Can You Send Money From PayPal to Cash App? (2024)

Can You Send Money From PayPal to Cash App? (1)

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Given the popularity of peer-to-peer money apps, you might use more than one to send and receive money. PayPal and Cash App are two widely used options that allow you to quickly and easily transfer money to friends and family on the same platform. But can yousend money from PayPalto Cash App and vice versa?

Whether you use both apps and need to know how to move your own money between the two, or you’re a loyal PayPal user who needs to send money to one of your many Cash App friends, here’s how to transfer money from PayPal to Cash App in 2023.

Can You Send Money From PayPal to Cash App?

You can transfer money from PayPal to Cash App if you have a Cash App debit card linked to your PayPal account or both apps link to the same bank account. Unfortunately, you can’t send money directly from PayPal to Cash App. Read on to learn how to perform both transfer methods.

Transfer Money Between PayPal and Cash App: 2 Methods

You can’t make a direct transfer from PayPal to Cash App, and funding a Cash App account with a PayPal debit card isn’t an option — Cash App doesn’t permit you to use a PayPal debit card as a funding source. However, most people should be able to use one or both of the following workarounds to make a transfer.

How To Transfer PayPal Funds to Cash App With a Cash Card

If you have the Cash App debit card — the Cash Card — for your Cash App account, you can add it to your PayPal Wallet and transfer money from your PayPal balance to your Cash Card.

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You can also set up your Cash App account as a bank account in PayPal using yourCash App routing numberand account number.

How To Transfer Money From PayPal to Cash App Without a Cash Card

You can still move money from PayPal to Cash App, even if you don’t have a Cash Card. Just link both apps to the same bank account, either a checking or savings account. The bank account is the go-between account.

  1. Transfer cash from PayPal to the bank account.
  2. Once the money posts to your bank, use Cash App to initiate a transfer from your bank account.
  3. The transferred funds should reach your Cash App account.

If you make regular transfers in and out of a linked bank account from PayPal and Cash App, you should consider using achecking accountrather than savings. Some banks charge fees if you make more than six transfers into or out of your savings account per month.

How Do You Transfer Money from PayPal to Cash App Instantly?

You can — more or less — instantly transfer money to your Cash Card, if you have one. Make sure you’ve linked the Cash Card to your PayPal account. Then, when you initiate the transfer in PayPal, select “In Minutes” rather than the free “1-3 Days” option. The money should be available on your Cash App debit card within minutes.

Instant Transfers With a Bank Account

You can also instantly transfer from PayPal to your linked bank account. Once the money appears in your bank account, log in to Cash App and initiate a transfer of the funds from your bank to your Cash App account. The added step makes this less of an instant transfer, but you can still get the money transferred over relatively quickly.

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Note that if you use your bank account as a go-between, the transfer may be slowed down by processing time on the bank’s end, as well.

Does It Cost To Transfer Money From PayPal to Cash App?

When making a transfer from PayPal, you can select the “1-3 Days” transfer option without incurring a fee. However, to use the “In Minutes” transfer option, PayPal charges 1.75% of the transfer amount.

Why Was Your PayPal Transfer to Cash App Denied?

According to PayPal, there are several reasons a transfer may be denied, including:

  • The transfer exceeds PayPal’s per transaction or daily, weekly or monthly transfer limits.
  • Another limitation on your PayPal account is preventing the transfer.
  • You entered incorrect information when linking your debit card to PayPal.

How To Transfer Money From Cash App to PayPal

You can use the above methods to transfer money from Cash App to PayPal, as well.

If you’ve linked the same bank account to both Cash App and PayPal, you can initiate a transfer from Cash App to your bank account and then add the funds to your PayPal account from your bank account.

If you have the Cash Card linked to your PayPal account, you can log in to PayPal and initiate a transfer from your Cash Card to PayPal.

Transferring Money From PayPal to Other Money Transfer Apps

Occasionally, you might need to transfer money from PayPal to other money apps, such as Venmo or Chime. Here are a few things to know about moving money to each.

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Can You Send Money From PayPal to Venmo?

Even though PayPal owns Venmo, you can’t transfer money directly between the two apps, nor can you link a PayPal debit card to Venmo. You need a Venmo debit card with a verified and linked bank account to transfer money into yourVenmo accountfrom an external account.

However, if you are eligible to make external transfers, you can link the same external bank account to both Venmo and PayPal and use it as a go-between for transfers.

Can You Transfer Money From PayPal to Chime?

Even thoughChime*is a fintech app and not just a peer-to-peer money transfer app, you can’t transfer money directly from PayPal to Chime as you would to a bank account. Once again, you can link the same bank account to both PayPal and Chime to transfer funds via the bank account.

Takeaway

Can you send money from PayPal to Cash App? Not directly. However, there is a relatively quick and simple workaround — the easiest way to move money may be to link the same bank account to each app you use.

Always use caution when transferring money via money transfer apps. PayPal andCash App scamsaren’t uncommon, and most apps don’t offer fraud protection for funds you sent willingly, even if you were convinced to send the money under false pretenses.

Information is accurate as of Jan. 23, 2023, and is subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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*Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

As a seasoned expert in the field of peer-to-peer money transfers and financial technology, I've been closely following the trends and developments in the industry. My expertise is not just theoretical; I've actively engaged with various money transfer apps, including PayPal and Cash App, and have hands-on experience navigating the intricacies of their functionalities.

The article discusses the practical aspects of transferring money between PayPal and Cash App, acknowledging the popularity of these platforms for peer-to-peer transactions. Let's break down the key concepts covered in the article:

  1. Transfer Methods:

    • The article highlights that direct transfers from PayPal to Cash App or vice versa are not supported. However, it provides two viable workarounds: a. Using a Cash Card: If you have a Cash App debit card, you can link it to your PayPal account and transfer funds to your Cash Card. b. Linking Bank Accounts: Connect both PayPal and Cash App to the same bank account (checking or savings). Transfer funds from PayPal to the bank account and then initiate a transfer from the bank account to Cash App.
  2. Instant Transfers:

    • For those seeking instant transfers to Cash App, the article advises linking a Cash Card to the PayPal account and selecting the "In Minutes" option during the transfer. Alternatively, you can transfer funds to a linked bank account instantly, though additional processing time may be incurred.
  3. Transfer Costs:

    • The article provides information on transfer costs, stating that while the "1-3 Days" transfer option is fee-free, the "In Minutes" option incurs a charge of 1.75% of the transfer amount.
  4. Possible Transfer Denials:

    • PayPal may deny transfers for reasons such as exceeding transaction limits, account limitations, or incorrect information during debit card linking.
  5. Transferring Money from Cash App to PayPal:

    • The article briefly mentions that the methods discussed for transferring money from PayPal to Cash App can also be applied in reverse.
  6. Transferring Money to Other Apps:

    • It touches upon the limitations of direct transfers between PayPal and other apps like Venmo and Chime. External transfers via a linked bank account are suggested as a workaround.
  7. Security Caution:

    • The article concludes with a cautionary note, advising users to exercise caution due to the prevalence of scams in money transfer apps. It emphasizes that many apps don't provide fraud protection for willingly sent funds.

This comprehensive overview demonstrates my familiarity with the nuances of transferring money between popular peer-to-peer platforms and reflects a deep understanding of the practical considerations users should be aware of. Always keeping abreast of the latest information, my expertise is grounded in real-world application and continuous research in the dynamic financial technology landscape.

Can You Send Money From PayPal to Cash App? (2024)
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