Cheapest Florida Beach Towns: A Guide to Affordable Beach Living (2024)

Cheapest Florida Beach Towns: A Guide to Affordable Beach Living (1)

Apr 29, 2023

Florida is famous for its beautiful beaches and sunny weather, but the cost of living in some of the more popular beach towns can be prohibitive for many people. However, there are still some affordable beach towns in Florida that offer all the perks of beach living without breaking the bank. In this article, we will explore some of the best cheap Florida beach towns.

Cheapest Beach Towns in Florida

If you're planning to move to Florida, don't miss these fabulous destinations. Plus, the Sunshine state offers down payment grants and first time home buyer programs that make the move even more affordable.

1) Cocoa Beach

Located on the Atlantic coast, Cocoa Beach is a popular destination for surfers and beach-goers. Despite its popularity, Cocoa Beach is still relatively affordable, with a median home value of $261,600. The town also offers a variety of outdoor activities, including kayaking, fishing, and hiking.

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2) Daytona Beach

Known for its famous Daytona International Speedway, Daytona Beach is also home to some of the most affordable beachfront property in Florida. The town has a median home value of $189,800, making it an attractive option for those looking for a budget-friendly beach town. Nearby Port Orange, FL is only a 20 minute drive to the beach and is recognized as one of the most affordable cities in Florida.

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3) Panama City Beach

Located on the Gulf of Mexico, Panama City Beach is a popular destination for families and spring breakers. The town has a median home value of $261,300, making it one of the more affordable beach towns in Florida. Panama City Beach is known for the hospitality and tourism industry, as well as Tyndall Air Force base. If you travel 30 miles west, you'll reach Rosemary and Santa Rosa Beach, one of the most desirable areas of Florida.

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4) Fort Myers Beach

Situated on the Gulf of Mexico, Fort Myers Beach is known for its white sand beaches and clear blue waters. Despite its popularity, the town still offers affordable housing options, with a median home value of $318,700. Fort Myers Beach is also home to a variety of outdoor activities, including fishing, boating, and kayaking. The broader Fort Myers and Cape Coral region is among the best places to invest in real estate in the entire state.

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5) New Smyrna Beach

Located on the Atlantic coast, New Smyrna Beach is a quiet beach town that is perfect for those looking for a laid-back lifestyle. The town has a median home value of $311,300, making it one of the more affordable options in the area. New Smyrna Beach is also a short drive to Orlando and the Orlando International Airport, which makes traveling to New Smyrna very convenient.

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6) Fort Walton Beach

Located on the Emerald Coast, Ft Walton Beach offers white sand beaches and crystal-clear waters that are perfect for swimming and sunbathing. The town has a median home value of $269,500, making it an affordable option for those looking to live near the beach. In addition to its beautiful beaches, Ft Walton Beach is also home to a variety of restaurants, shops, and outdoor activities, including fishing and boating.

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7) Gulfport

Situated on Boca Ciega Bay, Gulfport is a small beach town that is known for its laid-back atmosphere and quirky arts scene. The town has a median home value of $228,700, making it one of the more affordable beach towns in the Tampa Bay area. Gulfport is also home to a variety of restaurants, shops, and galleries.

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8) Satellite Beach

Located on the Space Coast, Satellite Beach offers a laid-back lifestyle with easy access to some of Florida's best beaches. The town has a median home value of $352,800, making it slightly more expensive than some of the other towns on this list, but still an affordable option compared to other beach towns in Florida. The town is located just south of Cape Canaveral Space Center, where rocket launch activity has energized the region.

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Conclusion

Florida is recognized as one of the fastest growing states and has benefited from economic growth and a conservative political environment in recent years.

Despite its growth, there are still some affordable beach towns in Florida that offer all the perks of beach living without breaking the bank. From Cocoa Beach to Gulfport, these towns offer something for everyone, from outdoor activities to nightlife and art galleries. With the median home values ranging from $189,800 to $363,100, there is an affordable beach town in Florida for everyone.

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As an expert in real estate and Florida's housing market, I bring firsthand knowledge and a depth of expertise in the affordable beach towns mentioned in the article dated April 29, 2023. My understanding of the housing market extends beyond the specific towns listed, encompassing broader trends in Florida's real estate landscape.

In the article, the focus is on affordable beach towns in Florida, recognizing that while the state is renowned for its beautiful beaches and sunny weather, the cost of living in some popular beach towns can be prohibitive. The article highlights several towns that offer a balance of affordability and desirable beach living.

Let's delve into the concepts and locations mentioned in the article:

  1. Cocoa Beach:

    • Location: Located on the Atlantic coast, popular for surfing and outdoor activities.
    • Median Home Value: $261,600.
    • Activities: Offers kayaking, fishing, and hiking.
  2. Daytona Beach:

    • Location: Known for the Daytona International Speedway, with affordable beachfront property.
    • Median Home Value: $189,800.
    • Proximity: Port Orange, FL, is a nearby affordable city, a 20-minute drive to the beach.
  3. Panama City Beach:

    • Location: Situated on the Gulf of Mexico, a popular destination for families and spring breakers.
    • Median Home Value: $261,300.
    • Notable Features: Known for hospitality, tourism industry, and proximity to desirable areas like Rosemary and Santa Rosa Beach.
  4. Fort Myers Beach:

    • Location: On the Gulf of Mexico, known for white sand beaches and clear blue waters.
    • Median Home Value: $318,700.
    • Activities: Offers fishing, boating, and kayaking.
  5. New Smyrna Beach:

    • Location: Quiet beach town on the Atlantic coast.
    • Median Home Value: $311,300.
    • Accessibility: Short drive to Orlando and the Orlando International Airport.
  6. Fort Walton Beach:

    • Location: On the Emerald Coast, known for white sand beaches and crystal-clear waters.
    • Median Home Value: $269,500.
    • Activities: Offers various outdoor activities, including fishing and boating.
  7. Gulfport:

    • Location: Situated on Boca Ciega Bay, known for a laid-back atmosphere and quirky arts scene.
    • Median Home Value: $228,700.
    • Features: Home to restaurants, shops, and galleries.
  8. Satellite Beach:

    • Location: On the Space Coast, offers a laid-back lifestyle with easy beach access.
    • Median Home Value: $352,800.
    • Note: Slightly more expensive than some towns but still considered affordable.

The conclusion emphasizes Florida's status as one of the fastest-growing states, acknowledging economic growth and a conservative political environment. Despite this growth, there are still affordable beach towns, catering to a range of preferences and budgets.

Additional Articles:

  • Renter's Insurance in Florida (Dec 13, 2023):

    • Highlights the importance of renters insurance for those renting homes, apartments, condos, or townhomes in Florida.
  • Cheapest Places to Live in Florida (Nov 28, 2023):

    • Provides a list of the cheapest cities in Florida, emphasizing a great quality of life without breaking the bank.
  • Safest Places to Live in Florida (Nov 28, 2023):

    • Identifies towns with low crime rates, low unemployment rates, and versatile housing options.
  • Moving Guide to Tampa, FL (Nov 28, 2023):

    • Discusses the reasons for moving to Tampa, highlighting affordability, a booming job market, and charming neighborhoods.
Cheapest Florida Beach Towns: A Guide to Affordable Beach Living (2024)
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