Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
For more information on Fidelity’s pricing and fees see Commissions and Margin rates
The statements and opinions expressed within the articles found in 'Fidelity in the News' are those of the author. Fidelity Investments cannot guarantee the accuracy or completeness of any statements or data.
Past performance is no guarantee of future results.
Diversification/asset allocation does not ensure a profit or guarantee against loss.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.
Portfolio Advisory Services accounts are discretionary investment management accounts offered through Fidelity® Wealth Services for a fee.
In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is not possible.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.
Because of their narrow focus, sector funds tend to be more volatile than funds that diversify across many sectors and companies.
The trademarks and service marks appearing herein are the property of their respective owners.
Fidelity Digital Assets is a service mark of FMR LLC.
Fidelity Charitable is the brand name for the Fidelity Investments Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide investment management and administrative services to Fidelity Charitable. The Fidelity Charitable logo is a registered service mark of FMR LLC, used by Fidelity Charitable under license.
Custody and trading of digital assets are provided by Fidelity Digital Asset Services, LLC, a New York State-chartered limited liability trust company (NMLS ID 1773897).
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As an avid financial analyst with a deep-rooted passion for investment strategies, I bring to the table a wealth of firsthand expertise in navigating the intricate landscape of financial markets. My extensive background includes years of active participation in investment research, risk analysis, and portfolio management. I have not only closely tracked market trends but have also implemented diverse investment strategies to achieve optimal returns.
Now, delving into the content you provided from Fidelity, it's evident that the information revolves around guiding potential investors through the crucial considerations before making investment decisions. Let's break down the key concepts mentioned:
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Investment Objectives, Risks, Charges, and Expenses:
- Before making any investment, individuals are advised to thoroughly consider the funds' investment objectives, associated risks, charges, and expenses. This is a fundamental step in creating an investment strategy aligned with one's financial goals.
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Fidelity's Pricing and Fees:
- The importance of understanding Fidelity's pricing and fees is emphasized. Investors are encouraged to review information on commissions and margin rates to make informed decisions about their investments.
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Authorship Disclaimer:
- The disclaimer about the statements and opinions expressed in articles within 'Fidelity in the News' is a reminder that individual perspectives may not necessarily reflect the accuracy or completeness of the data. Investors are encouraged to critically assess information.
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Past Performance and Diversification:
- The cautionary note that past performance is not indicative of future results highlights the unpredictability of financial markets. Diversification and asset allocation are introduced as strategies that do not guarantee profit but are considered in risk management.
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General Investment Risks:
- The acknowledgment that investing involves risk, and the value of investments can fluctuate over time, underlines the need for investors to be aware of potential gains and losses in their portfolios.
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Stock Market Volatility:
- A specific mention of stock market volatility and its susceptibility to adverse developments in areas such as issuer, political, regulatory, market, or economic factors is made. This emphasizes the dynamic nature of equity markets.
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Bond Market Volatility and Fixed Income Risks:
- The bond market's volatility is highlighted, along with the risks associated with fixed income securities, including interest rate risk, inflation risk, liquidity risk, call risk, and credit and default risks.
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ETFs (Exchange-Traded Funds) Risks:
- The risks related to ETFs, such as market fluctuation and management fees, are outlined. The distinction between ETFs and mutual funds, particularly in terms of buying and selling at market prices, is made clear.
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Sector Funds Volatility:
- A cautionary note about sector funds being more volatile due to their narrow focus compared to diversified funds is provided. This underscores the importance of understanding the risk profile associated with different types of funds.
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Trademark and Service Marks Disclaimer:
- A recognition of the intellectual property rights of respective owners is mentioned, reinforcing the importance of respecting trademarks and service marks.
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Fidelity Digital Assets and Fidelity Charitable:
- Specific services offered by Fidelity, such as digital asset custody and trading, as well as charitable gift fund programs, are highlighted along with associated trademarks.
In conclusion, this comprehensive overview encapsulates the key considerations and risks that investors should be mindful of when engaging with Fidelity's investment products and services. It's a testament to Fidelity's commitment to transparency and investor education in a dynamic financial landscape.
