6 Most Affordable Cities in Hawaii in 2023 | Extra Space Storage (2024)

Thinking about moving to Hawaii? The Aloha State is the most expensive state in the U.S., so finding an affordable place to live can be difficult. But if you’re willing to look outside of popular, more expensive areas like Honolulu, it’s not impossible to find budget-friendly homes. Check out these six most affordable places to live in Hawaii!

  • Hana, Maui
  • Hilo, Island of Hawaii
  • Kahuku, Oahu
  • Kapa’a, Kauai
  • Wailuku, Maui
  • Waimalu, Oahu

Hana, Maui

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  • Population:1,121
  • Home Price:$459,100 median purchase price; $941 median monthly rent
  • Crime Rate: Safer than 72% of U.S. cities
  • Unemployment Rate:5.0%

Nestled along the eastern shore of Maui is Hana, one of the most budget-friendly places to live in Hawaii. Known for its 52-mile scenic Hana Highway, Hana is a popular spot for outdoor enthusiasts and those looking to enjoy a more relaxed way of life. Breathtaking waterfalls, trails that wind through rainforests, and hidden beaches all wait outside the front doors of quaint condos and single-family homes here. The area also boasts acombined elementary and high school, as well as tons of fantastic restaurants.

Things to Do in Hana

Venture toWai’anapanapa State Parkto walk along the famous black sand beach, hike the trails, and peruse sea caves. Gather some friends to go canoeing or snorkeling atHana Bay Beach Park. VisitHana Coast Galleryto check out sculptures, paintings, stonework, and more works showcasing Native and Polynesian culture from local artists. Visit theEast Maui Taro Festivalto explore the farmers market, listen to live music, watch hula dancers perform, and sample food. Fill up on delicious BBQ Pork, Fish Tacos, and Shrimp Pasta atBraddah Hutts BBQ Grill. Check outThai Food by Pranee, where you can order Crispy Opaka or Mahi Mahi Curry. Or stop by Huli Huli Chicken for chicken paired with some Potato Mac Salad.

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Hilo, Island of Hawaii

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  • Population:45,579
  • Home Price:$298,500 median purchase price; $961 median monthly rent
  • Crime Rate: Safer than 20% of U.S. cities
  • Unemployment Rate:3.4%

Looking for big city amenities without the hefty price tag? Consider Hilo! Not only is this city one of the most affordable places to live in Hawaii, but it’s also one of the best places to live for job opportunities, raising a family, or retiring! Parents can send their kids to top-notch schools on the Big Island like Waiakea High School or Chiefess Kapiolani Elementary School. And students or those looking for jobs in higher education will be happy to hear that Hilo is home to the University of Hawaii at Hilo, which has been recognized as one of themost diverse national universities.

Things to Do in Hilo

Take a trip to the Wailuku River State Park to visit the Boiling Pots or see the 80-foot Rainbow Falls waterfall. Walk around the Liliuokalani Gardens to admire the koi ponds, rock gardens, Japanese teahouse, and much more. Get up close with over 80 species of animals like binturongs, kinkajous, and white Bengal tigers at the Pana’ewa Rainforest Zoo and Gardens. Visit the ‘Imiloa Astronomy Center and watch a Planetarium Show. Catch a musical, have a movie night, or attend a concert at Hilo Palace Theater. Order Hawaiian Sweet Bread French Toast, Kalua Hash & Eggs, or Pulehu Lamb Ribs from Hawaiian Style Cafe. Head to Jackie Rey’s for Kalua Pork Spring Rolls, an Ahi Poke Tower, and Guava BBQ Glazed Baby Back Ribs. Or enjoy a Pineapple Pow co*cktail while you feast on Coconut-Crusted Fresh Catch or Seafood Pasta at Pineapples Island Fresh Cuisine.

Kahuku, Oahu

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  • Population:2,486
  • Home Price:$504,800 median purchase price; $853 median monthly rent
  • Crime Rate: Safer than 70% of U.S. cities
  • Unemployment Rate:2.9%

Located on the northern tip of Oahu is Kahuku, one of the most affordable places to live in Hawaii. The city might not be known for its happening nightlife or upscale restaurants, but it’s the ideal place for families to live a quiet, comfortable life without breaking the bank—and you’ll be just an hour away from the job opportunities and fun in Honolulu. Kahuku has some of the best rental prices in Hawaii, with cozy condos, cottage-style homes, and detached single-family homes dotting the area. Not to mention, kids can attend nationally-recognized schools like Kahuku High & Intermediate School, considered “The Pride of the North Shore.”

Things to Do in Kahuku

Play a round of golf with some friends at Kahuku Golf Course. Spend a weekend camping, kayaking, and surfing at Malaekahana Beach. Go ziplining with the family above Keana Farms with CLIMB Works. Grab a plate of Lemon Butter Shrimp, Shrimp Scampi, or a Jumbo Garlic Hot Dog from local-favorite Giovanni’s Shrimp Truck. Stop by Romy’s Kahuku Prawns & Shrimp Hut for delicious, fresh-caught dishes like Butter & Sauteed Shrimp or Sun Fish. Order Grilled Banana Bread with caramel or a Grilled Veggie Panini from farm-fresh restaurant Kahuku Farms. Or satisfy your sweet tooth with a Chocolate Haupia Cream Pie or slice of Pineapple Macadamia Nut Cheesecake from Ted’s Bakery.

Kapa’a, Kauai

  • Population:10,753
  • Home Price:$479,200 median purchase price; $1,293 median monthly rent
  • Crime Rate: Safer than 33% of U.S. cities
  • Unemployment Rate:4.3%

If you want modest homes with sprawling yards, then Kapa’a might just be the place you settle down! This affordable place to live in Hawaii is a favorite among families, thanks to its safe neighborhoods and great schools likeKapa’a High School,Kapa’a Middle School, andSt. Catherine School. Plus, all of the outdoor activities, fun shopping spots within Old Kapa’a Town, and cozy restaurants make this island community a haven for those who are looking to spend their golden years relaxing on the beach.

Things to Do in Kapa’a

Go kite surfing, snorkeling, or just lounge on the beach at Kapa’a Beach Park. Make a trip to Old Kapa’a Town to shop for books and jewelry at Kikoor swimsuits and home decor at Shipwrecked Kaui. Hike the Hoopii Falls Trail along the Kapa’a Stream to see beautiful waterfalls, go cliff jumping, or relax in the pools. Have brunch with some friends at Kountry Kitchen, where you can get a Polynesian Omelette or Salty Monkey Waffle with a Lavender Latte. Grab lunch and try the Teriyaki Burger or Chili Rice from Bubba Burger. Fill up on Ahi Poke Nachos, a Wild Boar Jalapeno & Cheddar Sausage Skillet, or Wagyu Steak Chimichurri while taking in the sights at Sam’s Oceanview. Or try a classic Hawaiian Style Shave Ice in a variety of flavors at Wailua Shave Ice Kauai.

Wailuku, Maui

  • Population:16,179
  • Home Price:$463,500 median purchase price; $1,069 median monthly rent
  • Crime Rate: Safer than 31% of U.S. cities
  • Unemployment Rate:5.1%

You can explore charming cafes and stylish boutiques, as well as enjoy community events and the great outdoors in the beautiful city of Wailuku. Once a giant resort town filled with tourists and hotels, this affordable Hawaii area has transformed into a quiet oasis perfect for nature lovers and those wanting a slower-paced life. You can find large single-family homes with views of the ‘Iao Valley from your backyard, or you can wake up every morning to ocean views from the window of a swanky condo. In addition, theKahului Airportis just ten minutes away, so commutes to other Hawaiian islands for work or a fun weekend away are just a quick trip.

Things to Do in Wailuku

Visit the Maui Nui Botanical Gardens to explore all of the Polynesian-introduced plants that are native to the area. Hike through the 4,000-acre ‘Iao Valley State Park to see more of Maui’s flora and fauna. Catch live music or walk through rotating art exhibits at the Maui Arts & Cultural Center. Attend First Friday in Historic Downtown Wailuku to browse through jewelry stands, eat at food trucks, and watch magicians perform. Start your morning with a Lox Bagel or Breakfast Wrap and a Build Your Own Smoothie at Wailuku Coffee. Dine at local Japanese favorite Sam Sato’s for their Won Ton Mein or Dry Saimin. Or stop by 808 On Main for a quick lunch of Mediterranean Nachos, Toasted Wasabi Sandwich, or a Western Burger.

Waimalu, Oahu

  • Population:13,478
  • Home Price:$382,900 median purchase price; $1,528 median monthly rent
  • Crime Rate: Safer than 34% of U.S. cities
  • Unemployment Rate:1.8%

Looking for an affordable city in Hawaii that has both budget-friendly homes and tons of exciting things to do? Waimalu should be at the top of your list! Just 22 minutes from Honolulu, this Oahu city is the ultimate place to be if you want to live close to the city without having to pay city prices. Not to mention, Joint Base Pearl Harbor-Hickam is nearby, which means Waimalu is a perfect place for military families to settle down—especially with fantastic schools likePearl City High SchoolandWaimalu Elementaryin the area.

Things to Do in Waimalu

Book a tee time and get a round of golf in with some friends at Pearl Country Club. Peruse through over 170 shops like Pandora, Macy’s, and Foot Locker at Pearlridge Center, the largest indoor mall in Hawaii. Take a trip to the Pearl Harbor National Memorial to learn about one of the biggest moments in U.S. history. Hike through Keaiwa Heiau State Recreation Area to get panoramic views of Oahu. Order Apple Caramel Pancakes, Bene Florentine Eggs Benedict, or Loaded Potato Omelette at Pancakes & Waffles B.L.D. Enjoy Asian-inspired dishes like Loco Moco, Oxtail Soup, or Teriyaki Salmon at The Alley Restaurant. Or bring the family to Anna Miller’s for a Hot Pastrami Sandwich, a Dutch Burger, or a Shrimp Louie Salad.

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Moving to Hawaii? Extra Space Storage has convenient self storage facilities throughout the Aloha State, so we can help with your transition.Find a storage unit near you!

City statistics from AreaVibes

6 Most Affordable Cities in Hawaii in 2023 | Extra Space Storage (7)

6 Most Affordable Cities in Hawaii in 2023 | Extra Space Storage (2024)

FAQs

6 Most Affordable Cities in Hawaii in 2023 | Extra Space Storage? ›

What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

Where is the most inexpensive place to live in Hawaii? ›

Most Affordable Places to Live in Hawaii
  • Hana, Maui.
  • Hilo, Island of Hawaii.
  • Kahuku, Oahu.
  • Kahului, Maui.
  • Kapa'a, Kauai.
  • Waianae, Oahu.
  • Wailuku, Maui.
  • Waimalu, Oahu.
Jun 19, 2023

What is the most affordable Hawaiian island to move to? ›

What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

Which Hawaiian island is the best to retire on? ›

You can't retire in Hawaii without first considering Maui as your destination. Maui has won Conde Nast's Best Island Award a whopping 19 times. The town of Paia is a great place to consider.

How much does it cost to live in Hawaii comfortably? ›

To live comfortably in Hawaii, an annual income of around $70,000 to $100,000 for a single person, or $120,000 to $200,000 for a family is recommended. Is it expensive to live in Hawaii? Yes, Hawaii is known for its high cost of living due to factors such as housing, groceries, utilities, and transportation.

What is the least expensive city in Hawaii? ›

Cheapest Places to Live in Hawaii
  • Pahala. ...
  • Kurtistown. ...
  • Kaunakakai. ...
  • Keaau. ...
  • Hilo. ...
  • Waianae. Waianae is the cheapest place to live in Oahu. ...
  • Kahuku. Kahuku is a small island located along Oahu's northern tip and is another one of the cheapest places to live in Hawaii. ...
  • Honolulu. Honolulu is another one of Hawaii's cheapest cities.
Jan 18, 2023

What is the best side of Hawaii to live on? ›

If you want lush landscapes and a laid-back old Hawaii lifestyle, Kauai may be right for you. If amenities, urban life, and spectacular surf are your preferences, you may like Oahu. If you like rural living but also might enjoy some amenities and tourists along with beautiful landscapes, Maui may be your place.

What is the least crowded Hawaiian island? ›

Molokai is the least visited island of Hawaii. With about 65,000 visitors, the island attracts only a fraction of all the tourists that visit the island group each year. The island is more rural and doesn't have resorts. Molokai is most definitely a destination off the beaten path.

What is the least expensive tropical island to live on? ›

Dominican Republic, Belize (the only English-speaking country in Central America), Costa Rica, and Panama are a few of the most affordable islands to live on and double up as top destinations to visit.

What island is best to move to Hawaii? ›

Oahu is the most popular island to move to because the job opportunities and salaries are higher here. Oahu is Hawaiian through and through, but it has the most in common with the mainland. It's busy, fast-paced, and modern.

How much money do you need to retire comfortably in Hawaii? ›

Average savings required for a comfortable retirement by state: Hawaii: $1.84 million. California: $1.46 million. New York: $1.41 million.

Which city in Hawaii has the most senior citizens? ›

  • Hilo. CITY POPULATION: 45,056. SHARE OF POPULATION 65+: 20% COST OF LIVING FOR RETIREES: 30% above the national average. ...
  • Kailua. CITY POPULATION: 15,231. SHARE OF POPULATION 65+: 13.7% ...
  • Kihei. CITY POPULATION: 16,749. SHARE OF POPULATION 65+: 7% ...
  • Kapa'a. CITY POPULATION: 10,580. SHARE OF POPULATION 65+: 10.4%
Jul 20, 2022

Is Hawaii a tax friendly state for retirees? ›

Hawaii is moderately tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are fully taxed. Wages are taxed at normal rates, and your marginal state tax rate is 7.20%.

What is the middle class income in Hawaii? ›

America's Fastest-Growing States
StateHousehold Income Range for Middle Class
Hawaii$41,532 - $181,202
Idaho$25,989 - $103,435
Illinois$27,109 - $134,640
Indiana$22,915 - $98,771
46 more rows
Dec 24, 2020

Is it cheaper to live in Hawaii or California? ›

Hawaii is the most expensive state in the U.S. while California ranks third. When you compare the cost of living in Hawaii and that of California, you will likely find that Hawaii's cost of living is considerably higher. The cost of living index in Hawaii is 196.3 while that in California is 138.5.

What is the average price of a house in Hawaii? ›

$837,324. The average Hawaii home value is $837,324, down 2.0% over the past year and goes to pending in around 17 days.

What is Hawaii's minimum wage? ›

Hawaii Minimum Wage for 2022, 2023. Hawaii's state minimum wage rate is $12.00 per hour. This is greater than the Federal Minimum Wage of $7.25. You are entitled to be paid the higher state minimum wage.

Where do most residents live in Hawaii? ›

Oahu is the most populated of all the main Hawaiian Islands. With nearly one million residents, it is home to Honolulu-- the state's capital-- as well as Waikiki and Pearl Harbor. Oahu is the most popular island to move to because the job opportunities and salaries are higher here.

Where is the best place to live in Hawaii without a car? ›

Downtown Honolulu, Ala Moana, Diamond Head, and Waikiki are all excellent examples. The bus routes in these areas stop at nearly every single block, and almost all properties will be directly on the bus line. You'll find that you can get anywhere on the island from a property in these areas.

Where is the cheapest place to land in Hawaii? ›

If you're traveling from the United States, Kahului is the cheapest Hawaiian city to fly into, making the Maui Kahului Airport (OGG) among the cheapest airports in Hawaii. This is a big plus to many vacationers because Maui happens to be one of the most popular vacation destinations.

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