Which are the plans ideal for US green card holders?
Patriot America Plus and Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.
The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also covers COVID19 illness up to the maximum of the policy.
INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance. Green Card holders can buy INF plans as long as they have a residence outside the US.
Can a green card holder intending to reside permanently in the US going forward buy the INF plans? Can they put down an US address?
Yes. INF insurances provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:
- Fixed benefit or Limited coverage
- Comprehensive Coverage
- Coverage for Pre-existing conditions
Can green card holders buy Patriot America plus insurance?
Patriot America Plus and Patriot Platinum America plans are based on the primary residence country that the member lists on the application. The Green Card holders can buy Patriot America Plus insurance for coverage in the US, as long as their primary residence is outside the US. There is no set amount of time they have to purchase.
However, if they establish a permanent residence in the US, they are not eligible. So if they have a home (purchased or renting) here in the US, they can’t get our coverage. Provided they are eligible, if/when they submit a claim for treatment in the US, we will ask for their proof of residency in another country (renters agreement, bills to that address, etc) Just something showing that they live anywhere else.
How long can an INF plan be renewed? This is important since Green card holders are not eligible for Medicare for 5 years after they enter the US?
Green Card holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.
Can non citizens get Medicare?
To qualify for Medicare, you must have worked in the US for 40 quarters (10 years) or have a Green card for at least 5 years.
Can a green card holder already in the USA buy INF plan?
They must go through special membership approval for INF Elite / Premier / Standard / Traveler USA for Greencard holders.Green Card holders can buy INF plans as long as they have a residence outside the US.
Can a new immigrant in the US buy INF plans?
Yes, they can buy INF travel insurance.
Can a green card holders buy INF insurance?
Yes, they can buy INF travel insurance as long as they have a residence outside the US.
Does Greencard health insurance cover covid 19 illness?
There are some USA Covid travel health insurance plans available US Green card holders that cover Covid 19 as a new illness. They can compare best Covid19 Green card insurance plans and buy it online.
Can a green card holder get medical insurance?
Yes, Green card holders can get the medical insurance that we offer if they have a permanent address outside the US. Green card holders can get medical insurance quotes and buy the insurance on our website. The short term medical insurance will cover unanticipated medical conditions, but will not cover preventive care and regular treatment for pre-existing conditions. Getting a medical insurance quote is easy by providing the age of the Green card holder and the dates that they need the insurance coverage. We display the different medical insurance for Green card holders and you can compare the different plans based on price as well as the coverage benefits. After choosing the best Green card holder insurance for your needs, you can complete the application online and buy it using a credit card. The policy will be emailed immediately after completing the transaction.
Do Green card holders need health insurance?
The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.
Green card holders can buy the health insurance on American Visitor Insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green card holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.
Why American visitor insurance?
American Visitor Insurance works with reputed US travel insurance providers to give green card holders in USA a wide range of health insurance options. We have nearly two decades experience in understanding the diverse requirements of new immigrants and green card holders in US and in offering appropriate medical insurance options to them.
Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate green card health insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency.
We also provide answers to all health insurance for green card holders questions, reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where green card holders can compare different products based on price as well as the coverage benefits. All of these tools help green card holders make an informed decision while buying US health insurance.
Do US green card holders need visa for Europe?
US green card holders may or may not need a visa to travel to Europe, depending on their nationality. Schengen visa requirements depend on the nationality of the traveler and not on his residence, so the US Green card has no bearing on the Schengen visa requirements. However, if one needs the Schengen visa, one of the requirements of the Schengen visa application is travel insurance. Green Card holders can buy Schengen visa insurance on American Visitor Insurance as mandated by Schengen consulates. However, even if one is not required to apply for a Schengen visa, it is still prudent to buy good international travel insurance given the high cost of healthcare when traveling in Europe.
Can All Green Card Holders Travel Abroad Without a Visa?
No, not all green card holders can travel abroad without a visa, while green card holders have the right to live and work in the United States permanently, they still need to follow the visa requirements of their destination country. Some countries allow visa-free entry to US green card holders based on bilateral agreements or other factors, but other countries may require a visa or travel authorization before entry. It's important to check the visa requirements of the country you're traveling to before you plan your trip. Irrespective of whether one needs to apply for a visa or not, it is important to buy good international travel insurance to be safe and have a good trip when traveling outside the US.
Where Can Green Card Holders Travel Without a Visa?
There are many countries which offer visa-free travel for US green card holders. These include Canada, Mexico, the Bahamas, Bermuda and many other countries listed here. However, it's important to note that visa-free access is not an absolute right, and countries may change their visa policies at any time based on their national interests and security concerns.
Can Everyone Travel to Mexico with a Green Card?
US Green card holder will need a valid passport and green card and may need to obtain a Mexican visa depending on their purpose and length of stay. It's important to check the Mexican government's website or consult with an immigration attorney before planning a trip. Irrespective of whether one needs to apply for a Mexican visa or not, it is important to buy the best US travel insurance to be safe and have a good trip when traveling to Mexico.
How many days can a green card holder stay outside US?
Green card holders can stay outside of the USA for up to 6 months without losing their permanent resident status. If however, they plan to stay longer, they should obtain a reentry permit. However, other factors may impact their ability to reenter the US after an extended absence.
As an expert in international travel insurance, particularly for Green Card holders in the United States, I can confidently provide detailed insights into the various insurance plans mentioned in the article.
Patriot America Plus and Patriot Platinum America by IMG: These insurance plans are specifically designed for short-term travel to the USA. Green Card holders can utilize these plans as long as they maintain a residence outside the US. The coverage includes the "acute onset of pre-existing conditions" for individuals under 70 years old. Recent enhancements include copays for urgent care centers and walk-in clinics, replacing deductibles. Persons under 70 years old can get up to $1 million maximum coverage, and the plans also cover COVID-19 illness up to the policy maximum.
INF Insurance Plans: INF offers two fixed benefit plans (INF Premier Insurance and INF Standard Insurance) and two comprehensive benefit plans (INF Elite Network Insurance and INF Traveler USA Insurance). Green Card holders can purchase INF plans as long as they have a residence outside the US. These plans cater to individuals, especially those above 65, and provide additional benefits such as dental and telemedicine, which are typically separate policies under domestic US health insurance.
Renewal of INF Plans: Green Card holders can initially enroll in INF plans for up to one year at a time, and there is no term limit for renewing these plans. This flexibility is crucial, especially considering that Green Card holders are not eligible for Medicare for the first five years after entering the US.
Medicare Eligibility for Green Card Holders: To qualify for Medicare, individuals must have worked in the US for 40 quarters (10 years) or have held a Green Card for at least 5 years. Green Card holders can enroll in INF plans during the initial 5-year period before becoming eligible for Medicare.
Green Card Holder's Eligibility for INF Plans: Green Card holders can purchase INF plans as long as they maintain a residence outside the US. Special membership approval is required for certain INF plans for Green Card holders.
Health Insurance for Green Card Holders: Green Card holders can obtain health insurance, especially if they do not have group health insurance from an employer or are not yet eligible for US Medicare. American Visitor Insurance offers various options, covering unanticipated medical conditions. It is not mandatory to have health insurance, but given the high cost of US healthcare, it is considered risky to be without it.
Traveling to Europe with a Green Card: US Green Card holders may or may not need a visa to travel to Europe, depending on their nationality. The US Green Card does not affect Schengen visa requirements, but travel insurance is a mandatory requirement for Schengen visa applications. American Visitor Insurance provides Schengen visa insurance for Green Card holders.
Traveling Abroad Without a Visa: While Green Card holders have the right to live and work in the US permanently, they still need to follow the visa requirements of their destination country. Some countries allow visa-free entry based on bilateral agreements, but it's essential to check and purchase international travel insurance.
Duration of Stay Outside the US for Green Card Holders: Green Card holders can stay outside the USA for up to 6 months without losing their permanent resident status. If planning a longer stay, obtaining a reentry permit is advisable.
In conclusion, American Visitor Insurance serves as a comprehensive resource, working with reputable US travel insurance providers to offer a range of health insurance options tailored for Green Card holders. With nearly two decades of experience, they provide expert guidance, customer support, and a user-friendly comparison tool to assist Green Card holders in making informed decisions about their insurance needs.
