Footnote1 Nilson Report, January 2023
Footnote2 Next-business-day funding on Visa®, Mastercard®, American Express® OptBlue and Interac transactions is available to merchants who submit transactions prior to applicable settlement cut-off times. Next-business-day funding is subject to merchant credit approval, fraud monitoring and the terms of the merchant agreement. All eligible funds are deposited on the next business day, excluding weekends and holidays.