FAQs
With cardless ATM access, you go to an ATM how you normally would, except you use your mobile phone to initiate withdrawals or balance inquiries instead of your debit card. Cardless, or contactless, ATMs do not require a physical card to take out cash.
How to do cardless withdrawal on access ATM? ›
- Dial *903# from your phone and select "Withdraw Money" option.
- Select "ATM Withdrawal" option.
- Enter the Amount and validate the transaction with your PIN.
- You will receive a transaction code for successful withdrawal.
- Keep the code and visit any of our nearest ATM.
- Press '0' to perform a cardless withdrawal.
Using an ATM
- Be aware of your surroundings, particularly at night. ...
- Have your ATM card ready and in your hand as you approach the ATM. ...
- Visually inspect the ATM for possible skimming devices. ...
- Be careful that no one can see you enter your PIN at the ATM.
Withdrawing money using a cardless ATM
Withdrawing cash from a cardless ATM can generally be done in these few easy steps: Sign in to your bank's app and choose the account you want to withdraw from. Tap your phone to the reader—or scan the QR code on the ATM. Verify the transaction for the ATM withdrawal.
How do I use cardless ATM cash App? ›
Enter the necessary details: At the ATM, follow the instructions on the screen. You may need to enter your digital card details or select the option to withdraw from your linked bank account. c. Enter your PIN: If prompted, enter your Cash App PIN or the PIN associated with your linked bank account.
How does cardless service work? ›
Cardless withdrawal allows you to use an app to get your cash. Cardless ATMs use different types of technology (such as QR codes, NFC, and biometrics) to securely identify an account holder and dispense their cash without the presence of a debit card. Below, we'll take a closer look at how exactly this works.
How do I process cardless withdrawal? ›
Cardless withdrawals
- Login in to the VYBE App.
- Tap “VYBE eWallet”
- Tap “Cash Out”
- Tap “Cardless Withdrawal”
- Pre-select or input the amount then tap “Next”
- Review and confirm cardless withdrawal details by tapping “Cash Out”
- Enter your MPIN to authorize the transaction.
The daily ATM withdrawal limit ranges from N100,000 – N300,000 naira depending on your card type. Click Here to view daily limits for all Access Bank Cards.
How do I borrow money from Access Bank? ›
You can get access to an instant loan by dialing *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App. 24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
What not to do at an ATM? ›
ATM Safety and Security Recommendations
- Approaching the ATM.
- Using the ATM.
- Never tell your access code or PIN to anyone!
- Never lend your ATM card to anyone; treat it like cash or a credit card.
- ATM Skimmers.
- Skimming Scam Prevention Strategies:
Stand close to the ATM, and always cover the keypad while entering your PIN. Follow the ATMs instructions carefully, entering the required information only when prompted. Don't let anyone distract you or leave your card unattended in the card slot.
What are the basic security tips? ›
The following preventive measures will help minimize your chances of being victimized:
- If you are going out, tell someone where you are going and when you will return.
- Always lock your doors and don't lend the key out. ...
- Don't walk alone at night. ...
- Stay in well-lighted areas.
- If you lose a key or an I.D.
Cardless cash withdrawal request can be initiated for a minimum of Rs.100 per transaction and upto a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary (The limits are subject to change as per regulatory guidelines). What is the time taken for creating a Cardless Cash Withdrawal?
How much can I withdraw from cardless cash? ›
The daily withdrawal limit for Cardless Cash is $500. There is no limit on the number of transactions per day provided the total amount withdrawn that day does not exceed $500 or your NetBank transfer limit.
How long is cardless cash withdrawal valid for? ›
A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creating the request.
Can I use cardless ATM at any ATM? ›
First, check to make sure the ATM has the contactless payment symbol that indicates it accepts mobile wallet transactions. Once you've confirmed the ATM allows for cardless ATM access, you can follow the prompts to withdraw cash.
Do you need a card for cardless cash? ›
Get cash out securely, without a card
You'll be sharing only the Cash Code. The person withdrawing the money will also need the Cash PIN. Protect these codes from people you don't know.
Is Cardless cash withdrawal safe? ›
Though they aren't risk-free, a few features of cardless ATM withdrawals make them more secure. For starters, scammers can't use skimmers to steal your card data because you don't insert your card into the ATM terminal.
