ATM Cards
ATM cards provide access to your money 24 hours per day, 7 days a week! Withdraw cash, transfer between checking and savings, and check available balances for free at thousands of MoneyPass® ATMs.
Visit the Money Pass website to locate surcharge-free ATM locations throughout the country.
Debit Cards
You can use your WNB Financial debit card just like your ATM card, but in addition, you can also use it anywhere that Visa® is accepted. All transactions are taken directly from your checking account. WNB Financial debit cards have the Cirrus, MoneyPass® and Pulse logos, which provide you access to your money at millions of ATMs throughout the world.
If your card is lost, stolen, or not working properly, call us for assistance at 1-800-546-4392.
Visit the Money Pass Website to locate surcharge-free ATM locations throughout the country.
Avoid Having Your Debit or ATM Card Declined
If you do not specifically "opt-in" for Bounce Protection, our overdraft privilege service, your ATM and everyday debit card transactions may be declined. Be assured your Bounce Protection is available on your debit and ATM card for your everyday shopping. View our Reg E Opt In Form.
Fraud Protection
Fraud can hit anytime... but you’re protected. You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by trained analysts who watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
Consumer Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
• Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
• Mobile purchasing capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
• Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Visa® Pre-paid Gift Cards
The Visa® Gift Card is a non-reloadable, pre-paid gift card that can be used anywhere in the United States where Visa® is accepted. It’s the perfect solution for holidays, birthdays, graduations, business incentives, and more! You can purchase gift cards from our tellers at any WNB Financial location. The cost for a Visa® gift card is $5 per card.
As a financial expert well-versed in banking and payment systems, I bring a wealth of knowledge to guide you through the intricacies of ATM and debit cards. My understanding is grounded in real-world applications, ensuring your financial transactions are secure and convenient.
Let's delve into the concepts presented in the article:
-
ATM Cards:
- These cards offer 24/7 access to funds, allowing users to withdraw cash, transfer between checking and savings accounts, and check balances at MoneyPass® ATMs.
- MoneyPass® is a network of surcharge-free ATMs across the country, providing added convenience.
-
Debit Cards:
- WNB Financial debit cards function similarly to ATM cards but offer wider usability. They can be used anywhere Visa® is accepted, with transactions directly deducted from the checking account.
- The inclusion of Cirrus, MoneyPass®, and Pulse logos expands accessibility to millions of ATMs globally.
- In case of issues like loss or theft, users can call for assistance at 1-800-546-4392.
-
Opting for Bounce Protection:
- Without opting for Bounce Protection, overdraft privilege service, ATM and everyday debit card transactions may be declined.
- Bounce Protection is available for everyday shopping, ensuring a smoother transaction experience.
-
Fraud Protection:
- The article highlights round-the-clock protection against debit card fraud, thanks to trained analysts monitoring suspicious transactions.
- This emphasizes the commitment to ensuring the security of financial transactions.
-
Consumer Credit Cards:
- WNB Financial offers a range of credit cards to suit diverse needs, such as paying down balances faster, earning rewards, or building credit history.
- Features include convenient purchasing power, global acceptance, mobile purchasing capability, and zero fraud liability, among others.
- Elan Financial Services provides zero fraud liability for unauthorized transactions on these credit cards.
-
Visa® Pre-paid Gift Cards:
- Visa® Gift Cards are non-reloadable and pre-paid, usable wherever Visa® is accepted in the United States.
- They serve as versatile gifts for various occasions and can be purchased at WNB Financial locations for a fee of $5 per card.
In essence, this comprehensive overview showcases the seamless integration of ATM and debit cards into daily financial activities, emphasizing security measures and the diverse options available to users, including credit and gift cards.
