Cash App UK (2024)

Cash App UK (1)

May 4, 2023

Affiliate disclosure

Cash App is a well-known peer-to-peer payment app that has gained a reputation as a reliable and convenient way to transfer money in the UK. One of the main benefits of using Cash App is that it charges no fees for sending money to other Cash App users in the UK. You can send money to friends and family instantly without worrying about additional costs.

Additionally, the app has a user-friendly interface, making it easy to use for both beginners and seasoned users. Cash App also offers a range of other features, such as the ability to buy and sell Bitcoin and receive your paycheck through the app. With Cash App's Cash Card, users can withdraw cash at ATMs across the UK.

While we recommend you compare the top alternatives for international transfers, Cash App is a reliable and convenient choice for sending money domestically in the UK.

Compare Cash App alternatives for international transfers from the UK:

Cash App UK: How Does It Work and Alternatives

  • 01. Does Cash App work in the UK? scroll down
  • 02. Does Cash App work internationally from the UK? scroll down
  • 03. What Cash App alternatives are available in the UK? scroll down
  • 04. Remitly: Best overall Cash App international alternative scroll down
  • 05. TransferGo: Best for transfers to the USA scroll down
  • 06. XE Money Transfer: Best for bank transfers to India scroll down
  • 07. Cash App UK in summary scroll down
  • 08. FAQ about Cash App UK scroll down

Compare alternatives ❯

Does Cash App Work in the UK?

Yes, Cash App does work in the UK. To use Cash App in the UK and send and receive money on the platform, you and your recipient must have a British bank account.

Cash App is a well-known peer-to-peer payment app that has gained a reputation as a reliable and convenient way to make domestic peer-to-peer money transfers in the UK. One of the main benefits of using Cash App is that it charges no fees for sending money to other Cash App users in the UK. This means you can send money to friends and family without worrying about additional costs.

Additionally, the app has a user-friendly interface, making it easy to use for both beginners and seasoned users. Cash App also offers a range of other features, such as the ability to buy and sell Bitcoin and receive your paycheck through the app. With Cash App's Cash Card, users can withdraw cash at ATMs across the UK. While it may not be the best option for international transfers outside of the US and UK, Cash App is a reliable and convenient choice for sending money domestically.

Cash App International Transfers From the UK

Cash App does work internationally from the United Kingdom. It is a great choice if you need to send or receive money from the US. With Cash App, you won't have to pay any exchange rate margins or transaction fees. This means your money will be exchanged at the real USD-GBP exchange rate, also known as the mid-market rate, without any additional costs.

Your recipient in the US will receive the transfer in USD. Conversely, if a US friend sends money to you in the UK, then you will receive the transfer in GBP.

Cash App International Transfer Alternatives

If you need to transfer money to or from countries other than the United States, you'll need to explore other options.

Many international money transfer providers offer low fees, fast transfers, and a great user experience to suit your needs. The best are Remitly, TransferGo, and XE Money Transfer for bank transfers.

Contrary to popular thought, Wise is not always the cheapest international money transfer provider from the UK.

On Monito's comparison engine, Wise came in fourth place for transfers originating in the UK in 2023. However, pricing and exchange rates vary constantly, so compare providers on Monito to find the best deal every time.

You can easily compare different options in real-time by clicking on this link or by reading our comprehensive recommendations for the best alternatives below.

Remitly

A world leader in low-cost internationalcash pickuptransfers, Remitlyoften offers the cheapest money transfers abroad from the United Kingdom. It was the cheapest provider from the UK for 30.3% of searches on Monito in 2023.

  • Cheapest:On 30.3% of Monito comparisons for transfers from the UK to foreign bank accounts.
  • Cheapest destinations:Pakistan, Poland, India, Philippines.
  • Transfer time:2-3 business days.
  • Recommended for:Low-cost bank transfers where time isn't crucial. We also recommend Remitly for sending money for cash pick-up and cash home delivery services because of its speed and pricing for cash-related transfers in particular
  • More info:See our Remitly review, or visit their website.

TransferGo

TransferGois known for consistently offering the cheapest rates on international money transfers, particularly to European countries. The platform offers a wide range of pay-in and pay-out options.

  • Cheapest:On 10.7% of Monito comparisons for transfers from the UK to foreign bank accounts.
  • Cheapest destinations:US, Poland, Spain, Nigeria, Moldova.
  • Transfer time:1-2 business days.
  • Recommended for:Fast, affordable bank transfers, especially to Poland or Turkey.
  • More info:See our TransferGo review, or visit their website.

XE Money Transfer

XE Money Transfercovers a vast scope, supporting 130 countries and around 100 currencies. It is a much-loved platform, with many glowing customer reviews.

  • Cheapest:On 10.3% of Monito searches for transfers from the UK to foreign bank accounts.
  • Cheapest destinations:India, Poland, Pakistan, Bangladesh, UAE.
  • Transfer time:1 business day.
  • Recommended for:Speedy and affordable bank transfers.
  • More info:See our fullXE Money Transfer review, or visit their website.

Our Recommendation About Cash App UK

To sum up, the key takeaway from this article is that Cash App is limited in its international capabilities and is only ideal for transferring money between the US and UK. For any other international transfer, it's best to look for digital providers like Remitly, TransferGo, and XE Money Transfer as they offer the most affordable, efficient, and intelligent solutions compared to traditional providers like banks and PayPal, which have higher service fees and exchange rates.

Check out the options below and start comparing your Cash App alternatives now.

Compare leading Cash App alternatives in the UK:

FAQ About Using Cash App in the UK

  • 🌎 Does Cash App work in the UK?

    Yes, Cash App is available in the US and the UK. The payment app allows you to send money from one US or British bank account to another, meaning both the sender and the recipient must have US or UK bank accounts. We recommend using Monito.com to compare alternatives if you send money to or from any country other than the US or UK.

  • 💵 What's the best Cash App international alternative?

    There are plenty of good options as intuitive as Cash App for sending money abroad with an app. We recommend using Monito.com to compare money transfer providers and find the best alternative for your needs in real-time.

  • 🌐 Is Cash App international?

    While you can use Cash App if you're outside the US or the UK and already have the app, you cannot use Cash App to transfer money internationally. We recommend using Monito.com to compare alternatives instead.

  • 📱 Does Cash App work with international numbers?

    No, Cash App doesn't work with international numbers. You need to use a US or UK mobile phone number to sign up to Cash App or send money to another user. If you're looking to transfer money from the US or UK to a country abroad, we recommend using Monito's real-time comparison engine to find the best deal in real time.

  • 💵 What are the Cash App international fees?

    Cash App does not charge any fixed fees or exchange rate margins for transfers to and from the UK and the US. Cash App applies the real mid-market exchange rate, which is the live rate you see on Google, Monito, or XE.com.

  • 🌎 What are the Cash App available countries?

    Cash App is available for use for residents or citizens of the following countries:

    • the United Kingdom;
    • the United States.

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Cash App UK (2024)

FAQs

Is UK Cash App different from US Cash App? ›

Cash App is available in the U.S. and the U.K. According to the Cash App website, when a user sends a payment between the U.K. or the U.S., Cash App will convert the payment from the origin currency to the destination currency based on the mid-market exchange rate at the time the payment is created.

Can I send money through Cash App from UK to USA? ›

Cash App is great for sending local payments in the US or UK. You can also send a payment internationally to a Cash App user in the UK from the US - or vice versa. However, beyond this, Cash App doesn't support international use.

Does Cash App work for UK? ›

Sending and receiving money is totally free and fast, and most payments are deposited directly to your bank account in minutes. Cash App can be used to send and receive money with anyone in the UK through their phone number or £Cashtag!

Why is Cash App not working UK? ›

Ensure that your device has a stable internet connection. Poor or no connectivity can prevent you from logging into the Cash App. Try connecting to a different Wi-Fi network or using mobile data to see if that resolves the issue.

Does UK use Cash App or PayPal? ›

Cash App users must be resident in the US or UK - that means you can't use Cash App if you're an American living overseas, for example. PayPal, on the other hand, is available almost across the globe, with the option to send and receive PayPal payments to a huge range of countries.

Is Zelle used in the UK? ›

🌎 Can I use Zelle to send money to the UK? No, you can't use Zelle to send money to the UK, as Zelle is available only in the US. The payment app only allows you to send money from one US bank account to another, meaning both the sender and the recipient must have US bank accounts.

How can I send money from UK to USA? ›

Best ways to send money to the USA from the UK
  1. PISP. ...
  2. Bank Transfer. ...
  3. Debit Card. ...
  4. Credit Card. ...
  5. Swift. ...
  6. Apple Pay. ...
  7. Google Pay.

What is the limit on Cash App UK? ›

Are there limits? If you're planning on giving Cash App a try, you should be aware that there are limits on the amount you can send. You may need to provide further ID information if you want to send over £250² (either in one transaction or in multiple payments over 7 days).

How do I add money to Cash App UK? ›

Tap the Money tab on your Cash App home screen. Press Add Cash. Choose an amount. Tap Add.

Is Cash App free in UK? ›

Instantly send and receive money from friends. Transfer from your Cash App balance to your bank account instantly. There are no costs or fees to send and receive money. UK services are offered by Squareup Europe Limited, an EMI authorised by the UK Financial Conduct Authority.

Does UK use PayPal? ›

Millions of businesses all over the world accept PayPal.

Find out why over 20 million UK shoppers use PayPal each year.

Is Venmo available in UK? ›

No, Venmo is not available in the UK. If you live in the UK and are sending money to someone in the UK: Square's Cash App is a good alternative to Venmo in the UK. But dozens of other innovative mobile peer-to-peer transfer options exist, like Revolut, N26, Monese, Monzo etc.

When did Cash App become available in the UK? ›

Square announced on Tuesday (April 3) that its peer-to-peer (P2P) Cash app is now available in the U.K. According to news from MarketWatch, the U.K. is the first international market for the Cash app. Like in the U.S., users across the pond can now send and receive money without paying a fee.

How long does Cash App withdrawal take UK? ›

Standard withdrawals to your bank account may take 1-3 business days to process. However, you can opt for an instant withdrawal for a small fee to access your funds immediately.

Why is Apple cash not available in the UK? ›

It may not be profitable enough for a bank to partner with Apple. It'll probably be offered in Canada and/or Mexico before the UK, so I wouldn't hold my breath. GB and US have different banking regulations and that could be an issue. Also, a local financial institution has to be willing to partner with Apple.

How to send money from UK to USA? ›

You can carry out the transaction online using a debit card, credit card or bank transfer, and you'll need the US recipient's details too. On the high street: Services such as Moneygram and Western Union have their advantages – but they are not a cheap way to send money from the UK to the US.

How do I change the currency on my Cash App? ›

To change the currency in a Cash App transaction (for example, from USD to CAD), navigate to its Native transaction subtab, delete the initial payment created, and then click Save. Recreate the same Cash App transaction.

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