5 Best Debit Cards With Maximum Withdrawal Limit (2024)

Though we all are using debit cards for ATM Cash withdrawal, shopping- purchasing, online payments, entertainment etc. But, do you know about your debit card’s maximum withdrawal limit?

Most of debit cards come with an initial withdrawal limit of a maximum of 25K Rs/- per day.

Banks also offer some premium debit cards, which gives you the independence to increase your daily debit card maximum withdrawal limit.

These debit cards also give you some unique benefits like a fuel surcharge waiver, free movie ticket, Life Insurance coverage, travel insurance, rewards points etc.

You can use these pin-enabled debit cards for shopping-purchasing, flight booking, hotel & other travel bookings too.

For getting these premium debit cards you do not need to open any new savings account.

If you are the existing account holder of the bank then can upgrade your debit card with a premium.

Read: How To Choose Best Savings Account?

5 Best Debit Cards With Maximum Withdrawal Limit (1)

Premium Debit Card Maximum Withdrawal Limit

Kotak Mahindra Platinum Debit Card

Kotak Mahindra Bank is providing a platinum debit card with premium saving accounts.

The Kotak Platinum is an international debit card. The bank is offering a Platinum debit card with its high-interest savings account, JifiSever.

Kotak Platinum Debit Card comes with some unique features.

  • Enjoy a Fuel surcharge waiver of 1% at any fuel outlet.
  • Get a daily shopping limit of 2 Lac Rs.
  • Avail daily cash withdrawal limit of up to 2 Lac.
  • The Card gives you a lost card liability cover of 2 Lac Rs.
  • You can avail purchase protection limit of 1 Lac Rs.
  • Get free Air Accidental Insurance cover of 20 Lac.
  • Get the benefit of your baggage lost up to 1 Lac.

Kotak Mahindra JifiPlatinum Debit Card

Kotak Jifi Platinum Debit Card comes with a host of premium benefits catered to your taste.

The Jifi Platinum is a chip-based debit card, Which makes your card a highly protectedDebit card.

  • Get Priority Pass Membership and access to 700+ airport lounges acrossthe world.
  • Avail of Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health, and Fitness.
  • Your daily ATM withdrawal limit will be Rs 50K.
  • The daily purchase limit will be 2 Lac.

You will get the following complimentary insurance coverage with your card:

Read: Best Banks In India List

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Lost Card LiabilityRs. 2,00,000
Purchase Protection LimitRs. 1,00,000
Lost Baggage InsuranceRs. 1,00,000
Air Accident InsuranceRs. 20,00,000

ICICI Bank Titanium Debit Card

ICICI Bank Titanium Debit Card is a bunch of features. Having this card in your pocket is like carrying your bank account with you.

With a Titanium debit card maximum withdrawal limit you can enjoy your shopping, travel, and other entertainments.

This card debit card comes with a high withdrawal limit of 1 Lac RS.

Read: Best Credit cards In India List

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ICICI Titanium Debit Card Benefits:

  • Enjoy a 1% fuel surcharge waiver on all HPCL outlets.
  • Earn 3 payback points for each 100 INR spent.
  • Your daily cash withdrawal limit will be 1 lac Rs. And daily purchase limit will be 1.50Lac INR.
  • Get Air Accident insurance of Rs. 15 lakhs, personal accident insurance of Rs. 5 lakhs and purchase protection of Rs. 1 lakh.
  • Zero lost card liability for protecting you against fraudulent transactions.
  • Get an instant alert for every transaction made by ICICI Titanium Debit Card.

IndusInd BankMaximum Platinum VISA Debit Card

The Maximum Platinum Visa card is an International debit card. This card gives you complete independence of using your savings account as per your needs.

Maximum Platinum Visa Debit Card Features & Benefits

  • Your daily shopping and purchase limit will be 2,00,000/-.
    The Daily ATM cash withdrawal limit is 1,00,000/- per day.

You will also get some complimentary card Insurance

  • You are insured against loss of life in an air accident for up to INR 30,00,000
  • If your card is lost or stolen, you hold no liability in case of any misuse up to INR 3,00,000
  • To protect your purchases and e-purchases, you are insured for up to INR 50,000
  • Earn up to 5 Reward Points for every 100 Rs spent.
  • You also get a fuel surcharge waiver for up to INR 250/- per month, on your fuel bills at every fuel outlet.
  • You can redeem your points for Cash-Back. Each point will be redeemed at a value of 50 paise.
  • Convert your points to JP Miles. Get 1 JP Mile for every 2 Rewards Points.

No coupons found.

IndusInd Bank Signature Debit Card

Another premium debit card from the Indusind bank. Signature Debit Card comes with some best features & benefits, which you can enjoy only in premium credit cards.

IndusInd Bank Signature Debit Card Features

  • Signature Exclusive Debit Card daily purchase limit is Rs 4,00,000/- & ATM withdrawals limit is Rs 2,00,000/- Per Day.
  • As a joining benefit, you will get aVoucher from leading brands worth Rs 4000.
  • Earn 500 Reward Points on the first Swipe and 200 Bonus Points On activating the card at IndusInd bank ATM
  • Enjoy Buy One Get One movie tickets offer on Bookmyshow.com. (All on a first-come basis)
  • Avail Insurance benefits worth 35+ lacs. Lost Card Liability (3,00,000/-) + Air accident Insurance ( 30,00,000/-) + Personal Accident Insurance (2,00,000/-) + Purchase Protection (Rs 50,000/-)
  • Get a Fuel Surcharge Waiver of up to Rs 250/- per month.
  • Complimentary Lounge Access at selected Domestic & International airports in India is limited to 2 visits per quarter per card
  • Earn 2 Reward Points for every Rs. 100 spent

Read: Fixed Deposit Accounts for more than 8% Per Annum

5 Best Debit Cards With Maximum Withdrawal Limit (2024)

FAQs

5 Best Debit Cards With Maximum Withdrawal Limit? ›

For example, the Bluebird® American Express® Prepaid Debit Account caps daily withdrawals at $2,500. Conversely, The Mango Prepaid Mastercard® limits ATM withdrawals to $500 per day. The NetSpend® Visa® Prepaid Card permits you to withdraw $325 at a time or $940 per day in up to six withdrawals per 24 hours.

Which debit card has highest limit? ›

5 Best Debit Cards in India in September 2023
ATM/Debit CardsDaily ATM LimitDaily Shopping Limit
SBI Platinum Debit CardRs. 1 LakhRs. 2 Lakh
HDFC Millennia Debit CardRs. 50,000Rs. 3.5 Lakh
ICICI Coral Debit CardRs. 1 LakhRs. 5 Lakh
Axis Bank Burgundy Debit CardRs. 3 LakhRs. 6 Lakh
1 more row
Sep 4, 2023

Which prepaid card has a high ATM withdrawal limit? ›

For example, the Bluebird® American Express® Prepaid Debit Account caps daily withdrawals at $2,500. Conversely, The Mango Prepaid Mastercard® limits ATM withdrawals to $500 per day. The NetSpend® Visa® Prepaid Card permits you to withdraw $325 at a time or $940 per day in up to six withdrawals per 24 hours.

What is the best debit card to use? ›

Summary of the Best Cash-Back Debit Cards
CompanyForbes Advisor RatingLearn More
NASA Federal Credit Union Checking Accounts3.6Learn More
Empower Debit Card3.0Learn More Read Our Full Review
Ando Visa Debit Card2.9Learn More
Bank of America Debit Card2.8Learn More
2 more rows
Sep 5, 2023

Do debit cards have a daily withdrawal limit? ›

You're likely familiar with a common debit card limit from withdrawing cash at an ATM. Many checking and savings accounts impose a daily limit, anywhere from $300 to $1,500 or more on ATM cash withdrawals.

How do I increase my ATM withdrawal limit? ›

To work around ATM withdrawal limits, you can call the bank and request a limit increase, get cash back at checkout or withdraw from a linked savings account. If your bank or credit union has bank branches, you can withdraw larger amounts by stopping by in person.

How do I increase my maximum debit card limit? ›

Internet Banking
  1. Go to Service Request.
  2. Select 'Increase/Decrease Debit Card Limit'
  3. Set your desired card limit.

What prepaid cards allow ATM withdrawals? ›

Top 5 Prepaid Cards With Convenient ATM Access
  • PayPal Prepaid Mastercard. You can transfer money from your PayPal account to fund your PayPal Prepaid Mastercard. ...
  • Netspend Visa Prepaid Card. ...
  • The Mango Prepaid Mastercard. ...
  • Bluebird American Express Prepaid Debit Account. ...
  • Walmart MoneyCard.

What is the daily withdrawal limit for Walmart Money Card? ›

You may only withdraw up to $500 from an ATM and $1,000 from a Walmart register in a single day and $1,500 per teller transaction at a participating bank, unless otherwise indicated.

What prepaid debit card can you withdraw cash? ›

The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

What is the strongest bank card? ›

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*.

Which debit card is best for ATM? ›

Best Debit Cards to Pick 2023 - 2024
  • SBI Debit Card.
  • HDFC Debit Card.
  • Axis Bank Debit Card.
  • ICICI Bank Debit Card.
  • Yes Bank Debit Card.
  • Kotak Mahindra Debit Card.
  • HSBC Debit Card.
Jun 27, 2023

What prepaid card works the best? ›

Best Prepaid debit cards compared
CardBest forCash reloads fees
Bluebird by American ExpressAvoiding fees$3.95
Serve American Express Prepaid Debit AccountEarning rewards$0 in network, $3.95 out of network
ONE VIP Visa Prepaid CardSupporting underserved communitiesVaries
FamZoo Prepaid CardFamilies$4.95 for cash
5 more rows
Aug 31, 2023

How can I withdraw more than 500 from my debit card? ›

If for whatever reason you need more cash than ATM limits allow, there are a few ways you can get around it:
  1. Request an increase in your daily limit.
  2. Make a withdrawal in person at a bank branch.
  3. Get a cash advance with a credit or debit card.
  4. Get cash back with a purchase at a store.
Nov 23, 2022

Can I withdraw 1000 from debit card? ›

Your ATM max withdrawal limit depends on who you bank with, as each bank or credit union establishes its own policies. Most often, ATM cash withdrawal limits range from $300 to $1,000 per day.

How do I know my debit withdrawal limit? ›

How to find your ATM withdrawal limit. The documents provided to you at account opening and with your debit card usually include your ATM withdrawal limit. Alternatively, your ATM withdrawal limit may be mentioned inside your bank's official banking app, should it have one.

Is there a limit on debit card 100000? ›

Banks generally allow you to spend up to INR 100,000 on your online and retail store expenses on your standard debit card. This daily limit can be significantly high if you have a premium account and a premium debit card.

What is considered a high limit card? ›

A high-limit credit card typically comes with a credit line between $5,000 to $10,000 (and some even go beyond $10,000). You're more likely to have a higher credit limit if you have good or excellent credit.

Is there a card limit on debit card? ›

Daily limits usually apply to any cash withdrawals or purchases made with the card during the day but it will be different from bank to bank.

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