Best Investment Credit Cards of 2024
Best Premium Travel Card for Charles Schwab Clients
The Platinum Card® from American Express for Charles Schwab *
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
5X membership rewards points on up to $500,000 per calendar year on flights booked directly with airlines or with AmericanRead More
Welcome Bonus
Earn 80,000 points
Annual Fee
$695
Regular APR
21.24% - 29.24% variable
Credit Score
Excellent/Good(750 - 850)
Card Details
- Earn 80,000 membership rewards points after spending $6,000 in the first 6 months of card membership
- Earn 5 membership rewards points per dollar spent on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel
- Also earn 5 membership rewards points per dollar spent on prepaid hotels booked with American Express Travel
- Earn a $200 hotel credit and a $200 airline fee credit
All information about The Platinum Card® from American Express for Charles Schwab has been collected independently by Forbes Advisor
All information about The Platinum Card® from American Express for Charles Schwab has been collected independently by Forbes Advisor
Earn 80,000points after spending $6,000 in the first six months of card membership
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Premium Travel Card for Morgan Stanley Clients
The Platinum Card® from American Express exclusively for Morgan Stanley *
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Welcome Bonus
Earn 80,000 points
Annual Fee
$695
Regular APR
21.24% - 29.24% variable
Credit Score
Excellent/Good(750 - 850)
Card Details
- Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 5 points per dollar spent on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel
- Earn 5 points per dollar spent on eligible prepaid hotels booked on American Express Travel and 1 point on all other eligible purchases.
- Earn a $200 hotel credit
- $695 annual fee
All information about The Platinum Card® from American Express exclusively for Morgan Stanley has been collected independently by Forbes Advisor
All information about The Platinum Card® from American Express exclusively for Morgan Stanley has been collected independently by Forbes Advisor
Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On TD Bank's Website
2% Reward Rate
Earn 2% cash back on all eligible purchases.
Welcome Bonus
Earn $100 Cash Back in the form of a statement credit
Annual Fee
$0
Regular APR
20.24%, 25.24% or 30.24% variable APR based on your creditworthiness.
Credit Score
Good/Excellent(700 - 749)
Why We Picked It
The TD Double Up Credit Card can be an excellent choice for a cash back credit for those living in one of the states where TD has a footprint.
Pros & Cons
- No annual fee
- Generous and simple rewards structure
- Introductory APR offer on balance transfers
- Card only available where TD Bank has a footprint
- Must accrue $25 in rewards to redeem
Card Details
- Bonus Cash Back: Earn $100 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening
- Earn unlimited 2% Cash Back on all eligible purchases
- No reward categories, no caps, no worries.
- Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
Bonus Cash Back: Earn $100 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Cash-Back Card for Fidelity Clients
Fidelity® Rewards Visa Signature® Credit Card *
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
2% Reward Rate
Earn unlimited 2% cash back on every eligible net purchase when you direct deposit your rewards into your eligible FidelityRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
19.24% variable
Credit Score
Good/Excellent(700 - 749)
Why We Picked It
The Fidelity Rewards Visa Signature card is a fantastic option for people who want a simple way to earn cash back on all credit card spending and have or plan to have an account with Fidelity. The 2% earning rate is among the best flat-rate rewards program you’ll find on any credit card.
Pros & Cons
- Visa Signature benefits
- Earn unlimited rewards that don’t expire
- Simple 2% rewards rate with no categories to manage
- Rewards points must be deposited in a qualifying Fidelity account to get the full value
- No bonus spending categories to boost rewards
Card Details
- Earn unlimited 2% cash back
- Earn 2 points per dollar spent in eligible purchases
- No limits on total Reward Points and no restrictive categories
- Reward Points will not expire
- No annual fee
- Zero fraud liability
- Signature travel and shopping offers
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Card for Investing With SoFi
SoFi Credit Card *
3.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
2% Reward Rate
Earn 2% unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi.*
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
20.24% - 29.99% variable
Credit Score
Good(700 - 749)
Why We Picked It
The SoFi credit card joins several other top cash back credit cards on the market offering unlimited 2% cash back on purchases when your rewards are redeemed into an eligible SoFi account. The card excels at avoiding fine print.
Pros & Cons
- Excellent rewards rewards rate when redeemed into an eligible SoFi account
- No annual fee
- No foreign transaction fee
- Must redeem rewards into an eligible SoFi account for best value
Card Details
- Earn unlimited 2% cash back on eligible purchases and unlimited 3% cash back on SoFi Travel bookings
- Receive up to $1,000 of complimentary cell phone insurance coverage
- No annual fee
- No foreign transaction fees
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Card for Merrill Lynch Clients
Bank of America® Premium Rewards® Elite credit card *
3.3
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 2X Reward Rate
Earn 2X points per dollar spent on travel and dining purchases; Earn 1.5X points per dollar on all other purchases.
Welcome Bonus
75,000 points
Annual Fee
$550
Regular APR
20.24% - 27.24% variable
Credit Score
Excellent(750 - 850)
Why We Picked It
If you value lounge access and travel perks, this card has you covered. Plus, you’ll get lifestyle credits for things like rideshares, food delivery and streaming service with select merchants. You’ll get the best deal if you’re a Preferred Rewards member, which returns a 25% to 75% bonus on all the points you earn.
Pros & Cons
- Top-notch rewards rate for those at the highest tier of Preferred Rewards
- Airline benefits including lounge access
- Up to a $150 annual lifestyle credit
- Can get the same rewards on a card with a lower annual fee
- Without Preferred Rewards, earn rate is just so-so
- No travel transfer partners
Card Details
- Receive 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- Earn up to $300 in Airline Incidental Statement Credits annually on qualifying transactions and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
- Earn up to $150 in lifestyle statement credits annually on qualifying rideshare, food delivery, streaming service and fitness transactions at select merchants
- Receive 20% off the cost of airfare when redeeming points through the Bank of America Travel Center
- Enrolled cardholders receive 12-month Priority Pass Select membership to access airport VIP lounges worldwide
Earn 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Cash-Back Card for Charles Schwab Clients
Schwab Investor Card® from American Express *
3.2
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
1.5% Reward Rate
Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your card.
Welcome Bonus
$200 statement credit
Annual Fee
$0
Regular APR
19.24% - 22.24% variable
Credit Score
Good, Excellent(700 - 749)
Pros & Cons
- Comes with a welcome offer
- Unlimited 1.5% cash back automatically deposited into your Schwab account
- No annual fee
- 0% introductory APR on purchases for 6 months
- Foreign transaction fee on international purchases
- Cards are only available to cardholders with an eligible Schwab account
- Rewards are limited to automatic deposits into a single Schwab account
Card Details
- Earn a $200 statement credit after spending $1,000 in purchases on the card in the first three months of card membership
- Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your card
- No annual fee
All information about Schwab Investor Card® from American Express has been collected independently by Forbes Advisor
All information about Schwab Investor Card® from American Express has been collected independently by Forbes Advisor
Earn a $200 statement credit after spending $1,000 in purchases on the card in the first three months of card membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Card for Investing in Education
Upromise® Mastercard® *
1.9
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Welcome Bonus
$100 bonus cash back
Annual Fee
$0
Regular APR
20.24%, 25.24%, or 29.99% Variable
Credit Score
Excellent, Good(700 - 749)
Pros & Cons
- Hassle-free way to save for college
- Introductory APR offer on balance transfers
- Earn rewards on round up purchases when you opt into the program
- Other cards earn higher flat-rate rewards that can be used to save for college or spent any way you’d like
- Balance transfer fee
- You have to join the Upromise Program to maximize rewards
Card Details
- Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days
- No annual fee
- Earn up to $250 in cash back rewards per calendar year on eligible gift card purchases at MyGiftCardsPlus
- Earn 1.25% bonus cash back rewards on purchases if the Upromise Program account is not linked to a College Savings Plan and 1.529% cash back rewards on purchases if the Upromise Program account is linked to an eligible College Savings Plan
$100 bonus cash back rewards after spending $500 on purchases in the first 90 days
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circ*mstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.
Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.
