What are ACEs?
ACE is the supernormal stock basket designed by the ACMIIL market experts through a scientific investing framework. ACEs are developed to match different types of investors with different risk appetites.
Why do I need Aces?
Many investors, especially beginners, invest in the equity market based on poor research, stock tips- which are unethical elements of investing. The net result can be unpredictable, providing optimum returns.
Safety
ACEs include stocks through the scientific investing framework process. The safety element thus becomes high. Ibasket, just like any other equity investment, is subjected to market risk.
Liquidity
In ACEs, liquidity is high because often traded stocks are included in the basket. Equities in the basket available are for the long-term duration, i.e., a minimum of three years.
Stock Selection Methodology
Scientific Investing
Capital Destroyer
Unstable Business, Bankruptcy prone Balance Sheet
Capital Eroder
Destruction Capital Allocation
Capital Imploder
Overvalued Market Prices
Capital Compounder
Supernormal Companies Supernormal Price
iBasket FAQs
No.However the shares are selected based on long term duration i.e. at least 3 years. So it is advisable to stay invested for a period of 3-5 years
The stocks in the basket will be as per the discretion of the ACMIIL. Our team of equity experts would review these stocks from time to time. If one stock is not performing well, our team may replace it with a stock which in our team’s view is one of the best performing securities in the market. This again will be at the discretion of ACMIIL. But the investor has the option to create a basket of his own.
In a bank mandate, a third party will be authorized to debit a specific sum from your bank account during regular intervals. By submitting a mandate form, you authorize your bank to conduct an auto-debit transaction. In this transaction, the specified amount is drawn from your savings account on predetermined dates. The drawn amount is then invested by way ofSIPsin the stock basket you want to invest in.This will be the case if the investor chooses the SIP way to invest in the stock basket. Hence, bank mandates facilitate investments in the most hassle-free, paperless, and convenient manner. Concerning the bank mandate, we will need 20% more mandate for the entire basket amount. This is because of the fluctuations in the stock price. Please note it is compulsory to have a bank mandate for Stock Basket investment
Investment Basket Systematic Investment Plan (SIP)is a method of investing in any basket, wherein an investor invests a fixed amount of his choice at regular intervals.It is advisable to start an SIP so that there is regular saving habit and you can also average the price by buying during different points of time in the market.
Stocks are not frequently replaced, but they are frequently monitored. Stocks are replaced if a company is not performing on anticipated growth plan expected during the time of investment.
Yes. As the shares purchased using the Stock Basket App will be in your DEMAT account, you will receive all the dividends directly in your linked bank account.
Other corporate actions such as Bonuses, Splits will also be adjusted automatically in your DEMAT account. The Basket profits or returns would include any dividends, benefits received out of corporate actions.
iBasket - Terms and Conditions
- As per the Schedule I commercial terms- the client has to pay the total fees incurred on the provided rates.
- The Basket profits or returns would include any dividends, or benefits received out of corporate actions.
- All the costs, fees, charges as per Schedule I, and expenses of whatsoever nature incurred by us in connection with the acquisition, holding, sale, and transfer, in respect of the dematerialized state charges of the Depository Participant, in respect of Securities shall be paid by the Client.
- ACMIIL will invest your money to the price close to the basket amount. Any surplus left during the investment course, based on the investor's choice- either the surplus amount will be invested in another investment product or return to the investor.
- The stocks in the basket will be as per the discretion of the ACMIIL. We would review these stocks from time to time, and the rebalancing would be done (if any), of the stocks in the basket, which will be at the discretion of ACMIIL.
- ACMIIL will charge 0.3 % on the sale of the transaction towards rebalancing charges. There will be no charge on the purchase of shares during rebalancing.
- Nifty BEES are purchased in the basket at the time of every basket purchase. This is to cover the cost of basket maintenance. This avoids frequent payment of charges by clients. The client also stays invested during such period and funds are not idle.
- A review of the basket is done on a daily basis; however, rebalancing is done for a year period, and that too on a need basis only to ensure that the stocks within the basket meet all investment parameters as per scientific investment principle.
- There will be a minimum charge of Rs. 25 per contract at the time of rebalancing.
- Maintenance charges will be collected first through the funds available in the client’s ledger, then through the mandate given for the bank account and the Nifty BEES will be liquidated only if the funds available under the previous 2 options are inadequate.
- You are free to exit basket-wise or exit from all baskets at any point in time. No investor can selectively exit from certain stocks or add any particular stock in the iBasket.
- Concerning the bank mandate, we will need 20% more mandate of the entire basket amount. This is because of the fluctuations in the stock price. Please note bank mandate is compulsory in iBasket.
- Basket maintenance charges will be charged to the client quarterly in advance (1st date of financial quarter). If the basket is purchased before 1st date of the next upcoming financial quarter, the system will debit the basket maintenance charges (upfront) on a pro-rata basis for the basket on the purchased date and the next debit will be done on 1st date of the next financial quarter i.e. 1st April, 1st Jul, 1st Oct, and 1st Jan.
- The client agrees that in case of any dispute, the claim and/or disputes will be referred to arbitration as per the Rules, Bye-laws, and Regulations of the Stock Exchange where the trade is executed and the circulars/notices issued there under as may be in force from time to time.
- I have understood that Investment in the securities market is subject to market risk, read all the related documents carefully before investing. Past performance is not indicative of future performance and future results.
- I have understood the Investment basket fee terms and other financial conditions and the clarifications required by me. I understand that the investment in the Equity basket is subject to risk associated with equity investments. I have understood the investment process and other aspects of the product.
- I hereby agree to participate.
Schedule - I
Commercial Terms (Fee Structure)
Investment Basket Fees Structure For Our Recommended Baskets
| Heads | Fee Structure |
|---|---|
| Buy Brokerage | NIL |
| Buy Maintenance Charge | Approx Basket Value: 5,00,000 (INR 3,000 per basket charged quarterly on rolling basis in advance. Total 12,000 per year, per basket). |
| Approx Basket Value: 1,00,000 (INR 600 per basket charged quarterly on rolling basis in advance. Total 2400 per year, per basket). | |
| Approx Basket Value: 15,000 (INR 100 per basket charged quarterly on rolling basis in advance. Total 400 per year, per basket). | |
| Approx Basket Value: 10,000 (INR 60 per basket charged quarterly on rolling basis in advance. Total 240 per year, per basket). | |
| Approx Basket Value: 5,000 (INR 30 per basket charged quarterly on rolling basis in advance. Total 120 per year, per basket). For Bharat Debt (INR 30 per basket charged quarterly on rolling basis in advance. Total 120 per year, per basket) | |
| DP Sell - Charges | INR 15 per ISIN |
| Sell Brokerage | 0.30% on transaction value |
Note: Government tax and other agencies transaction charges are applicable. Fees are not refundable. Bank mandate is compulsory.
Investment Basket Fee Structure For Creating Your Own Basket
| Heads | Fee Structure |
|---|---|
| Basket Creation Charges (Per Basket) | INR 100 |
| Order Execution Charges (Buy & Sell) | 0.30% on Transaction Value |
| DP Sell Charges | INR 15 per ISIN |
Note: Government tax and other agencies transaction charges are applicable. Fees are not refundable. Bank mandate is compulsory.
Investment Baskets - Invest Wisely in the Equity Markets
At investmentz.com, we offer a set of baskets to meet your investment needs. Each basket is customized to provide assured equity & debt exposure through a portfolio of stocks, Mutual Fund, ETF, and other asset classes. These baskets are monitored by our team consisting equity & debt specialists, who can help you to make disciplined investments aligned to your financial goals. The baskets are constructed to suit different types of investor risk profiles.
What are ACEs?
An ACE is a Supernormal stock basket based on the scientific Investing framework to enhance safety and enhancing returns. Each ACE is designed to provide required equity exposure through a stock portfolio of 10-12 different companies ranging from Small/mid-caps to large caps. These ACEs are managed by an Equity specialist team.
Why do I need Aces?
We have observed that many investors are investing directly in the equity market based on poor research, or stock tips which are considered unethical manner of investing. This approach is not only risky but also is guided by emotions and hence, does not help in generating long-term wealth. The net result is erratic and sub-optimal equity returns.
Our Performance
| ACMIIL's ACES | Date of Inception | 1M | 3M | 6M | 1Y | Since Inception |
| ACE -LARGECAP | Friday, May 15, 2020 | 3.59% | 6.24% | 20.76% | 50.60% | 98.10% |
| Benchmark (BSE 100) | 7.86% | 9.81% | 18.01% | 55.71% | 87.56% | |
| ACE-MIDCAP | Wednesday, May 20, 2020 | 3.09% | 31.13% | 42.23% | 91.80% | 147.86% |
| Benchmark (BSE Midcap) | 3.32% | 9.63% | 19.39% | 62.70% | 111.50% | |
| ACE-SMALLCAP | Tuesday, May 26, 2020 | -4.31% | 11.16% | 29.88% | 68.05% | 176.36% |
| Benchmark (BSE Smallcap) | 0.50% | 14.09% | 33.56% | 87.78% | 154.19% | |
| ACE-Power | Wednesday, March 24, 2021 | -3.02% | -3.91% | 1.13% | ||
| Benchmark (BSE Midcap & Smallcap) | 1.78% | 11.99% | 25.40% | |||
| ACE-Bullet Train | Monday, March 22, 2021 | -1.70% | 0.96% | 6.91% | ||
| Benchmark (BSE Smallcap) | 0.50% | 14.09% | 30.56% | |||
| ACE-Super Dividend | Wednesday, March 24, 2021 | -1.59% | -0.15% | 7.10% | ||
| Benchmark (BSE Midcap & Smallcap) | 1.78% | 11.99% | 25.40% | |||
| ACE-Bharat Defense | Monday, March 22, 2021 | -0.52% | 11.50% | 12.77% | ||
| Benchmark (BSE Smallcap) | 0.50% | 14.09% | 30.56% |
All Performance above are as of 31st Aug 2021.
Performance up to 1 Year is absolute.
Disclaimer : Past performance is not indicative of future performance and future results. Above portfolio performances are post fees and Performance computed on model portfolio. The recommendations made by ACMIIL could be those that are based on its own research. Individual returns of Clients for a particular portfolio may vary significantly from the performance of the other portfolios. No claims may be made or entertained for any variances between the performance depictions and individual portfolio performance. Investments in securities market are subject to market risk, read all the related documents carefully before investing.
How to select an Investment Basket?
Based on your risk appetite, you can select a basket. In order to keep it simple we have 3 types of ACE Core Basket namely ACE-LARGECAP, ACE-MIDCAP and ACE-SMALLCAP and 4 types of ACE Thematic Basket namely ACE-Super Dividend, ACE-Power, ACE-Defence and ACE-Bullet Train. This reflects the current market composition. You can also create your own basket of stocks.
Investment Baskets can either be purchased in lump sum or in SIP. It is advisable to start an SIP so that there is regular saving habit and you can also average the price by buying during different points of time in the market.
Our Stock Baskets
ACE-Largecap - Approx Basket Value: INR 15000
- Supernormal portfolio is created from the large-cap universe of Top 100 stocks.
- The large-cap universe is a reflection of the Indian economy as it accounts for nearly 50% of the organized GDP of India.
- 8 to 12 Supernormal companies are available at Supernormal Prices and are regularly monitored as well as realigned by our equity specialist team.
ACE-Midcap - Approx Basket Value: INR 15000
- Supernormal portfolio is created from the Mid-cap universe of next 150 stocks beyond the top 100 stocks.
- The midcap universe offers exposure to stocks which are next level industry leaders from a wide range of Industries.
- 8 to 12 Supernormal companies are available at Supernormal Prices are regularly monitored and realigned by our equity specialist team.
- Midcap Portfolio can have higher volatility compared to Largecaps.
ACE-Smallcap - Approx Basket Value: INR 15000
- SuperNormal portfolio is created from the Small cap universe beyond the top 250 stocks.
- The Small cap universe offers exposure to upcoming companies in their respective industry.
- 8 to 12 Supernormal companies are available at Supernormal Prices and are regularly monitored and realigned by our equity specialist team.
- Small cap Portfolio can have significantly higher volatility compared to Large/Mid caps
ACE - Super Dividend- Approx Basket Value: INR 5000
- Global central banks and RBI policies to cut rates and focus on growth has created a low yield environment for Fixed Income Investors. However, investors can invest in companies with high and sustainable dividend yields comparable or higher than fixed income returns.
- Investors should focus on companies with strong balance sheets, persistent competitive advantages and are available at a discount to intrinsic values
- The SuperNormal portfolio currently sports a high dividend yield. Further, the companies could grow and their dividends would grow as well.
- Portfolio can have significantly higher volatility as it is concentrated and restricted to limited sectors and industries.
ACE - Power- Approx Basket Value: INR 5000
- India is expected to overtake China as the largest energy growth market during the 2020s. The NIP has targeted INR 24 lakh Crores towards power infrastructure, both renewable and conventional by 2025.
- The biggest beneficiaries will be the nodal power finance companies with a potential revenue growth of 15% over the next decade.
- Portfolio can have significantly higher volatility as it is concentrated and restricted to limited sectors and industries.
ACE - Bharat Defence- Approx Basket Value: INR 10000
- According to Stockholm International Peace Research Institute, with $91 billion annually, India has the third largest defence budget in the World. Current domestic production is around INR 80,000 crores. The DPEPP 2020 plans to raise this to INR 175,000 crores and exports of INR 35,000 crores by 2025.
- The way to take exposure is via a curated portfolio of defence companies with strong technology moats, such as, torpedoes and missiles, aircraft carrier, fighter jets, submarines, electronic systems, etc
- Portfolio can have significantly higher volatility as it is concentrated and restricted to limited sectors and industries.
ACE - Bullet Train- Approx Basket Value: INR 10000
- India has more than 7 high-speed rail (popularly termed Bullet Train), 6 Regional Rapid Transportation Systems (RRTS) rail corridors and more than 30 metro projects under plan with many more proposed. Several of these are operational or under construction. This is a very large, multi-decadal opportunity.
- Total railway infrastructure opportunity in the National Infrastructure Pipeline is INR 14 lakh crores over next 5 years. An exposure can be taken in railway consulting & EPC companies, and related capital equipment companies.
- Our focus is on companies with strong balance sheets, large order books and a history of 15%-30% growth rates.
- Portfolio can have significantly higher volatility as it is concentrated and restricted to limited sectors and industries
How to invest in basket?
Open an account with us, Register a mandate for SIP and our website will offer user-friendly link to purchase the basket. Subsequent purchases of SIP are made automatically by us.
Safety
There is a higher element of safety since there is a scientific process involved in selecting the basket stocks. However just like any other equity investments it is subject to market risk.
Stocks are not frequently replaced, but continuous monitoring and replacements are done if a company is not performing on anticipated growth plan expected during the time of investment.
Liquidity
High liquidity occurs because frequently traded stocks are selected. However the shares are selected based on long term duration i.e. at least 3 years.
Stock Selection Methodology
Download Brochure & Factsheet
Download Brochure Larg Cap Factsheet Mid Cap Factsheet Small Cap Factsheet ACE Super Dividend ACE Bharat Defence ACE Bullet Train ACE Power
