$170 Grocery Budget Challenge | The Humbled Homemaker (2024)

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Find out how Shannon kept a $170 grocery budget for a family of 4, and get tips for doing your own grocery budget challenge, plus a 1-week sample meal plan that shows what her family ate.

$170 Grocery Budget Challenge | The Humbled Homemaker (1)

By Shannon, Contributing Writer

I wan’ some B-nana.” My 2-year-old’s sweet voice rang out, throwing in, “Pleeease Mama.

He must have sensed I was about to say no.

He tried again. “I wan’ some apple, Mama.

I shook my head apologetically.

Finally, “I wan’ some peenubudder.” He was smiling and nodding enthusiastically now, sure he’d win me over, but the answer was no to that one, too.

A year ago, my family was in a much different place financially, and there was one month in particular when I found myself having to say no to my 2-year old a little too often.

Now, don’t be too concerned, he was still getting plenty of healthy foods to fill his little belly. It’s just that there wasn’t any extra in the budget to buy many of his usual favorites.

Our relative poverty was mostly self-induced. You see, we were three months into our laser-focused mission to get out of debt as fast as possible. To help us save even more than our usual tight budget allowed, we were in the midst of doing a “No Spend Month” to help us get even closer to our goal.

Those of you who also live on one income probably know, when the budget is already stretched to the max, the only place left to cut is usually the grocery budget.

I had already slashed our grocery budget by half, while still feeding my family mostly natural and organic foods. That January though, I was determined to do even more to save money.

$170 Grocery Budget Challenge

That January, I fed my little family of four for only $170.

Ever since I mentioned our experience in another blog post, I’ve had readers asking, “What did you eat for only $170?!”

Luckily, nerdy writer than I am, I took notes! Below, you’ll find suggestions to do your own grocery budget challenge along with a 1-week sample meal plan. For more grocery savings strategies, you can access my free 3-part video series, the Ultimate Grocery Savings Guide.

How to Do a Grocery Budget Challenge

1. Find out what’s back there.

Even when times are tough, the majority of us in the developed world are so richly blessed. Our homes are filled with an abundance of food. It’s easy to become so accustomed to it though, that we stop seeing the resources that are really there.

If you’d like to do your own grocery budget challenge, take a close look around your pantry, refrigerator, and freezer.

What are the foods that have gotten shoved to the back and forgotten? See that little half cup of barley in the back of the pantry? Did you notice that not-quite-empty bag of sweet potato fries in the freezer?

Not only will you save money by finally using up these foods, you’ll get a clean and organized pantry out of the deal, too!

2. Get Creative.

Once you’ve taken note of all the foods that you have available, get creative!

I must admit it is my husband, not I, that is the master at getting creative with the food we have on hand.

To help me with this challenge, over the years I’ve learned a handful of recipes that are flexible enough to allow me to use up whatever I have on hand.

These are a few foods I like to prepare that can’t go wrong, even if you need to use up a little of this and a little of that: easy fried rice, basic soups, simple smoothies, casseroles, and scrambles to name a few.

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3. Eat the less-than-favorites.

As mamas, it’s so hard to say “no” to our sweet little punkins, but we all know there are times when it’s best for them and our families if we do.

If you’ve decided to do a grocery budget challenge to move your family toward your bigger financial goals, this is one of those times.

This is the time to fill their little bellies with the healthy foods you have available, even if they aren’t their favorites.

Eat the freezer meals that didn’t quite turn out. Use up the ingredients you bought for failed healthy living experiments. (Frozen fish head, anyone?)

Yes, even use the foods you bought in bulk and have since abandoned as “unhealthy.”

4. Plan Ahead.

Once you decide on a few creative meals and commit to eating a little differently this month, create a meal plan. It’s ok if it’s less than perfect.

Looking back on our meals from that month, I have to laugh. They were a downright weird mishmash of odds and ends.

One night, we actually had salmon salad and peach pie for dinner! Still, we didn’t go hungry, and over the course of the month, we probably got pretty good overall nutrition.

1-Week Sample Meal Plan

Here’s a sample 1-week meal plan from our $170 grocery budget. This was from the first week of our pantry challenge, so there was a bit more to choose from than there was by the end.

Day 1

Breakfast: Eggs (We had a dozen chickens at the time, so we ate a lot of eggs this month!)

Lunch: Roasted Chicken with Leftover Pasta

Dinner: Steak, Sweet Potato, and Green Beans

Day 2

Breakfast: Eggs

Lunch: Leftover Steak, Sweet Potato, and Green Beans

Dinner: Leftover Chicken and Pasta, Carrots

Day 3

Breakfast: Eggs

Lunch: Chicken soup, leftover steak and carrots, toast

Dinner: Leftover chicken soup, eggs, potatoes, toast

Day 4

Breakfast: Eggs, Gluten Free Waffles, Sausage

Lunch: Hamburgers

Dinner: Roasted chicken and Green Beans

Day 5

Breakfast: Eggs and Gluten Free Pancakes

Lunch: Lunch with family.

Dinner: Leftover Hamburgers, fresh juice

Day 6

Breakfast: Eggs

Lunch: Leftover Hamburgers

Dinner: Tortilla Soup and Lasagna from the freezer

Day 7

Breakfast: Eggs

Lunch: Leftover Tortilla Soup

Dinner: Chicken soup (using leftover chicken and stock from Day 4) with Salad

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The Results

Our grocery budget challenge helped us to get closer to our goals and we learned a lot along the way:

  • As a direct result of the grocery budget challenge, we were able to put an extra $235 towards paying off our student loans that month.
  • I had already slashed my grocery budget in half before the challenge. After finishing up our January grocery budget challenge though, I learned that there were a few more ways I could save. As a result, I cut the budget even more until we paid off all our loans.
  • Right there in the midst of our shrunken budget and let’s be honest, feeling a little deprived, my eyes were opened to just how crazy blessed we are. I was so thankful to have that abundance of healthy food to feed my son, even if he didn’t get his favorites for a short time.

I now teach my simple, coupon-free method for saving money on groceries to other busy moms. Check to see if course registration is open or sign up for our waitlist. If you need some quick strategies, you can also grab my FREE guide on how to save $100 on groceries in under a minute.

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Have you done a grocery budget challenge before? What was the weirdest meal you served your family?


$170 Grocery Budget Challenge | The Humbled Homemaker (2024)

FAQs

What is a realistic grocery budget for one person? ›

The average weekly grocery budget for a single person can vary significantly depending on factors like location, dietary preferences, and income. However, a rough estimate might be between $50 to $100 per week.

What is the average grocery bill for a family of 4 per month? ›

And when it comes to a family of four, the average cost for their monthly grocery bill is about $975. Those averages might seem low to you, spot on or crazy high. So many factors come into play here: like where you live or how many special dietary needs you have.

What is the average grocery bill for a 2 person household? ›

By Family Size

Single-person households, as you might expect, spent the least on food: $5,235 in 2022, according to the Bureau of Labor Statistics. Two-person households spent $9,363, up from $8,242 in 2021. The national average for three-person households was $11,158.

What is the average monthly cost of groceries for 1 person? ›

. This works out to about $475 per month. Grocery spending increased 8.4% in 2022, the latest data available, vs. 2021.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How much should 1 person spend on groceries per week? ›

An adult male from 19 to 50 years of age would account for $86.80 a week on a moderate food budget, and a 19- to 50-year-old woman would be allocated $73.20 a week.

How can I cut my grocery bill by 90 percent? ›

What's Ahead:
  1. Shop at discount grocery stores like Aldi or Trader Joes.
  2. Compare prices between stores — even if it means driving to a few different ones at first.
  3. Plan your meals for the week based on what's on sale.
  4. Clip coupons and look for discount codes.
  5. Always, always, always eat your leftovers.
Sep 11, 2023

How much income should a family of 4 make? ›

$130,239

How much does the average American family of 4 spend on food per month? ›

Average Costs and Variations

The average cost of food at home for a family of four, according to the United States Department of Agriculture (USDA), ranges from $567 to $1,296 per month, which comes out to approximately $130 to $300 per week.

What is a good budget for 2 adults for grocery? ›

How Much to Spend on Groceries Each Month
  • Single-Person Household. Thrifty Plan: $241–301. ...
  • Couple (Family of Two) Thrifty Plan: $596. ...
  • Family of Four (With Two Children, Ages 6–8 and 9–11) Thrifty Plan: $969. ...
  • See what you already spend. Start by opening up your bank account. ...
  • Budget for other expenses.
Jan 18, 2024

How can I cut my grocery bill? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How much should a married couple spend on food a month? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What state has the most expensive groceries? ›

California has the highest grocery prices in the US, according to HelpAdvisor report.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

What is a reasonable budget for a single person? ›

The average monthly expenses for one person can vary, but the average single person spends about $3,405 per month. Housing tends to consume the highest portion of monthly income, with the average annual spending on housing at $1,885 per month per person.

How much on average should one person spend on groceries? ›

Your Salary Should Rise Faster Than Grocery Prices
RankStateAverage monthly cost of groceries per person
19California$370.96
20Florida$364.25
21Iowa$347.05
22Oklahoma$346.37
46 more rows
Feb 27, 2023

What is a frugal food budget for one person? ›

Single-Person Household
  • Thrifty Plan: $241–301.
  • Low-cost Plan: $259–299.
  • Moderate Plan: $316–375.
  • Liberal Plan: $404–455.
Jan 18, 2024

What is the ideal budget for groceries? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

How do I calculate my grocery budget? ›

To calculate overall household grocery costs we:
  1. Adjusted food costs for each person in household. ...
  2. 1-person — add 20 percent.
  3. 2-person —add 10 percent.
  4. 3-person — add 5 percent.
  5. 4-person — no adjustment.
  6. 5- or 6-person — subtract 5 percent.
  7. 7- (or more) person— subtract 10 percent.

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