Chase College Checking Account | Student Banking (2024)

FAQs

Does Chase bank offer a student checking account? ›

Chase College Checking℠

For students 17-24 years old at account opening, enrolled in college or a vocational, technical or trade school. Students ages 18-24 at account opening can apply online; age 17 and students without a Social Security Number must apply in branch with proof of student status.

College students looking for an easy way to earn $100 should consider the Chase College Checking℠ account. Chase will pay you $100 after you make 10 qualifying transactions, like debit card purchases or direct deposits, within 60 days of coupon enrollment (offer ends 7/24/2024).

Chase College Checking

For students 17–24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required. $0 Monthly Service Fee up to the graduation date provided at account opening (five year maximum).

Eligible students 17 years or older can change their account from a High School Checking account to a Chase College Checking account by seeing a banker at a Chase branch. You'll need proof of student status (for example, a transcript or acceptance letter) and expected graduation date.

Chase Checking and Savings Account Bonus

If you open both accounts together, you'll get an extra $100, bringing your total bonus amount to $600. This is how you would do it: Go to Chase's website and select the option to open both accounts at once.

Pros of Chase College Checking

Chase bank branch offices are easy to find. There are more than 4,700 branches nationwide and a Chase bank ATM network that is 16,000 machines strong. The monthly service fee for Chase College Checking accounts is $0 for up to five years if you are a student between the ages of 17 and 24.

Your Daily ATM Debit Card Limit would be $500. You Daily Debit Card Purchase Limit is $3,000. Usually for the college checking account the daily cash withdrawal is in between 300 to 500$. For online purchases or the swipe transaction it 3 times to 5 times the withdrawal limit..

The Monthly Service Fee after expected graduation date is $12 or $0 when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, ( ...

Chase College Monthly Service Fee

The service fee is $0 for up to 5 years or the anticipated graduation date, whichever happens first. After graduation, the monthly fee is $12.

Why is Chase charging me a $12 service fee? ›

Banks charge these fees to cover any overhead or perks associated with the account, including overdraft coverage, ATM usage, and more. Several Chase checking accounts come with monthly service fees, but the bank will also waive the fee if you meet certain requirements for that account on a monthly basis.

Want to waive the $15 Monthly Service Fee? Here's a summary of the criteria you need to meet each statement period: $2,000 minimum daily ending balance. $2,000 in eligible deposits from your Chase QuickAccept® or other eligible Chase Payment Solutions transactions, or.

You can close a Chase checking account by contacting the company online, over the phone or in person. Once you've made contact through your chosen method, verify your identity and account information, then instruct the representative to complete the closure.

In simple terms, a student checking account is a checking account with additional features designed to cater to the needs and money goals of students. These accounts may have additional tools and different requirements that may be beneficial as you learn to stay on top of your money independently.

You can close your Chase account by visiting the online banking website, visiting a branch, calling the customer support line, or by mailing in. So you've made the decision to close your Chase account.

To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 -17 years old.

Chase's debit card for kids comes with no monthly service charges or overdraft fees making it a no-cost way for parents to provide their children with some financial autonomy so they can learn to manage their own money successfully.

If you're opening the account in-person, you'll need to bring all necessary documentation and identification for both the minor and yourself, the parent or guardian. When opening the account online, you'll typically need to fill out an online application and provide digital copies of documents.