7 Ways to Save Money on Groceries WITHOUT Using Coupons - Six Figures Under (2024)

During law school, I discovered coupons and used them faithfully for a couple of years. We are still using the toiletries that I stocked up on 5 years ago. Now that we live in the boonies, I don’t do any more couponing. I just make a monthly shopping trip to Grocery Outlet,Sam’s Club and Winco.

Here are 7 ways to save money on groceries without using coupons:

1- Use Cash

When you shop with cash, leave your credit card and debit card at home. You will be much more conscious of what you put into your cartin order to keep your food purchases within the cash budget you have allotted. It’s impossible to overspend.

2- Cook from Scratch

Learning to cook from scratch is a great way to save money. Grocery staples and ingredients cost much less (and are much healthier) than pre-made meals and convenience foods. If you would like to cook more from scratch, but feel you don’t have time, look into cooking meals in the crock pot.

3- Plan a Menu

Every trip to the store increases the likelihood that you’ll fall prey to impulse buys and spend more money on non-essentials. When you plan a menu, you can make sure you buy everything you need in one trip. Plan your menu before you go shopping and go to the store with a shopping list. If your house is like mine, things get a little crazy when the dinner hour is approaching. Knowing what you’re going to make before you walk into the kitchen removes most of the stress of making dinner.

If you’re new to menu planning (or interested in eating healthy on a budget), I definitely recommend Frugal Real Food Meal Plans. They bring a whole new level of organization to shopping and meal prep.

4- Stock Up

When items you regularly use are on sale and in season, stock up. Grocery sales go through cycles, so if you buy enough of something when it’s on sale, you won’t have to buy it until it’s on sale again. Each week the sales will be different, so your purchase of staples will be spread out over a month or two. Even if you live in a small space, a little creativity will go a long way. If you haven’t read Stocking Up on Food: Why We Do It and How We Save Money, it will give you some ideas.

5- Shop the Sales

If you live close to several stores, take a look at the weekly ads before you head out. You don’t have to painstakingly compare every deal if you’re short on time. The best deals are on the front page anyway. In conjunction with menu planning and stocking up, watching the ads to shop the sales will help you save money on groceries.

6- Think Outside of the Typical Grocery Store

We do a good deal of our shopping at Grocery Outlet, a discount store. Their inventory is always changing, but they have consistent good deals on foods that were overstocked in regular stores or are close to the “best by” date. I often get great deals on cheese and other perishables that I can easily put in my freezer. When I found 3lb packages of Li’l Smokies for $2.98 I bought several and stuck them in the deep freeze. When I find cereal for less than $1, I stock up for our Cereal Sundays.

We also shop at Sam’s Club regularly. You can read all about what we buy at Sam’s Club and why a membership is worth it for us. Winco is also a little different than your regular neighborhood grocery store, in that they don’t take credit cards (and can pass the savings on to the customer). They also have a fabulous bulk foods section which is usually cheaper than prepackaged staples.

7- Skip the Store Altogether

There are a few ways you can eliminate buying groceries either seasonally or occasionally. Once a year we have a no-spend monthwhere we don’t buy anything, including groceries. Our garden harvest also prevents us from needing to buy produce for a good part of the year. If you are new at gardening or have only a small space, you can focus on growing veggies that are the most cost-effectivefor you to grow.

Bonus– Cash Back Apps

Cash back on online purchases has been around for years, but cash back for in-store purchases,credit card benefits aside, is relatively new. In-store cash back is more limited than online shopping cash back, but I expect that it will expand as time goes on. Here are my two favorite grocery cash back apps. For more cash back programs for online and in-store, you can see my favorites here.

Ibotta

Ibotta is my favorite grocery cash back app. When you find items you’re going to buy (includes both brand name and generic), you scan the bar code with your phone, then upload a picture of your receipt. There are other bonus activities you can complete as well. You can cash out anything over $5. If you use my link or enter WQIYXFA when you sign up, you will get a $10 welcome bonus after you redeem your first rebate!

Shopmium

WithShopmium you get rebates for buying certain items and then uploading a photo of your receipt. The really nice part is that the rebates go directly to your PayPal account. There is no minimum threshold! When you sign up usingmy referral code FKEEYMRJyou’ll get a free Lindt Chocolate bar when you redeem it in the first 10 days.

I’m cool with coupons

Just for the record, I am not against coupons at all. My main reason in not couponing is that I live so far out. If you are interested in learning couponing strategy (and lots of other strategies to reducing your grocery budget), I recommend getting on the waiting list for Grocery Budget Makeover. It only opens up a few times a year, but it’s a very comprehensive online course that teaches you step-by-step how to cut your grocery budget. You’ll learn about meal planning, strategic shopping, and stocking up, as well as couponing.

How About You?

  • What other ways do you save money on groceries without using coupons?
7 Ways to Save Money on Groceries WITHOUT Using Coupons - Six Figures Under (2024)

FAQs

7 Ways to Save Money on Groceries WITHOUT Using Coupons - Six Figures Under? ›

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month.

How can I make my grocery bill cheaper? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How can I cut my grocery bill by 90 percent? ›

What's Ahead:
  1. Shop at discount grocery stores like Aldi or Trader Joes.
  2. Compare prices between stores — even if it means driving to a few different ones at first.
  3. Plan your meals for the week based on what's on sale.
  4. Clip coupons and look for discount codes.
  5. Always, always, always eat your leftovers.
Sep 11, 2023

What is a realistic grocery budget for 2? ›

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month.

How can I spend the least amount of money on groceries? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What is the 6 to 1 grocery method? ›

People looking for ways to save money and eat healthier may benefit from the "6-to-1 grocery shopping method." This approach was created by chef Will Coleman and shared on TikTok. It involves picking six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one fun item.

How can I drastically cut my grocery bill? ›

Make a plan

Making a grocery list helps you avoid impulse purchases that add up. You're more likely to use what you buy and what you already have on hand — which helps cut back on costs more. Researchers estimate that, on average, households throw away about 30% of the food they buy.

What is a good monthly grocery bill? ›

By Household Size

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What's the average grocery bill? ›

The average family spends about $270 at the grocery store per week, but that number increases when children are taken into account. Families with kids spend an average of $331 a week on groceries or 41% more than families without kids.

Is Aldi cheaper than Walmart? ›

Regardless, the prices don't lie. Aldi is considerably cheaper than Walmart in almost every instance (or they were about the same).

Is it cheaper to cook or eat out? ›

Is It Cheaper to Cook or Eat Out? For those who want a quick and easy answer: It's generally cheaper to cook food at home than eat out. The reason so many people can get stuck on the question is the human psychology variable.

Where is the cheapest place to grocery shop? ›

According to MarketForce Information's 2024 U.S. Grocery Panel Study, these are the 10 grocery stores that offer the most value for your money, according to shoppers.
  • WinCo Foods. ...
  • Giant Eagle. ...
  • Market Basket. ...
  • Wegman's. ...
  • ALDI. ...
  • BJs. ...
  • Costco. ...
  • Sam's Club.

What grocery store saves you the most money? ›

Aldi. If you want to save money on your groceries, there's perhaps no better store to shop at than Aldi. You'll find Aldi locations across the country and overseas, all of which guarantee competitive prices compared to the other grocery stores in your area.

How can I cut my grocery bill and eat healthy? ›

Some foods are less expensive than others, so it's helpful to be aware of a few go-to, relatively low-cost options. Think bananas, apples, cantaloupe, carrots, cucumbers, cabbage, peanut butter, popcorn, and oatmeal. Lastly, keep in mind that store-brand items tend to be less expensive than name-brand items.

What are the 2 keys to reducing your food bill regarding eating out? ›

The key is moderation and balance. If you can't stomach the idea of eating out less, know that you'll have to cut your budget in other categories.

How can I keep my grocery bill under $30 a week? ›

Before heading to the store, think about all the meals you want to prepare for the week and make a list of the ingredients you'll need for them. Then, when you're actually shopping, stick to the list. No impulse buys! Once you have all the ingredients you need for the week, prepare as many meals in advance as you can.

How much should 2 people spend on groceries a month? ›

USDA Food Plan Spending for a Family of 2

Thrifty: $601. Low-cost: $618. Moderate-cost: $765.

Can I spend 200 a month on groceries? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

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