I was unable to change my address since dont have time to visit branch.Each and every transaction will be safe and secure always .
Was this review helpful? 0
JAIN , pune
Reviewed on Oct 18, 2019 -
"Excellent"CITIBANK
0.5 5.0/5 "Blown Away!"
The customer service provided by CITI Bank is exemplary. My salary account is with this bank for last 2years and am not facing any difficulties. There is no annual fee for debit card transactions. Even they did not charge for SMS alert. ATM services are also good.
Was this review helpful? 0
YOGE , hyderabad
Reviewed on Oct 17, 2019
FAQs
Is Citibank a good bank for savings accounts? ›
Citibank may be a good choice for a savings account if its savings products are offered in your zip code. It can also be a good choice if you can meet the requirements to waive the monthly fee or qualify for a relationship rate.
Does Citibank have a good reputation? ›Alyssa is a MarketWatch Guides team editor covering personal finance, insurance and loans. Our Citibank review gives the bank 4.2 out of 5 stars overall because while it has cut some fees, the rates on its deposit accounts are generally low.
What are the pros and cons of Citibank? ›With its expansive fee-free ATM network and local branches across the country, Citi accounts offer convenient access to your money. However, beyond the bank's high-yield savings account, Citi accounts don't offer competitive rates.
Is it safe to keep money in Citibank? ›Savings accounts are generally a safe investment choice. They offer a fixed rate of return, your money can be withdrawn in an emergency with no penalty, and when your bank is FDIC insured your deposits could be insured for up to $250,000 by the Federal Deposit Insurance Corp. (FDIC).
How safe is Citibank now? ›Citibank is an established bank which is fully regulated. Your deposits are insured by the FDIC to the full extent of the law.
Which is the safest bank for saving account? ›| Bank | Forbes Advisor Rating | Products |
|---|---|---|
| Chase Bank | 5.0 | Checking, Savings, CDs |
| Bank of America | 4.2 | Checking, Savings, CDs |
| Wells Fargo Bank | 4.0 | Savings, checking, money market accounts, CDs |
| Citi® | 4.0 | Checking, savings, CDs |
You should consider Citi if you prefer extensive ATM and branch accessibility, both domestically and abroad. Citi will also serve you better if you're looking for a big bank with higher rates. Chase, however, may be a better option for you if branch accessibility and a great mobile app are a priority.
Which is better, Bank of America or Citi? ›Both banks have great technology and tools. Bank of America has many more branches, but Citibank has a larger ATM network. If you need live customer service in the middle of the night, Citibank has the edge with its 24/7 staffed call center.
What is the ranking of Citibank? ›| Ranking | Bank Name | Assets |
|---|---|---|
| 1 | JPMorgan Chase | $3.50 trillion |
| 2 | Bank of America | $2.55 trillion |
| 3 | Wells Fargo | $1.74 trillion |
| 4 | Citibank | $1.70 trillion |
There is no impact to your account, Credit Cards, Personal Loans or any other Citi products. You can continue to use Citibank Online and mobile banking, CitiPhones and all other channels - we are keen to serve you.
How financially stable is Citibank? ›
What is Citigroup Financial Strength? Citigroup has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Is Citibank owned by Chase? ›Citibank is owned by Citigroup, a U.S.-based investment bank and financial services corporation headquartered in New York. Citigroup was founded in 1998 and is a publicly traded company with thousands of shareholders.
Which bank has the best savings account? ›- EverBank Performance℠ Savings: 5.05% APY.
- Bask Interest Savings Account: 5.10% APY.
- LendingClub High-Yield Savings Account: 5.00% APY.
- Varo Savings Account: 3.00% to 5.00% APY.
- Laurel Road High Yield Savings®: 5.15% APY.
- Quontic Bank High Yield Savings: 4.50% APY.
You should consider Citi if you prefer extensive ATM and branch accessibility, both domestically and abroad. Citi will also serve you better if you're looking for a big bank with higher rates. Chase, however, may be a better option for you if branch accessibility and a great mobile app are a priority.
Which bank has the most benefits for a savings account? ›Institutions such as HDFC Bank, ICICI Bank, and State Bank of India (SBI) are known for their attractive interest rates and substantial branch networks. Kotak Mahindra Bank is known for its digital financial services, whereas Axis Bank provides flexible savings alternatives.
Which bank is better, Citibank or Bank of America? ›Both banks have great technology and tools. Bank of America has many more branches, but Citibank has a larger ATM network. If you need live customer service in the middle of the night, Citibank has the edge with its 24/7 staffed call center.
