BDO Unibank - Got a BDO Debit Card? You can now withdraw... (2024)

FAQs

Can you withdraw money from BDO debit card? ›

BDO Debit Cardholders can now withdraw and check their balance for free at ATMs in selected 7-Eleven branches.

Your BDO Debit Card is accepted worldwide at ATMs and stores wherever Visa or Mastercard is accepted.

BDO Cards bearing the Mastercard/Visa logo can be used to make withdrawals/payment transactions at Mastercard/Visa ATMs/POS/Online/Web Merchants located at countries outside the Philippines.

With BDO ATMs, you may:

Withdraw up to Php 50,000.00 cash per day* Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts.

Using a debit card at an ATM.

You can either withdraw cash, deposit a check or cash, transfer money, or view your balance. After you're finished with the transaction, be sure to take both your debit card and receipt with you.

Service Charge: $ 10.00 (BDO & Local) $10.00 (Foreign) A $25 additional charge for Foreign Wire Transfer will be debited from your account if On-Us is selected in Charge Type Field.

BDO USA's 80+ offices and more than 10,000 professionals are at your service – no matter where you do business.

Your BDO Debit Card is accepted worldwide at ATMs and stores wherever Visa or Mastercard is accepted.

You can use your debit card internationally to withdraw money from ATMs. You'll want a debit card connected to your home bank account, and be sure you have enough money in the account.

What happens if I use my debit card internationally? ›

Yes, your debit card and credit card are accepted internationally! If your ATM card is linked to a checking account, it can also be used at ATMs internationally.

ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

The limit for maximum withdrawal from ATMs differs from bank to bank. Most banks allow you to withdraw anything from INR 20,000 to INR 50,000 per day from an ATM.

Usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in POS. Higher transaction limits.

Most often, ATM cash withdrawal limits range from $300 to $1,000 per day. Again, this is determined by the bank or credit union—there is no standard daily ATM withdrawal limit. Your personal bank ATM withdrawal limit also may depend on the types of accounts you have and your banking history.

ATM issue: When your ATM does not dispense cash, despite sufficient balance, chances are your card is getting penetrated by scammers. What you can do is, get a quick details of the ATM, time and amount you were trying to remove. Visit your bank notify the problem to them.

If there are none nearby, you can find a list of them on your banking app, or via Google Pay or Apple Pay. Once you're at the ATM and bring your smartphone to within range of the machine's NFC reader. Key in your PIN code and enter the amount you'd like to withdraw. Take your cash—that's all there is to it!

Cardless ATMs provide access to your account and allow you to withdraw cash without the need for a card. Instead, they rely on account verification via text message or a banking app on your smartphone. There are several ways that cardless ATMs can function.

An ATM foreign transaction fee is a fee you pay for using an ATM abroad. Banks have varying policies on fees you will pay for using an ATM that isn't their own. If you're using another bank's ATM abroad, you may pay around 1%-3% foreign transaction fee for using an ATM to withdraw money, which can swiftly add up.

Do you get charged using your debit card abroad? ›

You may be charged for using your debit or credit card abroad to buy something or when you withdraw cash in a foreign currency. What you'll pay depends on the transaction you make and the card you use.

For clients enrolling outside the Philippines:

Go to www.bdo.com.ph. Click “Online Banking Login” > “Enroll Now”. Select “Outside the Philippines” , fill-out the form and click on “Submit”. Wait for a call from our BDO Customer Service Officer to verify your enrollment within five (5) working days.

+800-8-631-8000

Banco de Oro / Customer service

Can I apply for a BDO account online if I am a foreigner? Yes, as long as you have a valid resident visa and resident address in the Philippines. Just submit your Passport (with English characters) and a second ID from the list of acceptable IDs (i.e. ACR I-Card, National ID for select countries).

The Kabayan Dollar Savings Account is a US Dollar Denominated (USD) fixed interest-bearing savings account designed for Overseas Filipino Workers and their beneficiaries. They can deposit and withdraw through the passbook and also will be given an international ATM card.

The card is valid for ten (10) years from card issuance and shall be subject to replacement initiated by the cardholder upon expiry.

Note that international usage is only provided on Visa and MasterCard debit cards. If you have a RuPay Card, you can ask your bank to provide a Visa or MasterCard debit card. You may also set or modify daily international usage limits under the card tab through the net banking platform.

Does my BDO Debit Card have an expiration? Yes. You may check the expiry date on the front of your BDO Debit Card. 8.

Which debit card is best for international withdrawals? ›

We recommend you choose a debit or prepaid travel card that won't charge you when you withdraw cash from ATMs overseas. Yes. As long as you have a card with a Visa or Mastercard symbol you'll be able to access funds. Use your card to withdraw cash from ATMs and at EFTPOS terminals.

Just look for the contactless symbol and tap! Your BDO Debit Card is accepted worldwide at ATMs and stores wherever Visa or Mastercard is accepted.

Automated teller machines (ATMs) link your debit card to your checking account, giving you full access to your funds. As most machines accept all cards, you can most likely use any ATM, no matter who you bank with.

Yes, your debit card and credit card are accepted internationally! If your ATM card is linked to a checking account, it can also be used at ATMs internationally.

The Overseas Activation feature enables/disables the use of your BDO Debit Card for overseas transactions by clicking the switch found under More Options. It is the first entry labeled as “Transactions processed overseas”.

Will my credit or debit card work in the Philippines? Visa and Mastercard are widely accepted in the Philippines. Discover cards have 'moderate' acceptance rates - you can use them at Citibank, SB Card, and BDO Unibank ATMs, but not elsewhere.