A new Apple Card promotion is offering new customers a discount of 5% on some of their Apple purchases, provided as a boost to the Daily Cash reward.
A banner on the Apple Card application page tells users viewing the page they can "Save 5% on Apple products with a new Apple Card through January 31. Only at Apple." While a potentially lucrative offer for some during the opulent holiday shopping period, there are a number of elements that need to apply for the offer to work.
The terms and conditions at the bottom of the page state it is ineligible for purchases such as monthly financing through Apple Card Monthly Installments, iPhone payments, the iPhone Upgrade Program, wireless carrier financing plans, Apple Media Services, and AppleCare+ monthly payments. Other typical Apple purchases, such as for hardware or accessories not on an installment plan, will be eligible.
It is also restricted to accounts opened on or between December 26, 2021 and January 31, 2022. New Apple Card users added to an Apple Card Family account opened during the period qualify for the bonus, but existing Apple Card users who merge accounts to become Co-Owners do not.
The 5% saving is applied to the account as a Daily Cash award, the feature that provides a percentage of purchases as a spendable allowance. Typically, Daily Cash is set at a maximum of 3% for Apple purchases and through select retailers, with 2% provided for using Apple Pay in stores and 1% for other physical card or online transactions.
FAQs
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it's a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+.
How do I get 5% back on my Apple Card? ›
Eligible Apple Card users will earn 5% Daily Cash on purchases at grocery stores, up to a total of $2,000 in purchases when paying with Apple Pay. You can also use your Apple Card number online or your Titanium card in-store to earn 5% Daily Cash back on up to $1,000 in purchases.
Does target 5% discount apply to Apple products? ›
Pay With Your RedCard
And yes, that discount applies to Apple products, which means at a time of year when you might see no other discounts, you can at least get 5% off by shopping at Target.
Does Apple give 10% discount? ›
Veterans and Military Purchase Program
A 10% discount is available to current and Veteran members of the US Military, National Guard and Reserve.
How does buying Apple products with Apple Card work? ›
The total amount that you finance for your new device is divided into interest-free monthly installments. Each installment is included in your Apple Card minimum payment and is due every month for the duration of the installment plan. The total amount that you finance increases if you buy an AppleCare+ plan.
Who can get discount on Apple products? ›
From the latest innovations in electronics to investing in expert entertainment devices, members of the NHS, emergency services, social care sector and armed forces can shop and save on all their favourite Apple products with exclusive discounts – only with Blue Light Card.
What is Apple Card credit limit? ›
The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
Will getting an Apple Card affect my credit score? ›
If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made. This may impact your credit score.
How do I get 3% cash back from my Apple Card? ›
Buy anything from Apple — including services like Apple Music or Apple TV, games and apps from the App Store, even in-app purchases — and enjoy 3% cash back. cash back with Apple and select merchants when you use Apple Card with Apple Pay.
Why is Apple Care cheaper at Costco? ›
AppleCare allows Apple product buyers to get help making repairs to their products over time — from AirPods to an Apple Watch that's malfunctioning — even if it's beyond its warranty period. Since Costco purchases items like this in bulk, it may be able to provide its customers with better pricing for AppleCare.
Apple products are significantly discounted at Costco. The only disadvantage is that there isn't a lot of choice, for example if you want to buy a macbook you will only find it in one color. But if you are patient and can wait a couple days, you may find a good offer that suits you.
How do you get a 5% discount at Target? ›
When you use your Target Debit Card, Target Credit Card or Target™ Mastercard ® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases.
Is there an advantage to buying directly from Apple? ›
Greater availability: You can buy an iPhone immediately in your choice of color and storage capacity at one of 272 Apple Store locations in the U.S. or have it shipped to you for free. Depending on your location, you might even be able to get 2-hour delivery.
How much is Apple employee discount? ›
Apple employees get 25% off for themselves.
As an Apple employee, you can get 25% off one of each product in the store every year.
Is it better to buy Apple products from Apple? ›
Is it better to buy Apple products from Apple? Of course it is. Buying directly from Apple is always the better option, as from Apple, you will always get an authentic device, and if somehow defective, you can easily return it. And buying from the original source is always better, at least an Authorized Apple Reseller.
How do I get 2% on my Apple Card? ›
Get 2% Daily Cash back every time you pay with your iPhone or Apple Watch. Simple, secure, magical card activation.
What is the difference between Apple Pay and Apple Card? ›
In a nutshell, here are the differences between these three Apple offerings: Apple Pay: The system in your iPhone that makes digital payments possible. Apple Card: A digital and physical credit card. Apple Cash: Like a prepaid debit card in your Apple Wallet that allows you to send and receive money.
Is Apple Card hard to get? ›
Bottom line. It's possible to get approved for the Apple Card with a credit score under 670, but your chances improve as your credit score increases. And an excellent credit score doesn't guarantee your approval, other factors are considered, such as income and payment history.
Is the Apple Card good for students? ›
Honestly as a student with minimal income you most likely will end up with their highest interest rate of 23.99%. Don't get the Apple Card just because it's Apple. You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate.
