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Digital exclusive offer
Earn a 10% cash back welcome bonus of up to $250!ⓘ
For the first 4 statements onnet purchases of up to $2,500. Plus, get a first-year annual fee rebate.ⓘ
Apply now for the CIBC Dividend Infinite Visa Card. Opens in a new window.
Treat yourself to some extra cash back. Then, start earning up to 4% on your everyday purchases.ⓘ
Gas, groceries, dining, transportation – make every cent count.
4%
cash back on eligible purchasesⓘ
Gas
Electric Vehicle Charging
Groceries
2%
cash back on eligible purchasesⓘ
Dining
Transportation
Recurring payments or bills
1%
cash backⓘ
on all other purchases with no limitⓘ
Save up to 10 cents per litre on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.ⓘ,ⓘ
Save
3 cents
per litre
every time you fill upⓘ
+
Save an additional
7 cents
per litre
every time you reach
300 Journie Pointsⓘ
Learn more about saving up to 10 cents per litre when you link your CIBC Dividend Infinite Visa Card to Journie Rewards.
Maximize your cash back with these perks
Get cash back on demand
Redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking® or by calling us at 1-800-465-4653 Opens your phone app.. Or wait to get your cash back annually as a credit on your January statement.
Earn cash back with CIBC Global Money Transfer™,ⓘ
Earn cash back on your first transfer using promo code GMTEVENT.ⓘThere are no transfer fees. Cash advance fees do not apply and there is no interest if you pay your balance by the payment due date.ⓘ,ⓘ,ⓘ
Learn more about using the CIBC Dividend Visa Card for Students to send money abroad.
Annual fee
$120
(first year rebatedⓘ)
$30
for each additional card
(3 card maximum. First year rebated.ⓘ)
Interest rate (purchases)
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Interest rate (cash)
RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%ⓘ,ⓘ
RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%ⓘ,ⓘ
(for Quebec residents)
Minimum annual income
$60,000
(personal)
$100,000
(household)
Valuable insurance included with your cardⓘ,ⓘ
Learn more Opens in a dialog.
For Quebec residents: Product Summary and Fact Sheet (PDF, 1 MB) Opens in a new window.
A card that’s award-worthy
Winner of the 2024 Best Cash Back Credit Card by Milesopedia.ⓘ
Winner of the 2023 Best Cash Back Credit Card byMilesopedia.ⓘ
Winner of the 2022 Best Cash Back Card by Milesopedia.ⓘ
Not the right card for you?
Here’s another great option for a cash back credit card with a lower annual fee.
CIBC Dividend Platinum® Visa* Card
Earn 10% cash back for the first 4 statements on net purchases of up to $2,500.ⓘ
Learn more about the CIBC Dividend Platinum Visa Card.
