Do more with the Wells Fargo Mobile® app
4.8/5 Stars on the App Store*
4.8/5 on Google Play*
Download our app
Apple Store
Google Play
* as of 14 June, 2023
You can apply online or in person:
- In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
- Or visit a Wells Fargo branch near you.
We can help you find both at Routing Numbers and Account Numbers.
Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you’ve enrolled, you’ll receive an email confirmation, and you’ll be ready to sign on and manage your accounts.
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Other fees may apply, and it is possible for the account to have a negative balance. Please see the Wells Fargo Consumer Account Fee and Information Schedule and Deposit Account Agreement for details.
If you convert from a Wells Fargo account with check writing ability to a Clear Access Banking account, any outstanding check(s) presented on the new Clear Access Banking account on or after the date of conversion will be returned unpaid. The payee may charge additional fees when the check is returned. Make sure that any outstanding checks have been paid and/or you have made different arrangements with the payee(s) for the checks you have written before converting to the Clear Access Banking account.
Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we charge no more than three overdraft fees per business day. Overdraft fees are not applicable to Clear Access Banking accounts.
The payment of transactions into overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive overdrafts. You must promptly bring your account to a positive balance.
(A) If your Prime Checking or Premier Checking account is converted to another checking product or closed by us or you, all linked accounts are delinked from the Prime Checking or Premier Checking account and effective immediately, benefits no longer apply, including benefits to your now delinked accounts. You'll no longer receive discounts, options to avoid fees on other products or services, or the Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked accounts will revert to the Bank's current applicable interest rate or fee at that time. (B) If you or we delink an account from your Prime Checking or Premier Checking account but other accounts remain linked, the loss of all benefits and the other consequences described above in (A) will immediately apply to the delinked account. Benefits available to your Prime Checking or Premier Checking account and any remaining linked accounts will continue.
With Zero Liability protection, you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions. Please see the applicable Wells Fargo account agreement or debit and ATM card terms and conditions for information on liability for unauthorized transactions.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company, and Members SIPC (Wells Fargo has provided this link but does not control or endorse the website and is not responsible for the content, links, privacy policy, or security policy of the website.).
Equal Housing Lender
RSNIP-05132025-6095628.1.1
LRC-0823
I am an expert in banking and financial services, with a demonstrated depth of knowledge in the subject matter. My expertise is grounded in a comprehensive understanding of banking operations, account management, and digital financial platforms. To further establish my credentials, I have a broad knowledge of various banking applications, including the Wells Fargo Mobile® app, which boasts a remarkable 4.8/5 stars on both the App Store and Google Play, as of June 14, 2023.
Now, let's delve into the information provided in the article:
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Opening an Account with Wells Fargo:
- Accounts can be opened online through Wells Fargo Online® for checking or savings, credit cards, or loans.
- Alternatively, one can visit a Wells Fargo branch in person.
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Finding Routing and Account Numbers:
- Wells Fargo provides assistance in finding both routing and account numbers through their dedicated service called "Routing Numbers and Account Numbers."
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Accessing Wells Fargo Accounts Online:
- Enrolling in Wells Fargo Online allows secure online access to accounts.
- Users receive an email confirmation upon enrollment, and they can then sign on and manage their accounts.
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Important Notes on Account Management:
- Availability may be influenced by the coverage area of the user's mobile carrier, and message and data rates may apply.
- Other fees may be applicable, and the account could potentially have a negative balance.
- Specific details regarding fees, overdraft policies, and account conversions are outlined in the Wells Fargo Consumer Account Fee and Information Schedule and Deposit Account Agreement.
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Clear Access Banking Account Transition:
- If converting from an account with check writing ability to a Clear Access Banking account, any outstanding checks may be returned unpaid.
- Overdraft fees are applicable to Consumer checking accounts, but not to Clear Access Banking accounts.
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Impact of Account Conversion on Benefits:
- Converting or closing a Prime Checking or Premier Checking account delinks all linked accounts, resulting in the loss of associated benefits.
- Delinking an account from Prime Checking or Premier Checking results in an immediate loss of benefits for that account.
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Zero Liability Protection:
- Wells Fargo offers Zero Liability protection for promptly reported unauthorized card transactions, subject to specific conditions.
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Trademarks and Acknowledgments:
- Various trademarks and acknowledgments related to Apple and Google products are mentioned in the article.
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Additional Information:
- The article includes a disclaimer that advises users to refer to the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
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Legal and Regulatory Information:
- The article concludes with standard legal and regulatory information, including the fact that deposit products are offered by Wells Fargo Bank, N.A., and investment and insurance products are subject to certain risks.
In summary, the article provides a comprehensive guide to using the Wells Fargo Mobile® app, opening accounts, managing account information, and understanding associated fees and policies.
