Can a bank or credit union cash a post-dated check before the date on the check? | Consumer Financial Protection Bureau (2024)

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How to Cash a Check Without a Bank Account

Yes. Banks and credit unions generally don’t have to wait until the date you put on a check to cash it.

However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice. Contact your bank or credit union to learn what its policies are.

Can a bank or credit union cash a post-dated check before the date on the check? | Consumer Financial Protection Bureau (2024)
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