ATMs in Vietnam are regular. To find out which one gave us the best deal, we went to 7 of the most common banks. There are so many ATMs in Vietnam that it is difficult to know which one to choose when withdrawing cash. The amount you are charged will depend on what bank or card you are using. Choosing the local currency when using ATMs in Vietnam is always best. It means that your home bank/card provider will calculate the exchange rate instead of a Vietnamese bank and most likely offer you a better deal. I would like to share with you 7 Best ATMs in Vietnam: Agribank, Techcombank, ACB Bank, BIDV, VietinBank, Sacombank, Vietcombank.
Table of Contents
What card is used?
We were using a Caxton Prepaid Currency Card. It lets you withdraw cash from anywhere in the world without any fee. Besides, with Caxton, the daily Mastercard exchange rate determines how many pounds you are spending when withdrawing foreign currency.
General advice for ATMs in Vietnam
Because ATMs in Vietnam charge each time you use them, you had better take out big sums of cash each time you use one.
In order to determine how much each of them charges for large withdrawals, we went to seven of the main ATMs in Vietnam.
1. Agribank
Whether you withdraw VND 2,000,000 (£67.74) or VND 3,000,000 (£101.62), Agribank will charge VND 22,000 (74p) to your account for using it.
Agribank gives you your card back before cash.
Agribank ATM. Image: thebank.vn.
2. Techcombank
Techcom bank has a maximum withdrawal amount of VND 2,000,000 and will charge VND 66,000 (£2.23) to take it out.
Techcombank ATM. Image: foody.vn.
3. ACB
So as to withdraw VND 3,000,000 (ACB’s maximum limit), you will be charged VND 55,000 (£1.86).
ACB ATM. Image: VietnamBiz.
4. BIDV
Supposedly, BIDV charges a 3% transaction fee for whatever you want to withdraw; however, when we withdrew VND 3,000,000 we were charged VND 99,000 (£3.35).
BIDV ATM. Image: tintucvietnam.
5. VietinBank
For a VND 2,000,000 withdrawal, you will be charged VND 55,0030 (£1.86) by this bank.
VietinBank gives the cash out before returning your card that could be dangerous. Remember your card in the ATM! This took place with multiple people we have met during our travels.
6. Sacombank
A 1.5% fee is charged by Sacombank on top of what you take out, with a minimum withdrawal amount of VND 30,000.
Sacombank ATM. Image: plo.vn.
7. Vietcombank
Vietcombank charges 5% on top of your withdrawal amount.
MORE: Best pizza in Vietnam: Pizza 4P’s – REVIEW
Summary of Which ATMs in Vietnam are the best?
First, we enjoy using Sacombank because it looked easy to navigate with good English and fair fees. However, after exploring Agribank, it took a clear lead – the fees were amazingly low and our card always seemed to be returned to us before the cash, which reduces the probability of losing your card. Disclaimer: All information was exact at the time of our visit in January 2019. Average exchange rates have been taken at the time of writing this article ( April 2019).
Vietcombank ATM.
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Tags:ATMs in Vietnam
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Tracy Do
Hi everybody! I would like to say thank you for reading my blogs whether you are planning your trip to Vietnam, expats who live and work in the country, students and researchers who would like to find information about Vietnam, especially Vietnamese culture, foodies who are interested in delicious Vietnamese foods and recipes and others.My friends call me Tracy and I am living in Ho Chi Minh City. Having a huge passion for travel and a master's degree of Information Technology, I have launched some travel projects including Athena Travel Vietnam, Vietnam Trip Advice, Hidden Travel Vietnam, OXO Tour, Scooter Saigon Tour, Ao Dai Saigon Food Tour after graduating from abroad. Thousands of travelers use our services and 99% of them are satisfied.What are my hobbies? Traveling, going to pagodas, museums and studying beautiful architectural works, visit tourist attractions. I have loved writing since I was a child. Writing blogs as well as sharing travel tips, tourist attractions and lots of hidden places are my top thing to do with my free time.Why are my blogs different from others? Ease of reading is the number one highlight. I have tried my best to use simple structures and vocabulary so that readers feel comfortable and convenient and find it easy to read. You may tend to read articles and blogs written by journalists of famous travel magazines, newspapers, travel websites or big travelers who travel around the world and have their own blogs. My blogs are written by a local so that you have a chance to learn more about less-known things, untold tips, hidden gems and foods.If you like my blogs, just share it on your social media. If you have any question relating to Vietnam, just comment or contact me via live chat, email, WhatsApp, Facebook. If you are going to travel to Vietnam, give our team a chance to show you Ho Chi Minh City and South Vietnam. Tracy's team can handle all of your needs including Ho Chi Minh city tours, Ho Chi Minh scooter (motorbike) tours, Ho Chi Minh food tours, Saigon unseen tours, Mekong Delta tours, Cu Chi Tunnels Tour, Ho Chi Minh City transfer services, Ho Chi Minh City shore excursions.
