5 Money Moves Every Adult in America Needs to Make This Week – The Penny Hoarder (2024)

It’s no secret America isn’t in thebest spot after the dumpster fire that’s been the last few years, and your wallet might be seeing the side effects.

But there are some simple ways to save money and pad your bank account even during these trying times.

In fact, as of today, more than 1 million Americans have already taken these simple steps. They’ve been able to save hundreds, secure their families’ futures and even pay off credit card debt.

Now it’s your turn to get on board.

1. Stop Paying Your Credit Card Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow.

Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.

2. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time.

3. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.

It takes just minutes to download the app and open an account.

4. Get Paid to Play Bingo

There’s a free app calledBingo Cashthat pays you up to $80 every time you win bingo.*

The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, justdownload the free appand start playing your first game immediately.

5. See If you Can Get Car Insurance For as Low as $19/Month*

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.

If it’s been more than six months since your last car insurance quote, you should look again.

And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*.

It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe.

The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance.

CheapRatesOnline has already helped millions of people find affordable car insurance.

See how much money you could save with a new policy.

*average expenditure $88/mo.

*Public: Paid endorsem*nt for Public.com.

Fractional shares are illiquid outside of Public and not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Fractional Share Disclosure to learn more.

Diversification cannot ensure a profit or protect against loss in a declining market. It is a strategy used to help mitigate risk.

Brokerage services for US Listed and registered securities offered by Open To The Public Investing, member FINRA & SIPC. Open to the Public Investing does not offer Regulation A securities such as royalties.

The issuer, Public Shrek Royalties LLC, is offering Shrek Franchise Original Music in reliance on Regulation A under the Securities Act of 1933 and through the use of an Offering Statement that the Securities and Exchange Commission (‘SEC”) has qualified under Tier II of Regulation A. While the SEC staff reviews certain forms and filings for compliance with disclosure obligations, the SEC does not evaluate the merits of any offering, nor does it determine if any securities offered are “good” investments. The securities offered are speculative, illiquid, and an investor could lose the entire investment. Investors should read the relevant Offering Circular and consider the risks disclosed therein before investing. Brokerage services for Regulation A securities available on Public are offered by Dalmore Group, LLC (“Dalmore”), member of FINRA & SIPC.

In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Regulation A offerings are speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment.

5 Money Moves Every Adult in America Needs to Make This Week – The Penny Hoarder (2024)
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