Bank of America Fees for Account Maintenance, Overdrafts (2024)

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

Have at least one qualifying direct deposit of XXXX or more made to your account. Learn about qualifying direct deposits.

Or

Maintain a minimum daily balance of XXXX or more in your account

Or

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Please refer to your Personal Schedule of Fees for details.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

Have at least one qualifying direct deposit of XXXX or more made to your account. Learn about qualifying direct deposits.

Or

Maintain a minimum daily balance of XXXX or more in your account

Or

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Please refer to your Personal Schedule of Fees for details.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

Maintain a minimum daily balance of $20,000 or more in your account

Or

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking^® account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

Maintain a minimum daily balance of $20,000 or more in your account

Or

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking^® account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

An owner of this account is under the age of 25

Or

Maintain a minimum daily balance of $500 or more in your account

Or

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

An owner of this account is under the age of 25

Or

Maintain a minimum daily balance of $500 or more in your account

Or

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of XXXX or more in your account

OR

Ask us to link your Regular Savings account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited)

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of XXXX or more in your account

OR

Ask us to link your Regular Savings account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited)

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of $500 or more in your account

OR

Ask us to link your Advantage Savings account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited).

OR

An owner of this account is under the age of 25^*

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

^*Fiduciary accounts, including UTMA/UGMA, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee.

For new accounts, we will waive the monthly maintenance fee for six months from account opening.

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of $500 or more in your account

OR

Ask us to link your Advantage Savings account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited).

OR

An owner of this account is under the age of 25^*

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

^*Fiduciary accounts, including UTMA/UGMA, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee.

For new accounts, we will waive the monthly maintenance fee for six months from account opening.

No Monthly maintenance fee for each statement cycle that:

Account owner is under the age of 18

At age 18 Minor Savings Account converts to a Bank of America Advantage Savings Account and applicable fees will apply

No Monthly maintenance fee for each statement cycle that:

Account owner is under the age of 18

At age 18 Minor Savings Account converts to a Bank of America Advantage Savings Account and applicable fees will apply

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of XXXX or more in your account

OR

Ask us to link your Money Market Saving account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited).

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

We'll waive the monthly maintenance fee each statement cycle you meet one of the following:

Maintain a minimum daily balance of XXXX or more in your account

OR

Ask us to link your Money Market Saving account to your Bank of America Advantage Relationship Banking^®, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts), or Diamond or Diamond Honors tier (unlimited).

Please see the Personal Schedule of Fees for more information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

No Monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $2500

OR

Link your account to your Bank of America Advantage Relationship Banking, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited) or Diamond or Diamond Honors tier (unlimited).

No Monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $2500

OR

Link your account to your Bank of America Advantage Relationship Banking, Bank of America Advantage^® with Tiered Interest Checking or Bank of America Advantage^® Regular Checking Accounts (first 4 savings accounts).

OR

Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited) or Diamond or Diamond Honors tier (unlimited).

No Monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $500

No Monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $500

You can avoid the Monthly maintenance fee when you meet one of the following requirements during each statement cycle:

$1,500 or more minimum daily balance in Checking account

OR

$2,000 or more minimum daily balance in a linked Regular Savings account

OR

$5,000 or more minimum daily balance in a linked Money Market Savings account

OR

$5,000 or more average daily balance in Checking with linked savings, CD and IRA accounts

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Regular Checking account to avoid the monthly maintenance fee. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly maintenance fee when you meet one of the following requirements during each statement cycle:

$1,500 or more minimum daily balance in Checking account

OR

$2,000 or more minimum daily balance in a linked Regular Savings account

OR

$5,000 or more minimum daily balance in a linked Money Market Savings account

OR

$5,000 or more average daily balance in Checking with linked savings, CD and IRA accounts

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Regular Checking account to avoid the monthly maintenance fee. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

$5,000 or more average daily balance in checking or linked Regular Savings

OR

$10,000 or more average daily balance in checking with linked savings, money market savings, CD and IRA

OR

$15,000 or more outstanding in linked installment loan or line of credit

OR

Any amount in a linked Bank of America first mortgage loan that we service

OR

$15,000 or more total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts. (See the Personal Schedule of Fees for details about which investment accounts are eligible to be linked.) Learn about combined balances.

OR

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage with Tiered Interest Checking account to avoid the monthly maintenance fee on your Bank of America Advantage with Tiered Interest Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

$5,000 or more average daily balance in checking or linked Regular Savings

OR

$10,000 or more average daily balance in checking with linked savings, money market savings, CD and IRA

OR

$15,000 or more outstanding in linked installment loan or line of credit

OR

Any amount in a linked Bank of America first mortgage loan that we service

OR

$15,000 or more total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts. (See the Personal Schedule of Fees for details about which investment accounts are eligible to be linked.) Learn about combined balances.

OR

Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage with Tiered Interest Checking account to avoid the monthly maintenance fee on your Bank of America Advantage with Tiered Interest Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

$5,000 or more average daily balance in checking or linked Regular Savings

OR

$10,000 or more average daily balance in checking with linked savings, money market savings, CD and IRA

OR

$15,000 or more outstanding in linked installment loan or line of credit

OR

Any amount in a linked Bank of America first mortgage loan that we service

OR

$15,000 or more total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts. (See the Personal Schedule of Fees for details about which investment accounts are eligible to be linked.) Learn about combined balances.

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Regular Checking account to avoid the monthly maintenance fee on your Bank of America Advantage Regular Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance Fee when you meet one of the following requirements during each statement cycle:

$5,000 or more average daily balance in checking or linked Regular Savings

OR

$10,000 or more average daily balance in checking with linked savings, money market savings, CD and IRA

OR

$15,000 or more outstanding in linked installment loan or line of credit

OR

Any amount in a linked Bank of America first mortgage loan that we service

OR

$15,000 or more total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts. (See the Personal Schedule of Fees for details about which investment accounts are eligible to be linked.) Learn about combined balances.

OR

Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).

Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Regular Checking account to avoid the monthly maintenance fee on your Bank of America Advantage Regular Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.

You can avoid the Monthly Maintenance fee when you meet BOTH of the following requirements during each statement cycle:

Maintain a $100.00 minimum daily balance in checking

AND

Have a monthly qualifying direct deposit of at least $100. Learn about qualifying direct deposits

OR

Are enrolled in the Preferred Rewards program (waiver applies to the first 4 checking accounts), Diamond and Diamond Honors tier (unlimited)

You can avoid the Monthly Maintenance fee when you meet BOTH of the following requirements during each statement cycle:

Maintain a $100.00 minimum daily balance in checking

AND

Have a monthly qualifying direct deposit of at least $100. Learn about qualifying direct deposits

OR

Are enrolled in the Preferred Rewards program (waiver applies to the first 4 checking accounts), Diamond and Diamond Honors tier (unlimited)