19 Clever Ways To Save Money (2024)

And Help Your Wallet During The Coronavirus Quarantine.

If you’re thinking about how to start saving money and live a frugal life at this for a little while. You have to realize that every little thing matters and can really add up quickly. The main thing is to understand that to start saving the most money all we need to do is start changing habits.

Today I’ve put together a list of 19 clever ways to save money and Help Your Wallet.

In the list, I have included things you can start cutting from your life and save. Simple things like groceries, heating/cooling costs, entertainment, health, clothing, and more. Of course, there are many other ways to help you save money, but I wanted to start with the basics. Sometimes those are things that we take for granted since we are already used to them.

I keep the list small and manageable so that no one gets overwhelmed with the changes and you can start building your new habits one step at a time.

1. Cook From Scratch:

You definitely do not need to be a chef to cook a nice simple meal.

2. Stay at Home:

Home is our sanctuary… So why leave it!? Spend fun quality time with the fam and get prepared for the next day.

3. Cancel Subscriptions

subscription boxes. magazines or even newspapers. Those are expenses you can definitely cut.

4. Take Your Lunch to Work:

You are already cooking at home so put an extra piece of chicken or add an extra cup of water to that soup and pack your lunch for work. With this step along you can honestly save hundreds.

5. Unplug Appliances Not in Use:

Do you know that all-electric appliances still consume energy when they are plug-in even if they aren’t in use? and that one of the appliances that use the most energy is the microwave? Yeap, Unplug before you go.

6. Make Coffee at Home:

I know Mcd’s coffee is still $1 dollar at some locations. but, if you save that dollar per day you will be saving at least $20 per month (more or less), and every little counts.

7. Turn Lights off When Not in Use:

If you are a mom you know how hard is to keep the lights OFF in your house. The kids love to have them all ON at all times. Again, This is all about getting new habits and teaching the kids to turn lights OFF when they aren’t in the room, the kitchen, the restroom, etc.

8. Meal Plan and Shop Sales:

Grocery shopping can be daunting but is all about preparation and getting organized in the kitchen. Know what you have and what you need.

9. Drink Water instead of Juice or Soda:

Believe or not this was the hardest part for me. I love soda and sweet drinks substituting them for water was hard, hard, hard. But, hey!! we are saving coins so I’m all in …

10. Stop Eating Out

We used to love eating out, it was our way to start the weekend and celebrate a good hard working week. But, we are a family of 4 and something 6 if my parents come for a visit. That was almost $150 spend on one sitting (and that if we go to a simple family restaurant, No Red Lobster or Olive Garden or any of those big brands restaurants) I get chills not thinking about it! it was a lot of money.

11. Go to the Park instead of the Movies:

Movie tickets, popcorn, drinks, candy, Ect…. You can end up spending big bucks here too. I know, I know the latest movie looks soooo good and the big screen it’s so much better than watching it at home when it comes out on Netflix. But going to the movies is almost $25 bucks (including ticket, snacks & a drink per person more or less and this being a regular movie theater, not IMAX or 3D). Park in winter? yes, the trail is still open and the views can get pretty awesome. It will build your kids’ strength and endurance.

12. Cut up Old T-Shirts for Rags:

Mami used to do this when I was little and I used to hate it. But over the years I’ve learned that is not about looking good but is all about convenience. I can clean my entire house and save on paper towels.

13. Clip Coupons:

You are already cooking at home, you are already organized with what you have and what you need is time to start printing, cutting, and clipping coupons for your grocery, personal care, and household products.

14. Workout at Home:

Sorry, I can’t relate to this one…. working out is not my cup of tea but if you are, skip the gym and work out at home, go out and enjoy a fresh jog around the block.

15. Lower the Temp on your Hot Water Heater:

Yes, that will make a ton of difference on your bill.

16. Make Your Own Laundry Detergent:

Are you a DIYer? Well, you don’t need to be Pro to mix some ingredients together and make your very own detergent. Pinterest has some simple recipes you can follow.

17. Grow Your Own Food

You know … growing veggies is not that hard. I was really worried about this and more not knowing how to take care of my veggies in case they do grow. Since I didn’t know much about growing my own food I started with putting my green Onion stems in water after use to let if regrow

18. Drop your Cable Bill

We used to have one of those expensive cable packages just because I thought we needed it all it was almost $180 per month. We also have Netflix and the kids watch YouTube most of the time now. You can cut on the cable or satellite most of the TV series are already on Netflix and for local news, you can get those with a little antenna that is sold on multiple retailers.

19. Check your Insurance Rates

There are many ways to lower your insurance rates now more than ever. Exist many apps that can help you appraise different insurance at once. But if you are old fashion like me, making phone calls can be the best thing.

This is my shortlist guys; like I mentioned before there are many, many other ways to cut your expenses. of course, my best advice is for you to make changes slowly and tackle one thing at a time until the habits are built and this gets to be a new normal for you.

Also Read: Basic Tips For Grocery Shopping On A Budget

I hope this list can be of great benefit for you to start this year on the right foot.

If you have your way to cut on expenses please leave a comment below and share some light for us as well.

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