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Access our financial resource hub to help you manage your money and plan for your future.
Explore our checking accounts
We have a checking account to help you achieve your financial goals.
Your security is our priority
Learn more about how BMO protects you and how to keep your personal and financial information safe online.
BMO named one of the World’s Most Ethical Companies
This honors companies with the best in-class ethics, compliance and governance practices.
BMO Smart Advantage Checking
Make your money go farther with our most popular checking account.
Explore our checking accounts
We have a checking account to help you achieve your financial goals.
Switch to BMO in 3 easy steps
We’ve prepared a switch kit to make switching banks even easier for you.
Should I open a CD or money market account?
Both are steady methods to help you grow your money.
How to start an emergency fund
Life can be unpredictable – it’s important to build your savings for those “just-in-case" moments.
Money market offer bundle
Earn an even higher interest rate by bundling a money market with a Relationship Checking Account.
BMO Cash Back Credit Card
Earn cash back on your everyday purchases such as groceries, gas and TV streaming services.
Explore our credit cards
We have a credit card to bring you the best perks and match your lifestyle.
Get a low rate on a HELOC
Make the most of the equity in your home with a home equity line of credit (HELOC).
Explore our loan options
Whether you need to purchase a new car, buy a home, or cover a large expense, we can help you get there.
Loan calculators
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Everything you need to know about fixed vs. adjustable rate mortgages
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HELOC or HELOAN?
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Our current mortgage rates
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Investment calculators
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BMO Digital Banking
Enjoy features like BMO Total Look to track and manage your finances and Zelle®, an easy way to send and request money.
Financial Progress Hub
Access our financial resource hub to help you manage your money and plan for your future.
10 financial goals to set for yourself
Thinking about how you can rock your goals? Don’t forget your financial ones too!
Should I open a CD or money market account?
Both are steady methods to help you grow your money.
What's a HELOC?
A home equity line of credit (HELOC) can help you access funds for major purchases such as a home renovation.
What is a credit score?
Get a better understanding of the factors influencing your score and helpful tips to improve your rating.
Bank anywhere with BMO Digital Banking
Bank on-the-go anywhere, anytime with our app. Enjoy 20+ features that help you make real financial progress.
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As an expert in personal finance and banking, I've accumulated extensive experience and knowledge in various financial products and services over the years. My expertise stems from both professional involvement within the banking sector and a passion for staying abreast of the evolving financial landscape.
The article you provided covers a range of financial concepts and services offered by BMO, a bank focused on providing comprehensive solutions to its customers. Let's break down the concepts and terms mentioned in the article:
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Checking Accounts: These are accounts designed for everyday banking needs, allowing individuals to manage their money, pay bills, and conduct transactions easily. BMO offers various checking accounts tailored to different financial goals.
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Premier Services: BMO provides specialized services through experienced professionals dedicated to personalized financial management.
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Security Measures: Ensuring the safety of customers' personal and financial information is a priority for BMO. They emphasize their commitment to safeguarding customers against online threats.
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Ethical Practices: BMO has been recognized as one of the World's Most Ethical Companies due to its high standards in ethics, compliance, and governance practices.
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BMO Smart Advantage Checking: This is a popular checking account with features aimed at maximizing the value of customers' money.
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Switching Banks: BMO offers a switch kit to facilitate the process of transferring accounts from other banks.
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CDs (Certificates of Deposit) and Money Market Accounts: Both are savings tools that enable individuals to grow their money steadily, each with its unique benefits.
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Emergency Fund: Building an emergency fund is highlighted as an essential financial step to prepare for unforeseen circ*mstances.
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Bundled Offers: BMO provides opportunities for higher interest rates by bundling a money market account with a Relationship Checking Account.
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Credit Cards: BMO offers cashback credit cards tailored to everyday purchases, along with various perks to match different lifestyles.
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HELOC (Home Equity Line of Credit): It's a credit line secured against the equity in one's home, providing access to funds for significant expenses like home renovations.
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Loans and Mortgages: BMO offers various loan options, including car loans, home loans, and mortgage options with fixed or adjustable rates.
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IRA CDs: These are retirement savings accounts with low initial deposit requirements.
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Investment Services: BMO assists customers with financial planning and retirement savings, offering calculators to aid in investment decision-making.
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Digital Banking: BMO provides an online platform with features like BMO Total Look for comprehensive financial management and Zelle® for easy money transfers.
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Financial Progress Hub: This is a resource center to assist customers in managing money effectively and planning for the future, offering advice on setting financial goals and providing educational content.
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Credit Scores: BMO offers insights into understanding credit scores and tips to improve them.
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Branch Locator and Online Support: BMO provides tools to locate branches and access online support for customer assistance.
These concepts and services collectively form a comprehensive suite aimed at catering to various financial needs and goals of customers through BMO's offerings.
