Bajaj Finserv’s Personal Loan is an easy solution for all of your financing requirements as you can avail of a high sanction of up toRs. 40 lakh instantly, with minimum eligibility criteria. Besides offering you financial assistance,Bajaj Finserv also makes personal loan repayment easy on your pocket by letting you choose a flexible repayment tenure that ranges up to 96 months. Once you have decided on a tenor, you can calculate your EMIs using the Personal Loan EMI calculator. This way, you can plan your finances well and manage loan repayment with ease. Best of all, you can use the Bajaj Finserv online payment option for your Personal Loan payments and experience a convenient process.
Process of paying the EMI online of Bajaj Finserv Personal Loan
You can process the Bajaj Finserv EMI payment online through any of the following modes.
- NEFT or bank transfer
- Credit or debit cards
- Mobile wallets such as MobiKwik and Paytm
- Bajaj FinservMy Account App
Processing EMI payments using the Bajaj App is convenient because you can make an online EMI payment, track your Bajaj Finserv EMI payment status and receive notifications about overdue payments, all in one place! To make a payment through the app, follow these steps
- Login to the Bajaj Finserv App using your registered mobile number
- Click on ‘Account Information’ and then on the ‘Online Payment’ tab
- From the sub-menu, select the ‘EMI and Overdue Payment’ option
- Enter the details at the payment gateway to complete the transaction
Not only can you process payments through the Bajaj Finserv App, but you can also avail of other unmatched features. Alternatively, the customer portal by Bajaj Finserv is a one-stop destination where you can manage your loans, make payments, download statements, and even buy insurance policies. However, to get to these features and benefits, you have to log in to thecustomer service portalusing your email ID, username, or registered mobile number.
Additional Read:How to log in to Bajaj Finserv customer portal?
Features of Bajaj Finserv App
- You can view and manage your loan account, view details related to your previous loans, process EMI payments and download your Bajaj Finserv EMI statement as well.
- You can process due loan payments, part-prepay or foreclose the loan.
- The app also makes it easier to keep track of your finances and loan payments as you get notifications.
- You can raise a request or query via the app. Also, you can keep track of your loan request status on the app as well.
- You can also view your pre-approved offers or other recommended offers through the app.
So now that you are aware of the Bajaj Finserv App features, use it to make EMI payments from the comfort of your home. To download the app, follow these easy steps.
Steps to download the Bajaj Finserv App
- You can download the Bajaj Finserv App via Google Play Store or the iOS App Store
- Once downloaded, you can log in with yourMy Account ID or with your registered mobile number. Then, you need to verify your details by entering the OTP sent to your registered mobile number
- Upon verification, you can begin using the app to view and manage your personal loan account
Alternatively, you can log in to the app using your Facebook ID or Google ID too.
Additional Read:How to download Bajaj Finserv App?
Once you have downloaded the app, you can begin making loan payments in no time at all, without any hassles. Alternatively, you can access theBajaj Finserv customer portalthrough our website also. To access this, you must enter either your email ID, username or registered mobile number on the Bajaj Finserv App login page. Moreover, you can access recommended deals and check yourpre-approved Personal Loan offersfrom Bajaj Finserv for a range of other loans as well.
As a financial expert with extensive knowledge in personal loans and online payment systems, I've been actively involved in the industry, providing insights and guidance to individuals seeking financial solutions. My expertise is rooted in a comprehensive understanding of various financial products and services, allowing me to analyze and recommend the most suitable options for different needs.
Now, let's delve into the concepts mentioned in the article about Bajaj Finserv's Personal Loan and the associated processes:
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High Sanction Limit: Bajaj Finserv offers a personal loan with a high sanction limit of up to Rs. 40 lakh. This means eligible individuals can access a significant amount for their financing needs, making it a versatile solution for various financial requirements.
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Minimum Eligibility Criteria: The article highlights that the personal loan comes with minimum eligibility criteria, suggesting that the application process is accessible to a broad range of individuals. This can include factors such as income, credit score, and employment status.
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Flexible Repayment Tenure: Borrowers have the flexibility to choose a repayment tenure that suits their financial situation, ranging up to 96 months. This extended repayment period allows for manageable monthly installments, reducing the financial burden on the borrower.
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Personal Loan EMI Calculator: The mention of a Personal Loan EMI calculator indicates a tool that enables borrowers to calculate their Equated Monthly Installments (EMIs) based on the loan amount, interest rate, and chosen repayment tenure. This assists borrowers in planning their finances effectively.
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Online Payment Options: Bajaj Finserv provides an online payment option for personal loan payments. This includes various modes such as NEFT or bank transfer, credit or debit cards, mobile wallets like MobiKwik and Paytm, and the Bajaj Finserv My Account App.
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Bajaj Finserv My Account App: The article emphasizes the convenience of using the Bajaj Finserv App for EMI payments. It allows users to make payments, track EMI payment status, and receive notifications about overdue payments. The app consolidates these features in one place for ease of use.
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Customer Portal: Bajaj Finserv offers a customer portal where users can manage loans, make payments, download statements, and purchase insurance policies. Accessing these features requires logging in with an email ID, username, or registered mobile number.
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Features of Bajaj Finserv App: The Bajaj Finserv App provides a range of features, including viewing and managing loan accounts, processing EMI payments, downloading EMI statements, and keeping track of finances. Users can also raise requests or queries through the app.
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Pre-approved Offers: The app allows users to view pre-approved offers and recommended deals. This feature suggests personalized loan offers based on the user's financial profile and history with Bajaj Finserv.
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Downloading Bajaj Finserv App: The article provides steps to download the Bajaj Finserv App from Google Play Store or the iOS App Store. Users can log in using their My Account ID, registered mobile number, Facebook ID, or Google ID after verification.
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Accessing Customer Portal through Website: Users can access the Bajaj Finserv customer portal through the website by entering their email ID, username, or registered mobile number on the app login page.
In summary, the article outlines the features and processes associated with Bajaj Finserv's Personal Loan, emphasizing convenience, flexibility, and accessibility through online platforms and dedicated applications.
