Check Cashing Without an Account | Now Banking (2024)

You don’t have to have an account with Regions to cash checks.

It’s easy to enroll, and there are no fee surprises.

• Simple customer enrollment process
• Full-service check cashing — almost any check, in any amount — even hard-to-cash checks¹
• No account required
• Pricing: percentage of check amount: 1% to 4% of check amount
• Free load to Regions Now Card® when cashing a check

Regions Quick Guide to Check Cashing (pdf)

Fees, Terms and Conditions:

Branch Check Cashing Fee for Regions Checks²:

• $25 or less (excluding Two-Party Business) — no charge
• $25.01 or greater (excluding Two-Party Business) — 1% of check amount ($5 minimum fee and $20 maximum fee)
• Two-Party Business — 4% of check amount ($5 minimum fee)

Branch Check Cashing Fee for Non-Regions Checks¹:

• Printed Payroll and Government Checks — 1.50% of check amount ($5 minimum fee)
• Other Check Type (handwritten payroll, handwritten person-to-person, two-party consumer and business, refund anticipation, insurance-settlement checks, cashier's official checks, and money orders) — 4% of check amount ($5 minimum fee)