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A Questwealth Portfolio is a managed account that with low fees and low effort. Choose the account type for your investment needs.
FHSA
New
Tax-Free First Home Savings Account
- Save for your first home
- Grow your savings tax-free
- Enjoy tax deductions on yearly contributions
- Tax-free withdrawals for your first home purchase
Use the account to hold onto cash, or invest in stocks, options, ETFs and more to save for a down payment on your first home. Learn more about FHSA accounts
TFSA
Tax-Free Savings Account
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
Hold onto your earnings in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.
RRSP
Registered Retirement Savings Plan
- Save for retirement goals
- Enjoy tax deductions on yearly contributions
- Set up regular contributions
- Start sooner to save more
Enjoy lower income taxes with RRSP contributions. Grow your investments tax-deferred until withdrawal.
Cash
- Save for short-term goals
- Maintain easy access to funds
- No contribution limit
- Invest with flexibility
Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.
RESP
Registered Education Savings Plan
- Enjoy government grants
- Tax-deferred growth
- Protect your gains in a tax-sheltered account
- Withdraw at a lower tax bracket
Give your child a boost. With a Questwealth account, you can start planning for their future.
Retirement
Registered retirement savings
Plan for your future and enjoy tax advantages from the government.
RRSP
Registered Retirement Savings Plan
- Enjoy tax deductions on yearly contributions
- Set up regular contributions
- Tax-deferred growth till retirement
- RRSP savings for first time homebuyers
Enjoy lower income taxes with RRSP contributions. Grow tax-deferred until withdrawal.
Spousal RRSP
Spousal Registered Retirement Savings Plan
- Enjoy all the benefits of an RRSP
- Allow your spouse to contribute into your RRSP
- Split income more equally in retirement
- Continue enjoying tax deductions when one spouse is under 71
Plan together and benefit. Lower your combined income taxes with two equally-sized RRSPs.
Locked-in retirement
Consolidate your investments. Be retirement ready by converting your employee sponsored pension.
LIRA
Locked-In Retirement Account
- Keep your provincial pension growing
- Take care of your pension
- Convert your LIRA to a LIF to invest after retirement
- Enjoy tax deferred income
Convert your provincially-registered employer pension plan to a LIRA and take control of your investment.
Locked-In RRSP
Locked-In Registered Retirement Savings Plan
- Keep your federal pension growing
- Take care of your pension
- Convert your locked-in RRSP to a LIF after retirement
- Enjoy tax deferred income
Focus your investment in on your goals. Convert your federally-registered employer pension plan to a locked-in RRSP.
Income funds
When it's time to retire, roll your Registered Retirement Account into these retirement-friendly accounts. And keep your money working hard.
RIF
Registered Retirement Income Fund
- Grow your savings in retirement
- Rollover your RRSP or Spousal RRSP
- Set withdrawals for steady income
- Cash out at any time
Continue growing your retirement savings plan even if you’re retired. Build your portfolio and set up income payments on your own schedule.
LIF
Life Income Fund
- Grow your savings in retirement
- Rollover your federal or provincial pension
- Set withdrawals for steady income
- Maximize your tax deferral
Continue growing your pension even if you’re retired. Relocate your employer-created or group pension.
Education
Registered Education Savings
Proactively plan for your child (or children’s) post-secondary education. Take advantage of government incentives and grants along the way.
RESP
Registered Education Savings Plan
- Enjoy free government grants
- Extra incentives for lower income earners
- Tax-deferred growth
- Withdrawal at beneficiaries tax bracket
Set your child up for success. With a Questwealth account, you can start planning for their future.
Family RESP
Family Registered Education Savings Plan
- Enjoy free government grants
- Pool contributions for more growth
- Add beneficiaries when your family grows
- Flexibility in withdrawals per beneficiary
Plan for more than one child’s post-secondary education in one account.
Short Term
Short term
Buying a house. Starting a business. Taking a great vacation. We all have short-term goals on our mind. These accounts get you there securely.
Cash
- Save for short-term goals
- Maintain easy access to funds
- No contribution limit
- Invest with flexibility
Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.
Joint Cash
- Save for short-term goals
- Invest together for a common goal
- No contribution limit
- Maintain easy access to funds
For joint goals there’s joint cash. Invest without limits to reach short-term goals together.
Corporate Cash
- Enjoy corporate tax rates
- Invest together for a common goal
- Free up cash flow
- Grow your excess capital
Invest on behalf of your company. With Corporate Cash your group can join up without any limits.
TFSA
Tax-Free Savings Account
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
Keep every dollar you earn in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.
A portfolio for every goal
Match your goal with the right Questwealth portfolio.
Find out more about the portfolios
Open your managed portfolio today
No account opening fees
Ultra-low management fees
No trading commissions
Multiple portfolio types, including Socially Responsible Investing
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See why people love Questwealth Portfolios.
Edwin R.
"My experience with Questrade has exceeded my expectation and I am very pleased with the help that is provided when asked for."
Dion M.
"My financial advisor makes a killing off me. This allows me to make my own money with much lower fees. Thanks!"
Richard M.
"Easy to get in touch with someone for help customer reps appear very "attentive", available and responsive. A++ customer service."
Robin C.
"I like the fact that you have the option of making your own fortune as well as access to
Start investing confidently
Ready to open an account and take charge of your financial future? It's easy. Get set up in minutes.
Get answers to our frequently asked questions
How many accounts can I have?
There is no limit to the number of accounts you can open. You will get a portfolio for each account.
Do I need a minimum to open an account?
You can open an account with as little as $1. You'll be invested in a portfolio once your account balance reaches $1,000.
What do I need to open an account?
You'll need your SIN and driver's licence. Depending on the account, you may need to provide other documents.
Starting October 1, 2019, you can transfer any account to Questrade from another financial institution, regardless of the balance, and get your transfer fees rebated (maximum rebate $150/account). No limit to the number of accounts you bring over.For a rebate, submit a statement from your financial institution displaying the transfer fees incurred within 60 days of the transfer request being submitted to Questrade. For Questwealth™ accounts, all-in-kind and partial transfers of your securities will be liquidated. Transfers from cash accounts may be subject to capital gains taxes or provide capital losses upon liquidation. Exchange and ECN fees may apply. Terms and conditions are subject to change without notice.
“Retire/Become up to 30% Wealthier" illustrates the impact of fees over time on your investment returns. This statement is based on a comparison of Questwealth Portfolios’ (QWP) Growth Portfolio annual fee to the average Management Expense Ratio of Global Equity Balanced Series A Funds listed in Canada, as of September 30, 2022. The comparison is based on the following assumptions: i) initial investment of $50,000 ii) annual contribution of $10,000, compounded annually over 30 years iii) constant market returns. No representations or warranties are made as to the reasonableness of these assumptions. Expected returns and images included in this content are for illustrative purposes only. Actual performance could differ from the scenarios presented. QWP is a service provided by Questrade Wealth Management Inc.
