10 Money Saving Swap Parties Thrifty People Throw (2024)

I was reading a back issue of All You magazine from my local library when I came across a suggestion for a type of money saving swap party that I haven’t heard of before.

10 Money Saving Swap Parties Thrifty People Throw (1)

A contributor mentioned that she and her moms group throw a Halloween costume swap party every year.

“Around the last weekend in September, my moms club hosts an annual Halloween costume swap at someone’s house. We organize the costumes by size and gender on clothing racks and issue tickets that entitle people to take as many things as they came with; if there’s a big crowd, we draw numbers to decide who shops first. New costumes are pricey–it’s crazy to spend a lot on something kids may wear only once.”

Daniele Condon, 35, Nashville (quote from August 2015 issue of all you magazine)

The quote got the idea wheels in my brain going on how many types of money saving swap parties thrifty families could throw.

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1. Halloween Costume Swap Party

I dug a little deeper into the Halloween costume swap idea and found out that October 13 is actually National Halloween Costume Swap day.Who knew that a saving money Swap party actually has its own national day! I also found this article on how to set up your own Halloween Costume Swap Party.

2. Book Swap

You could go generic and do books for all ages, or you could do just children’s books or just ones you and your friends would enjoy. Here is an article cram packed with ideas of how to make your book swap party a success.

3. Board Game & Video Game Swap

I couldn’t find an article to share for board games and video game swap, but essentially the rules for hosting a swap party of any type would work.

4. Children’s Toy Swap

Children, especially younger children, either outgrow or get bored with toys at a rapid pace. Instead of spending money on new ones,host a children’s toy swap with other families you know.

5. Clothing Swap

This is another swap that could be done from several different angles. You could host a children’s clothing swap, a business wear swap, a women’s clothing swap, a winter clothing swap (boots, coats, scarves, hats, etc for the whole family).

6. Cookie Swap

Generally cookie swaps are held around the Christmas season. I have to be honest, I am not a fan of cookie swaps. I think it is because I love baking cookies and our family is very cookie picky–as in we have a small handful of favorite cookie recipes we like at Christmas time and we don’t stray from them. However, if you don’t like to bake and a cookie is a cookie in your household,then a cookie swap can be fun and a great way to get a variety of cookies for the Christmas season without spending as much time baking.

7. Freezer Meal Swap

This is one swap party you might want to do regularly–say once a month. You are probably going to have to put more thought into who you invite to your group as food can be a hot topic now a days–your idea of what is acceptable as a dinner might not be what someone else thinks as acceptable. Here is one post I found that shares 5 tips for starting your own freezer meal swap group.

8. Christmas Decor Swap

I don’t know about your family, but our family has way too many Christmas decorations. Although we have some Christmas decor that we would never part with, most we tire of and want to display something different. Follow the simple rules of a successful saving money swap party and put a Christmas decor twist on it.

9. Perennial Plant Swap

Perennials are expensive, but often green thumb friends thin out their perennials every spring. Why not make a money saving event out of this annual chore by hosting a perennial plant swap with fellow green thumb friends.

10. Craft Supply Swap

Lets face it, we have all bought craft supplies to make a project and never gotten around to it.Plan a craft supply swap and trade those crafts supplies that don’t interest you anymore for supplies that do.

10 Money Saving Swap Parties Thrifty People Throw (2)

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10 Money Saving Swap Parties Thrifty People Throw (2024)

FAQs

How to be super thrifty and frugal? ›

50 frugal money-saving tips
  1. Plan meals. Meal planning is essential if you want to spend less money on your food shop. ...
  2. Choose cheaper recipes. ...
  3. Make a shopping list. ...
  4. Don't shop when you're hungry. ...
  5. Visit cheaper supermarkets. ...
  6. Buy supermarket own-label products. ...
  7. Eat less meat. ...
  8. Buy in bulk – but only if you'll use it.

How can I save money and be thrifty? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

How much money does a average 12 year old have? ›

Average allowance for kids and teens in 2022
AgeAllowance
10 years old$8.67
11 years old$9.45
12 years old$10.68
13 years old$11.78
11 more rows
Jun 27, 2023

How do you save every penny you can? ›

General Savings Tips
  1. An emergency fund is a must. ...
  2. Establish your budget. ...
  3. Budget with cash and envelopes. ...
  4. Don't just save money, save for your future. ...
  5. Save automatically. ...
  6. 'Start Small. ...
  7. Start saving for your retirement as early as possible. ...
  8. Take full advantage of employer matches to your retirement plan.

How to live on next to nothing? ›

Replenish perishables such as milk and bread as needed but try to cope by eating down everything already in your cupboard, fridge, and home.
  1. Another way to do this is to not go shopping one week a month. ...
  2. Use coupons and discounts to reduce food costs. ...
  3. Drink tap water.

What is the difference between thrifty and frugal and stingy? ›

“frugal” refers more generally to a minimalist lifestyle of limited consumption, whereas “thrifty” is more narrowly focused on getting good value for money. “cheapskate” is stronger than “stingy”: as with everything like this, it depends on context, but broadly speaking calling someone.

How do you live extremely frugally? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

What is the difference between cheap and frugal? ›

Frugal is Always value. Frugal is always being resourceful in order to save; prioritizing for having more of the things you really care about. Those that are cheap are afraid to spend in order to cash in on saving cash short term and will often suffer inferior quality.

Is frugal living worth it? ›

Living a frugal lifestyle not only helps you save money, but it can also help you establish healthier habits over time. For example, when you start to become mindful with your spending, chances are you'll be cooking more meals at home instead of eating out all the time.

How much money should a 15 year old have in the bank? ›

“A good rule to live by is to save 10 percent of what you earn, and have at least three months' worth of living expenses saved up in case of an emergency.” Once your teen has a steady job, help them set up a savings program so that at least 10 percent of earnings goes directly into their savings account.

What is a fair allowance for a 13 year old? ›

8 years old: $8 to $16 weekly. 10 years old: $10 to $20 weekly. 13 years old: $13 to $26 weekly. 15 years old: $15 to $30 weekly.

What is a good monthly allowance for a 12 year old? ›

How Much Should a 12-Year-Old Get for an Allowance? If you're using the $1 to $2 per-year-of-age rule, a 12-year-old should get a weekly allowance of $12 to $24. This range is consistent with the average weekly allowance that parents pay, which is $19.39.

What is the $1000 a month rule for retirement? ›

One example is the $1,000/month rule. Created by Wes Moss, a Certified Financial Planner, this strategy helps individuals visualize how much savings they should have in retirement. According to Moss, you should plan to have $240,000 saved for every $1,000 of disposable income in retirement.

How do you double a penny everyday for 30 days? ›

On day one, we have one penny, and on day two, we have two pennies. On day three, we have four pennies, and on day four, we have eight pennies. This doubling pattern continues for 30 days. By the end of the 30th day, we have $5,368,709.12!

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

Why do rich people live frugally? ›

Advantages of Frugal Living

Increased savings: By spending less on non-essentials, you can save a significant amount of money over time. Reduced financial stress: Frugal habits help in avoiding debt and living within your means, leading to less financial anxiety.

How do you adopt a frugal mindset? ›

How to Get into the Mindset of Frugal Living
  1. Cultivate Honesty With Yourself and Others. A frugal lifestyle isn't just about guarding what's yours. ...
  2. Become More Value-Minded. Contrary to popular belief, frugality is meant to add value to your life, not take it away. ...
  3. Get Ahead of the Game. ...
  4. Adopting a Frugal Outlook.

Can a frugal person be generous? ›

Indeed, frugality means that, when I'm inclined to be generous with money, I can be, whether that means a bigger tip to a driver or waiter I feel has earned it, or a donation to an organization whose work I support.

How do you live on an extreme budget? ›

10 extreme budget methods to consider
  1. Become a “Freegan” Freegans are known for rejecting consumerism and reducing waste by making use of discarded foods and goods. ...
  2. Try vegetarianism or veganism. ...
  3. Stop driving and start riding. ...
  4. Practice military showers. ...
  5. Downsize your home. ...
  6. Move in with your parents. ...
  7. Water it down. ...
  8. Use a bidet.
Oct 18, 2023

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