FAQs
While there are dozens of different card decline codes currently active, the most commonly used codes are as follows: 05 (Do not honor), 14 (Invalid card number), 41 (Lost card, pick up), 43 (Stolen card, pick up), 51(Insufficient funds), 54 (Expired card), 61 (Exceeds issuer withdrawal limit), 65 (Activity limit ...
How do I fix exceeds withdrawal limit? ›
This error means that the transaction will bring your bank balance below the limit set by your bank or you have exceeded your transaction limit for the day. What can you do about it? You need to reach out to your bank to find out what your minimum account balance can be or to increase your limit.
What is error 61 in ATM? ›
This response indicates that the cardholder has exceeded their transaction limit. Contact the cardholder, they will have to contact their card issuer or use a different card.
What does exceeded withdraw limit mean? ›
This is an error from your bank indicating one of the following: That the transaction will bring your account balance below the limit set by the bank, or. You have exceeded your daily transaction limit for that account.
What does exceeds amount limit mean? ›
Exceeds Amt Limit. This message usually means you are trying to run a transaction that exceeds the security limits either on your account or on the customer's card. Try the transaction again. If you get the same message, ask for another form of payment.
What is auth code 61? ›
Authorization Response Codes
| Code | Description |
|---|
| 61 | Exceeds amount limit. The transaction violates the per-transaction velocity limit set by the program. |
| 62 | Visa. Restricted card. Card is being used in an OFAC-restricted country. Mastercard and STAR Frozen card. |
| 63 | Mastercard only. Security violation. |
27 more rowsYour debit card could be declined because you've exceeded your daily purchase limit. Your debit card could also be declined if you traveled to another country and didn't notify your bank. Banks enforce these limitations on debit cards to keep your money safe.
How do I change my ATM withdrawal limit? ›
To set your ATM withdrawal limit, navigate to your card and tap on "Services". Under "Change Limits", tap on "ATM withdrawal limit". Enter your desired limit and select "Confirm". Authenticate this change with your Secure PIN.
How do I find out my withdrawal limit? ›
How to find your ATM withdrawal limit. The documents provided to you at account opening and with your debit card usually include your ATM withdrawal limit. Alternatively, your ATM withdrawal limit may be mentioned inside your bank's official banking app, should it have one.
Why is the ATM rejecting my money? ›
If a banknote is damaged, wrinkled or dirty, an ATM may reject it and return it to you. In this case, you could try smoothing out the wrinkled banknote and reenter it into the ATM.
“Insufficient funds” is the most likely reason for a debit card decline. You may have remembered the wrong amount, being in your account, or were unaware of a purchase made by a spouse or family member.
How do I fix my ATM card declined? ›
What should I do if my card is declined? First, and obviously, check that you entered your information accurately. If there's still a problem, contact the customer service number for the bank or credit union that gave you the card. They may be able to tell you what the issue is and how to fix it.
What is limit exceeded in ATM withdrawal? ›
Banks levy the charge on cash and non-cash ATM transactions if a user goes beyond the free monthly limits. In case, the free monthly ATM withdrawal limit exceeds, one will have to pay a tax of an additional ₹21 on each transaction.
How long is a withdrawal limit? ›
This is by far the most common use of the term “withdrawal limit.” Your bank's ATM withdrawal limit is the maximum amount of physical cash you can take out of an ATM in one 24-hour period. For example, many banks have a $500 limit, which means you can't take out more than $500 in cash during a single 24-hour period.
How can I avoid ATM withdrawal limit? ›
How to Avoid ATM Withdrawal Limits
- Go inside the branch: You can visit your bank's local branch and request a cash withdrawal from a teller.
- Ask for cash back at checkout: When paying with a debit card, the merchant may give you the option to increase the total amount charged and receive cash back for the difference.
Your debit card may be denied due to overdrafting, reaching daily purchase limits, or your bank suspecting fraud. How can I prevent my debit card from being denied? It indicates an expandable section or menu, or sometimes previous / next navigation options.
What does decline code mean? ›
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
What are payment declined error codes? ›
Code 85: No Reasons to Decline. Code 91: Issuer Unavailable. Code 92: Payment Gateway Authentication Error. Code 93: Violation of Law.
Why does it keep saying transaction declined? ›
Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.
