100 Best Money Saving Tips to Keep the Jingle in Your Pocket (2024)

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100 Best Money Saving Tips to Keep the Jingle in Your Pocket (1)100 Best Money Saving Tips to Keep the Jingle in Your Pocket (2)With 100 best tips to save money, you will reap the reward of watching your bank account grow year after year. Use my fun tips to make a difference in your life and finances. Don’t you feel great when you walk into a store and all the sales clerks are welcoming and smiling at you? Don’t be fooled! They want your money.

You don’t have to be the victim of salespeople and junk buys! Use these tips to save money

1- Don’t carry cash.

2- Transfer most of your leftover money into your savings account.

3- Don’t get coffee from a fancy shop. Get a good cup at McDonald’s or bring your own.

4- Bring your lunch to work.

5- Carpool.

6- Eat vegetarian at least twice a week.

7- Grocery shop only with a list.

8- Write a list of questions for your doctor & avoid repeat visits.

9- Shop in goodwill stores for fun quirky items.

10- Hunt for garage & estate sales.

11- Buy plain clothing at target and embellish it yourself

12- Don’t pay for expensive parking…weigh if it’s cheaper to ride the train in.

13- Grow your hair long and skip the salon frequency.

14- Cut your nails short and buff them.

15- Do your own waxing with a wax kit.

16- Do your own pedicures orreciprocate with a friend.

17- Visit your insurance agent to see what you’re actually covered for.

18- Drop the gym and enjoy the outdoors.

19- Go on a camping vacation instead of a hotel.

20- Make your own curtains out of bulk fabric and use iron-on hemming tape.

21-Buy clothes that fitand skip the tailor.

22- Buy no-iron clothes and skip the dry cleaner.

23- Buy inexpensive picture frames and paint/decorate them to fit your decor.

24- Implementintermittent fasting and only eat 8 hours a day or less.

25- Make a co*cktail at home before you go out to eat.

26- Empty your car so you’re not spending extra on gas to lug the junk all over town.

27- Wash your own car; you will be more in tune with it.
28- Don’t buy movies. Rent from Redbox.
29- Cut the cable.

30. Cut out snacks.

31- Barter your services

32- Do your own taxes if they are simple.

33- Take vitamin D3 so that you don’t get sick.

34- Walk the mall but don’t go to the stores.

35- Go to the movies before 5 if you have to go at all.

36- Always google coupons before you shop online.

37- Look on Groupon to see if there is cheap entertainment.

38- Buy a frisbee and enjoy the park.

39- Go on a hike and pack your lunch and water.

40- Have dinner in a park with the kids and spouse.

41- Pick up a pizza and enjoy it in the park.

42- Take pictures of your clothes and shoes so you don’t buy more of the same.

43- Invest in a great winter and summer bag and skip the junk.

44- Invest in a great winter coat and skimp on the jeans and t-shirts.

45- Wear v-neck white t-shirts & jeans and you’ll always look classic.

46- Shop at Nordstrom Rack or OFF Saks for greatmoccasinsor flats.

47- Buy one set of timeless jewelry and skip the junk jewelry.

48- Go to the library and read their magazines.

49- Go to the library and check out books and movies to have an uncluttered house.

50- Take turns with friends at your houses for co*cktail fun.

51- Brush up on tax deductibles and take advantage of them.

52- Floss your teeth morning and night and keep those costly dentist bills manageable.

53- Crank up the music and clean your own house instead of using a maid.

54- Use vinegar and water instead of some household cleaning agents.

55- Think before you buy something. Where will you put it?

56- Only have one pair of sheets for each bed. Wash and replace…less work folding.

57- Only have one set of towels per bathroom. Again no folding and storing.

58- Don’t own a lot of clothes- you only wear your favorites anyway.

59- Look forprescriptioneyewear online where it can be super cheap.

60- Buy pet food in bulk when it’s on sale or price check Amazon.

61- Play with your pets to keep them healthy and fit to minimize the vet bills.

62- Skip dining out and take the family out for ice cream instead.

63- When you have a bbq provide the hot dogs and hamburgers and let friends and family bring sides and dessert.

64- If you can’t afford the internet go to the library and use theirs.

65- Put your children in public school and help out their teacher to stay in touch.

66- Get a slip and slide and have your kid’s summer birthday parties in your yard.

67- Drink water with lemon & skip sodas in restaurants. You’ll be able to afford dessert.

68- Don’t throw away veggies- make a great soup before they spoil.

69- Set the timer when you take a shower to save on water.

70- Watch the weather and don’t let your sprinklers go on after a rainy day.

71- Clean your windows, pull back the curtains, and let the light in to not waste electricity.

72- Buy a bag of fruit instead of individual pieces.

73- Buy bulk rice and staples that can sit for a year in your pantry.

74- Paint one side of your house yourself every year ( the same color haha).

75- Buy stencils and create your own wall decor instead of buying wallpaper.

76- Buy fringe to glue on tothe rim of your lampshades for a new look.

77- Use wet tea bags to antique fabrics that look too white/generic.

78- Get your coworkers to get on board to save money so you’re not competing.

79- Start an office weight support group…bring in a scale and everyone weigh in once a week. You can all keep track of your own weight so no one has to know.

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80- Cut out all your bad habits…smoking, sodas, junk food.

81- Clean out your house and garage and have a garage sale with friends.

82- Walk to the grocery store so you’ll buy less and get your exercise at the same time.

83- Buy baby and small children’s plastic toys at garage sales.

84- Tear holes in your faded old jeans and you’ll be right in style.

85- Use the fabric from clothes you don’t like and make something out of it.

86- Don’t buy any pricey boxed or packaged food, create your treats from the produce department.

87- Trade clothes, toys, and household items with friends and family. You can set up a shop in your house and each person can label items to indicate what they want for them. You can use a number chart for the worth. 1 point, 2 points, 3 points…No money exchanged, just value by points. So a bike can be 10 points and a pair of jeans 2 points…

88- Install a Nest thermostat to save energy.

89- Watch Youtubevideos on how to fix things yourself and avoid the pricey handyman.

90- Start a container garden and grow all your own fresh herbs.

91- Men can buy an electric razor for shaving.

92- Send out e-cards instead of holiday and birthday cards.

93- Have your children participate in the chores- and always reward them with “a family that works together plays together”.

94. Make quick money online using reputable sites like SurveyJunkie

95- Set up your bills to be paid online in advance so that you never have a late fee.

96- Replace all your light bulbs with LED bulbs.

97- Get rid of any duplicates…get rid of extra cars and phones, extra cable boxes…

98- Decide on your meal menu by what’s on sale.

99- Use your crock-pot or pressure cooker and you can buy tougher cuts of meat.

100- The less you go out, the less you’ll spend.

101- Think about where you’re going to spend your day and what will likely happen.

102- Put all your loose change and extra dollars in a cookie jar and add a wish list.

103- Pay your bills online to save on postage.

Opportunities to save money are everywhere and it’s up to us to seek them out. Be proactive in your spending and consider all options before making a purchase.

100 Best Money Saving Tips to Keep the Jingle in Your Pocket (3)I never buy anything unless it’s 50% off the sale price. This is easily accomplished by sticking to the clearance section of most websites. What are your best tips to save money? I’d love to add them to my arsenal.

100 Best Money Saving Tips to Keep the Jingle in Your Pocket (4)

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Is Food Delivery Right For Your Family?

100 Best Money Saving Tips to Keep the Jingle in Your Pocket (5)I did a cost analysis on Amazon food delivery service. My family not only saves on food but time and stress. We live next to one of the busiest Targets in the nation… not battling carts and people after work is saving grace. Amazon food delivery provides fresh, inexpensive options right to my front door.

Things to consider: gas, your time, and purchase cost (which all add up). With AmazonFresh food delivery, you can skip the physical shopping hassle, avoid the lines, and save money by not being tempted by impulse buying.

Amazon Guarantees delivery within 2 hours. With Amazon’s recent acquisition of Whole Foods, I foresee even more healthy options and product availability. The monthly fee is now $14.99 for unlimited deliveries as a standalone and only $10.99/ month with Prime. If you aren’t already aPrimeorAmazonFreshmember it can add seriously valuable time back into your life.

By implementing these tips you will increase your financial stability considerably. Wouldn’t it be great to not worry if the car breaks down? Keep more money in your wallet and avoid all the ‘pickpockets’ out there tempting you with things you don’t need.

Want Part 2 of keeping that jingle in your pocket?

100 Best Money Saving Tips to Keep the Jingle in Your Pocket (6)Open Your Heart – Not Your Wallet. Keep That Jingle in Your Pocket Part 2– Learn to say no without a fight to overbearing friends, obligations and money pits. Keep the money you earn!

What has your family done that has saved you a considerable amount of money? Do you find that it’s easier to save for a specific item or live a cheaper lifestyle? I’d love to hear your best tips to save money.

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Questions and comments are always welcome. I really hope this post inspired you. Pin it for later to help you save money now and later.

My Go-To Resources

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100 Best Tips to Save Money and Keep the Jingle in Your Pocket

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100 Best Money Saving Tips to Keep the Jingle in Your Pocket (2024)

FAQs

What is the trick to saving money? ›

Save money automatically.

Set up a direct deposit from each paycheck to your savings account. That way you don't even think about the money you're saving—you're just saving. Start budgeting with EveryDollar today! And if you really want to get serious, use a separate bank from your existing checking account.

How can I save money in my pocket? ›

8 simple ways to save money
  1. Record your expenses. The first step to start saving money is figuring out how much you spend. ...
  2. Include saving in your budget. ...
  3. Find ways to cut spending. ...
  4. Determine your financial priorities. ...
  5. Pick the right tools. ...
  6. Make saving automatic.
  7. Watch your savings grow.

How can a 12 year old save money? ›

Follow Us
  1. Discuss Wants vs. Needs.
  2. Let Them Earn Their Own Money.
  3. Set Savings Goals.
  4. Provide a Place to Save.
  5. Have Them Track Spending.
  6. Offer Savings Incentives.
  7. Leave Room for Mistakes.
  8. Act as Their Creditor.

What are the 5 steps to save money? ›

5 simple steps to start saving
  • Set one specific goal. Rather than socking away money into a savings account, set specific goals for your savings. ...
  • Budget for savings. Just because you decide to save doesn't mean it's going to happen. ...
  • Make saving automatic. ...
  • Keep separate accounts. ...
  • Monitor & watch it grow.

What is the 1 to 100 saving challenge? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the 3 saving rule? ›

This model suggests allocating 50% of your income to essential expenses, 15% to retirement savings and 5% to an emergency fund. This plan allows you to meet your immediate needs and plan for the future before you spend on anything else.

How to save $1,000 fast? ›

Dave Ramsey's 9 Ways To Save Your First $1,000 Fast
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool. ...
  8. Pick Up a Side Hustle.
Dec 28, 2023

How to save $1,000 every month? ›

How to save $1,0000 in a month, according to experts
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

How can I save money without wasting? ›

Challenge yourself to not spend any money for an entire weekend. Instead, find free activities to do and cook for yourself. Many people spend the bulk of their extra cash on the weekends, so even one or two spending breaks can make a difference in your house savings fund.

How to get money fast? ›

How to make money fast
  1. Test user experiences. ...
  2. Take surveys online. ...
  3. Sell stock photos. ...
  4. Sell other stuff you already own. ...
  5. Become a dog walker. ...
  6. Try pet sitting or animal care. ...
  7. Consider house sitting. ...
  8. Drive for a rideshare company.
Dec 13, 2023

Where is the best place to save money? ›

The best places to save money include high-yield savings accounts, high-yield checking accounts, CDs, money market accounts, treasury bills and savings bonds. These products offer varying degrees of security, returns and liquidity.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How can I save 100 fast? ›

Canceling unnecessary subscriptions and automating your savings are a couple of simple ways to save money quickly. Switching banks, opening a short-term CD, and signing up for rewards programs can also help you save money. Making a budget and eliminating a spending habit each day can help lead to long-term savings.

What is the 70 saving rule? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How can I save $1000 fast? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

What is the 30 30 30 rule for savings? ›

The 30-30-30-10 system allocates 30% of your money to housing, and another 30% goes for necessities. You devote 30% to financial goals and keep the remaining 10% for personal spending.

What is the 50 20 30 budget rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

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