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What are the stock market secrets?
What are the stock market tips and tricks for beginner, intermediated, and advanced investors?
How to win the stock market game with the right strategy in 2024?
These are the commonly asked questions when it comes to stock market investment.
In this article, we are going to see,the completeshare market ideas for beginners. This article will provide the reader with the 10 key secrets to winning the stock market game.
Stock Market Crashed!
“Every past market crash looks like an opportunity, but every future market crash looks like a risk.”
It is not a new concept, and it has been around for a while, but this article takes it one step further.
Table of Contents:
1.)Stock Market – Game or Gambling?
2.)The stock market resembles more like a game
3.)Why do these 10 remain Secrets?
4.)10 Stock Market Secrets
5.)34-Commonly asked questions on How to Win the Stock/Share market game?
- I. Questions By Beginners
- II.Questions By Intermediate Investors
- III. Questions By Advanced Investors
6.)Conclusion
What are the stock market tips and tricks in India?
What should you do to make the right stock market investment decisions now?
If you have already invested and looking for guidance, we have a few tips onhowto recover your portfolio faster and better.
If you are new to stock market investment, we have gone over the 7 stock market secrets in detail, which will help you build and manage your wealth
Humans have a natural tendency to follow the crowd, but coming to stock market investing, following the herd can often result in losses.
Extra-ordinary investors are ordinary investors who have extra-ordinary willpower to not follow thecrowd.
“Good investing is a minority sport,
which means that in order to earn returns better than everyone else
we need to be doing things differently from the crowd.
And one of the things the crowd is not, is patient.”
— Nick Sleep
Why replicate the mediocrity of the masses when you can clone the success of the World’s Greatest Investor?
Thefirst7 -stock market secrets/investment secretsare the investment secretsof Warren Buffet. These share market secrets will help you uncover and understand “How to win in the stock market game”
Along with the 7 secrets to winning in the stock market game based on the investment lessons from Warren Buffet, we will cover the 3 bonus secrets and some commonly asked questions about how to win the stock market game
Stock Market – Game or Gambling?
Is the stock market a game?
A game has its own set of rules.
If you follow the rules and play the game, you can win the game over a period of time. There is logic behind every move in the game.
To win the game, a never give up mindset is important. Also, emotional maturity and discipline are required to become successful in the game.
A player takes very calculated risks in a game. Continuous preparation and practice make a player successful in the long run.
Is the stock market similar to gambling?
Gambling has lesser rules than a game.
Winning in gambling is based on luck or chances. A gambler takes a blind risk. Very less preparation and practice are done here. There are no sure strategies for success in gambling.
Some people gamble in the stock market. However, if we take the stock market as a game, it will help us become successful in the long run.
So, is stock market investment a game or gambling?
The stock market resembles more like a game
- Like a game, the stock marketinvestmenthas its own rules. We will see 7 of the stock market rules in detail in this article.
- Following these rules will help you becomea successful stock market investor in India.
- Any decision, you take in stock market investment should have logic and rationality to get results.
- Staying the course even during financial storms with a never give up player mindset is important for stock market success.
- Emotional maturity, discipline, continuous preparation, and practice are essential to winning the stock market game.
- You take a calculated risk in the share market and not a blind risk.
Why do these 10 remain as Secrets?
A fact, idea, or strategy remains a secret because it is less known or not known to most people.
Ex: How does Google rank various web pages? This is kept a secret by the people. Most of us don’t know about this.
The 10 secrets ofstock market investmentwill not fall into this category.
There is another set of secrets. A fact, idea, or strategy is available in open source but less practiced or not practiced by most people.
Ex: Values and life lessons explained in holy books. These are available to us in an open source but arepracticedby very few people.
The second set of secrets is not so easy to follow or implement but is worth knowing.
The secret of stock market success is to do the common basic fundamentals uncommonly well.
The 10 secrets of the stock market investment may sound known already in some form. But will definitely give you a new perspective.
10 Stock Market Secrets
Secret No. 1: Focus on the Quality of Business and not just the Stocks
A bird sitting on a tree is never afraid of the branch breaking because her trust is not in the branch but in her own wings.
A stock marketinvestorsitting on a portfolio is never afraid of amarketcrash because their trust is not in themarketbut in their fact-based reasoning.
But still, it would be great if we can build our knowledge about past market crashes right? It will help us to not become startled by unpredictability.
3 Crucial Lessons Learned from Past Stock Market Crashes.
It is the first and foremost of the 10 Stockmarket secrets.
Warren Buffett said, “When I buy a stock, I think of it in terms of buying a whole company, just as if I were buying a store down the street.”
Moststock marketinvestors don’t analyse the businesses they invest in. They simply follow the symbols or brands of successful corporate houses.
If you are buying a shop, you will analyse
- the products dealt with by the shop
- overall sales
- consistency of sales
- competition for the shop
- competition strength of the shop
- how the shop will manage the change in customer trends
We need to apply a similar logic before choosing a stock.
Do your homework
to find the facts and reasoning
before investing.
Don’t get carried away
by the public-opinion
or expert-opinion.
The simplest answer to the question, “How to Improve Luck in the Share Market?” is “by doing your homework”. Don’t think that you are only buying a few shares of that company.
Also, watch the video here!
Will you buy the whole company if you have enough money?
Getting a satisfying answer to the above question from yourself is the first stock market success secret.
Thinkingalongthese lines will help you uncover the first secret of stock market trading and investment.
If you have the stomach for stocks, but neither the time nor the inclination to do the homework, invest in equity mutual funds. -Peter Lynch
10 Financial Ratios that can reveal the quantity and quality of a business:
An in-depth analysis of the below ratios will help us become successful with the first secret of the stock market. If you want to learn ‘How to become a successful stock market investor?’Though Succesful Investing is a process, mastering the below ratios should be your first step in the learning
| 1. P/E RATIO | It is better if it is less than 25. |
| 2. PRICE-TO-BOOK VALUE | If it is less than or equal to 1.5 |
or lower as compared to peer companies in the same industry, then it is better
3. DEBT-TO-EQUITY RATIO Please check if this is less than 1.
4. OPERATING PROFIT MARGIN It depends on the sector. A higher ratio is the better.
5. PRICE/EARNINGS GROWTH RATIO It is better if it is greater than 10%.
6. RETURN ON EQUITY Greater than 20% is preferred in this case.
7. INTEREST COVERAGE RATIO At least 2, the higher the better.
8. CURRENT RATIO Greater than 1 is preferable.
9. ASSET TURNOVER RATIO Higher the better
10. DIVIDEND YIELD Around 4-6% is preferable.
These ratios help us
- Understand the real worth of a company.
- Get to know the financial soundness of a company.
- Compare a company with its peers.
Please do your homework with these ratios of the company in which you are planning to invest. This homework will help you pass the first share market secretand master the game of ‘How to pick a winning stock?
Long-term Track record:
When we analyse a business, we need to analyse them foritslong-term track record. Short-term returns during bull markets will not be able to substantiate the quality of the process followed in the business.
During bull markets, even a mediocre business will make money. So a long-term track record will reveal the real stability and ability of the company.
Don’t flirt with a stock. Invest only if you can commit to a seriouslong-termrelationship.
When the fear of short-term volatility is stronger than the hope oflong-termreturns, the status quo thrives.
Do you have plans to become rich quickly
with your stock market investments?
Do you have plans to outsmart others in the market?
Welcome to the market!
The market has planned
to make “patient long-term investors”
richer with YOUR money.
Studying the long-term track record will help us choose the right company stock or the right mutual fund scheme which take strong long-term decisions even if it affects the short-term performance.
Success in equity investment is defined by how you:
- Control the fear of short-termfuture
- Develop the faith in long-termfuture
Having stocks in yourshort-termportfolio is riskier; Not having stocks in your long-termportfolio is riskier.
A Sound and Profound Stock Market Secret formula is:
Price for long-term gain = Willingness to tolerate theshort-term losses
“Like the weather, the average long-term experience in investing is never surprising, but the short-term experience is always surprising.” -Charles D. Ellis,
An investor should not miss thesestock marketinvestments with long-term visions. Companies or mutual fund schemes with a vision of long-term performance are always better than those that focus on short-term performance.
For the stocks, you hold:
Focus on the operating results and not on the price movements. Operating results determine the pricing in thelong term.
Good share market advice is boring. Don’t Chase quick money in the stock market. Think long-term.
Wealth in the stock market can’t be built without this:
Along-termmindset
The biggest destroyer oflong-termwealth creation in the stock market:
Instant gratification
Activity:
The answers to the following questions will reveal how far you fair with reference to the first secret of share market investing:
- Do you clearly understand how this company makes a profit?
- Can you explain the above answer to a 12-year-old?
- Do you have unshakable trust in the future prospects of the company?
In your journey of learning ‘How to invest in the share market and earn money?’, please take a break and take time to answer the above questions. That will bring profound insights into the time-tested rules and strategies on How to make money in stocks and achieve investment success.
Pro Tip:1 How to choose stocks for long-term investment in India?
If you think, of identifying a good share then you can choose a good equity mutual fund. The mutual fund manager will identify good stocks which will pass the above tests.This will be a simple but sound way to use the share market to your advantage
The picture is hard to believe, right?
🌎🚌
Yes, once you could go from Calcutta to London by bus! In fact, the world’s longest road was from Calcutta to London. 20300 KM, crossing 11 countries. Sydney
Albert Tour and Travels Company started this service, lasting for almost 25 years since the early 1950s.
Same need. Same destination. And we have shifted to a NEW mode of communication.
Similarly, you can reap all the benefits of equity investments via the mutual fund’s route. It saves time and adds more convenience.
Pro Tip 2: What is the “Sell Criteria” for the stocks under consideration?
The idea of “Sell criteria” is valuable in stock market investing.
Before making an investment in the share market, decide what types of events would cause you to sell the stock or mutual fund. List at least three.
Doing this beforehand is crucial. Your thinking will be much clearer. Studies show that if you get evidence you’ve made a bad decision,you’ll double down on that bad decision moving forward. That can wreck you financially.
Sell criteria are one of the most effective ways to get out of a bad situation. You let yourself off the hook and live to fight (financially) another day.
Secret No. 2: Are you willing to own a stock for 10 years? If not, then don’t own it even for 10 minutes.
Long-term investment stocks in the Indian market:
Once you find a quality business, you need to decide if you will own this stock for 10 years, which is the second secret in the 7 Stock marketinvestmentsecrets.
Stock Market – Voting machine or Weighing machine?
How to use the share market and make a profit?Only buy something that you’d be perfectly happy to hold if the stock market shut down for 10 years.
In the short run,staying in the stock market for 3 yearsis like a voting machine–tallying up which firms are popular and unpopular. But in the long run, the stock market is like a weighing machine–assessing the substance of a company.
Looking at the short-term opportunities in the stock market will not be a long-term successful strategy. If you don’t feel comfortable owning something for 10 years, then don’t own it even for 10 minutes.
This second secret of stock market success can be rephrased as “Stop thinking short term and start thinking long term”
Stock Market – A place to be inactive
If you think, by making frequent active moves you can beat the stock market game, then you are wrong. You have to buy right and sit tight.
“We continue to make more money when snoring than being active. Inactivity strikes us as intelligent behavior.” – Warren Buffet
According to the research done by Dalbar, investors earn less return because of these frequent actions.
“Much success can be attributed to inactivity. Most investors cannot resist the temptation to constantly buy and sell.“ – Warren Buffet
You are not rewarded for taking action in the stock market. You are rewarded for being right in the stock market.
Insights on the second secret of stock market investing
In 2010 a plane crashed in Africa while it was about to land, with only one Survivor.
Why? An illegally hidden🐊, in passenger’s luggage, escaped while landing. It was noticed by an air hostess who panicked and ran towards the co*ckpit to inform the captain. Passengers seeing her, also ran towards the co*ckpit, making the plane dive.
Later, it was declared that the plane crashed because of the🐊, however, it was Panic that killed everyone.
But, what stops fear & panic?
‘KNOWLEDGE’
It is advisable to gain knowledge about the History of Stock Market Crashes In India to equip yourself better for the future.
Herd mentality is a strong force. It overrides logic, debate, reasoning, and common sense. People just follow each other and end up mostly in trouble.
In investing too, choices are made based on the most popular (defined by top past performance) idea, be it stocks or funds.
How to select stocks for long-term investment?
What should I know before investing in stocks?Don’t get infatuated with a stock because of the temporaryrumoror hype in the market. Don’t invest in a stock to make quick money. You may end up making quick losses as well.
Be a part of the long-term success story of the company and not capitalize on the current news-making situation of the company.
Peter Lynch says, “Invest in companies, not in the stock market. Ignore short-term fluctuations.”
Stock Market Investing: Roller-coaster Ride
Brace yourself for a rollercoaster of contrasts!
The Nifty 50 Index in the last 276 months (i.e. 22 years) as of May 2024 gave negative returns 42% of the time (116 months). Despite that, it has managed to achieve an astonishing 12.4% CAGR since then.
This captivating journey reminds us that while short-term fluctuations can create a bumpy ride, it’s a testament to the importance of staying committed, knowing that perseverance and patience can pay off in the long run.
So next time you feel like exiting your equity mutual fund of choice due to a performance scare.. think again!
Bad luck is easy to identify when u fail, and good luck is easy to ignore when you succeed! – Morgan Housel
Bear markets witness the loss of confidence in future performance. Bull markets, on the other hand, have seen extreme optimism of new highs.
The result of such emotional biases is low single digits returns, much below even a 40/60 (Equity/ Debt) portfolio.
How can we prevent such outcomes?
A smoother investment journey! Start investing via SIP and stay the course with patience and conviction.
Secret No. 3: Check thousands of stocks and look for very high bargains
How to avoid loss in the stock market?
Avoid investing based on stock market tips or recommendations. Do your own research. Analyze thousands of stocks before choosing the right stock to invest in.
That is one of the secrets to winning in the stock market.
Once you have chosen the right stock, wait till the share is available at a very high bargain price. Buying the right stock at the right price is the key to investment success. Investors have the luxury of waiting for the “fat pitch”.
Identifying the undervalued stocks:
“No matter how wonderful a business is, it is not worth an infinite price. We have to have a price that makes sense and gives a margin of safety” – Charlie Munger.
Finding the right stock is one thing, but figuring out whether they are undervalued or not is a different thing and a difficult thing. By analysing the fundamentals of the company like earnings, revenue and assets, we can arrive at the intrinsic value of the company. If the intrinsic value is more than the current price, then the stock is definitely undervalued. It is worth investing in that company.
It is difficult for an individual investor to analyse thousands of stocks and find out the right time to buy stock in the stock/share market.
If this is the case, you can outsource this Portfolio Management Scheme to a professional financial planner or wealth manager.
But you need to be careful inchoosing a professional financial plannerwho is capable and at the same time customer-centric.
The third secret of stock market success can be achieved if you have time and patience or by outsourcing it to the right expert.
Insights to implement the third secret of investing in the stock market:
In order to master the third secret of investing in the stock market, you need to do these two simple things:
- Identify a good stock after doing a thorough and in-depth analysis of 1000 companies.
- Buy that good stock at a very good bargain
This is how you need to analyse a stock before investing and there is no shortcut.If it is not possible to identify the bargain, then you can follow a simple yet powerful strategy called Systematic Investment Plan(SIP).This will make the investing process much easierbyhelping you discover the magic betweenmarket ups & downs.
Watch thisvideoif you’re not unfamiliar with the Systematic Investment Plan (SIP).
Secret No. 4: Scrutinize how well management is using its resources.
Check how efficiently management is using its resources like money, manpower, and material. This management efficiency will in turn reflect in Return on Equity and Return on Capital.
This is a very simple and profound secret for stock market success.
A company will have resources of different types like
- human resources
- financial resources
- physical resources and
- Knowledge resources.
All these resources need to be used efficiently. Only when all the resources are used optimally, a company can continue to deliver consistent profits. For the sustainability of the business, efficient resource management is important.
Any wastage or underutilization of resources by a company needs to be taken as a warning signal when investing in stocks.
This efficient management of different resources is the fourth and most profound secret of stock market success.
Secret No. 5: Always stay away from “THE HOT STOCKS”
Run as fast as a Cheetah!
How often have we heard and said this!!
You will be surprised to know that many in the animal kingdom are much faster and by a wide margin.
A Peregrine Falcon, for example, can dive at a speed of 242mph vs. the 75mph of a cheetah!!
Our perceptions can often be misleading.
When it comes to stock market investing, it’s equally important to NOT evaluate a stock or a mutual fund solely based on its past performance but focus on underlying fundamentals,
the durability of the portfolio to survive over long durations, ability to generate alpha over its benchmark, to name a few parameters.
Hot stocks are those stocksthathave some attention-catching activity such as severe volatility in share prices, high trading volume, or when the stock market is in the news. Stay away from these hot stocks.
Warren Buffett once said, “Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can’t buy what is popular and do well.”
It is not advisable to chase hot stocks or hot mutual fund schemes. All stocks and funds go through a performance phase and a non-performance phase. A performance phase will be followed by a non-performance phase.
Instead of chasing a stock market or fund which is hot (performing now), we can choose stocks or funds which has performed well over a period of time, and which have the potential to perform in the long run.
Illusion in Stock Market Investing:
What do you see 1st?
Beach/ Waves/ Ocean/ Horizon/Sky?
An optical illusion – the picture shared was of the bottom of a car door in need of repair.
Illusion in investing: that past performance will sustain and future will be the same as past.
Equity Mutual Funds with a strong investment thesis deliver performance over cycles, but will short-term be devoid of performance cyclicality? Not possible
Hot Stocks Vs Boring Stocks
Hot stocks can easily burst. Hot stocks become hot because of the sensation created by news media. This sensation increases expectations. The increased expectation will work against you.
Stocks that are not in the limelight, and stocks that are boring will eventually deliver remarkable results.
Boring Stocks and Plants:
Boring stocks are like plants.
- The growth is very slow.
- Less interesting to watch them grow.
- Watching the growth has less curiosity.
- But the end result is rewarding.
- Needs a lot of patience to wait and see the growth.
- No smart moves can bring quick results
Identifying unnoticed and undervalued stocks is really an important secret to the stockmarket’ssuccess. Not falling prey to popularity is an important stock market tip/secret.
Secret No. 6: How much money will you make?
Before investing in stocks or the stock market, calculate‘how much money you will make’in that investment. Of course, you need to make a few assumptions to do this calculation. But do calculate.
Most often investors tend to askwhetherthe share is undervalued or overvalued. Identifying the intrinsic value of a stock is difficult, and the various models available to calculate the intrinsic value are faulty.
Warren Buffett wrote in a report, “Unless we see a very high probability of at least 10% pre-tax returns, we will sit on the sidelines.”
How To Estimate the Return from a Stock?
We need to take into account the expected dividend and the expected share price appreciation.
Share price appreciation can be estimated by taking into account the change in Earnings per share and the change in the P/E ratio.
Return on Equity =Net Income/Shareholder’s Equity
Look before you leap. Calculate the ROI before you invest. This is a simple but sound stock market secret.
Secret No. 7: Get rid of the weeds and water the flowers — not the other way around
This is a very good stock market strategy when you review your share portfolio or mutual fund portfolio.
Defense is for times of insufficiency, and attack is for times of surplus. – Art Of War
A balance between good defense and attack can make a world of difference between winning and losing a war.
When it comes to managing money in the stock market, it becomes equally important to have a balanced approach.
People have this theory of loss-aversion, i.e. when the share price falls down by 50%, they choose to wait. They convince themselves and others by saying “It will definitely come back”.
Also, people will rush to book profit when their shares go up just by 10%. In effect, investors tend to keep the loss-making shares with themselves and they offload their profitable shares. Actually, it needs to be the other way around.
This stock market secret of “keeping the winning stocks and getting away with the losing stocks” will play a vital role in you becoming a successful stock market investor.
As a result, an investor must know theright time to book losses.
Can you imagine driving a car without brakes?
It goes without saying, brakes are critical safety systems and their presence can prevent serious injury. This is never more true than in competitive racing.
High-speeding racing requires strong brakes for the racer to focus on speed and race with the comfort of great breaks, as and when needed.
When it comes to sharing market investing, can a similar comfort be provided?
Instead of getting attached to the stocks or funds selected, we need to be attached to the logic behind the stock selection.
If a stock or fund is not maintaining the good fundamentals which were there when you selected it, then you can consider them to sell.
Emotional Barrier To Master This Secret Of Investing In The Stock Market
- Non-acceptance:Notbeingto accept the fact that we have made a wrong investment decision and the inability to accept the loss make us retain and continue the loss-making investments.
- Pride and Impatience:To showcase our pride in achieving, we may tend to sell profit-making shares. If we could patiently wait longer, we can make huge profits.
Though this is the last secret of the stock market success, this secret is the most important and not to be neglected secret for the stock market success.
Secret No 8: Stay the Course:
Whether you invest in an equity fund, PMS, or stocks it takes time to deliver.
How Stock Market delivers Returns?
The expected returns of 15% or 12% happen only over a period. The returns would be uneven as well. There are years of positive returns, negative returns, and no returns.
If the mutual funds or PMS you’ve invested are capable of producing 15% year or on year, the entire population would only opt for equity investing. You want the results of equity without paying the price for it. The price to be paid is accepting and undergoing volatility.
If you cannot accept volatility and develop patience, equity investing is not for you. Those who want quick money end up making no money. Either you give time to get results or opt for assured return products like bank deposits.
If you aspire for 15% kind of returns, you need to pay the price of accepting stomach-churning volatility. Else you need to accept and live with a 7% kind of assured return.
How to change this situation to your benefit? Our video below has all the answers!
How To Profit From Stock Market Volatility.
Markets over the long run have been providing around 12% annualised returns.
Markets do not provide returns in the way we like. A stock may not deliver any returns for many years and provide many years of return in a single year. Markets can test your patience greatly. Some give up precisely at the wrong time, only to see that stock soaring subsequently.
Markets go through years of positive returns, negative returns, and no returns. Our initial experience varies based on when we entered the market. If in the first few years of investment, we see negative or no returns, we tend to give up. That’s why we suggest equity for a period of not less than 10 years. Good and bad years get evened out over this period.
Over 10 years of investing, 80% of returns come in 20% of the time. This means you need enormous patience during the 80% period to reap the reward in the remaining 20%.
Stock Market Returns & Patience:
There is no way you’re going to enjoy the fruits without allowing the tree to grow. If it is going to take 10 years for a plant to become a tree and yield fruits, no amount of frustration or anxiety is going to advance the yield. In fact, these negative emotions are capable of destroying the tree itself.
No amount of mental anguish is going to change the results. All that is required is patience. Every investment is prescribed with a minimum time frame for holding. Unless you give that time, you’re not going get the results.
Patience is the most difficult trait to develop. Patience involves pain and none of us like pain. But without patience and developing the understanding that returns are never linear but always lumpy; it is impossible to create wealth.
All those who have been investing for us for the last 10 years or more have created good wealth. They would vouch for their experience; the journey has never been smooth. But the rewards are worth the pain.
Only a few create wealth from markets because the journey is not emotionally easy. Unless you learn not to react to your emotions, and develop the right understanding and enormous patience; it is impossible to create wealth.
Nothing meaningful in life can be achieved without pain. So is wealth. Wealth or lack of it makes an enormous difference to our life on earth. So, embrace pain and patience.
The reward is wealth.
Secret No 9: Enough is Enough:
Benjamin Graham is widely regarded as one of the most important investors to ever live. And yet, his motivations aren’t what many would expect.
He wasn’t a fan of visiting management teams; he considered it an unfair advantage that his readers couldn’t utilize. His star student — Warren Buffett — later quipped, “Candidly, the game [of investing] did not interest him more than a dozen other things.”
Graham retired at 62. He was later asked why — responding: “Why should I try to get any richer?” Graham realized that time, love, and experiences werefarmore important to him than more money.
Graham instinctively knew there are levers money can’t pull.
There’s no doubt that money helps one afford freedom. And a pretty strong argument could be made that — with access to clean water, healthy food, and medical care — it is pretty good at helping pull the “health” lever.
But the purpose and love levers? Trying to maximize one’s cash flow can oftenwork againstpulling those levers. Once a certain level of “enough” has been reached, it won’t move the needle much once you’re on your deathbed.
Graham spent his time with his wife, his kids, and his grandkids, and was buried in academic pursuits that were deeply fulfilling for him.
None of this means you should feel guilty for being an investor. Instead, it means keeping your eye on the prize — living a life you can look back on with contentment — and adjusting your time accordingly.
At the end of the day, we can think of no better long-term goal.
Secret No 10: How to book profit in the stock market
- Ignore Booking Profit
When Warren Buffett chooses to invest in a company…
He is not concernedaboutwhether the stock market will eventually recognize the worth of the company.
But, he is concerned about how well this company will make money from business in the long run.
As long as you have a long-term time horizon and the right stocks or funds, you need not worry about booking profit.
- Book Profit when you near your goal
Consideration of risk must never take a backseat to return.
Striving to grab every last ounce of potential profit can leave share market investors in the lurch when a downturn comes.
How can we solve it?🤔
An investment with a built-in strategy of reducing downside in times of significant stock market corrections not only enables an investor to stay invested but also takes advantage of correcting markets by making additional investments.
Is there such a share market strategy?
When you are about to meet your financial goal, you may have to book profits. When your long-term goal becomes a short-term goal over a period of time, then you may have to reduce equity exposure towards that financial goal so as to avoid market fluctuations.
Example:
You are starting now to invest in equities for buying a property after 10 years.
As 10 years is a long-term time horizon, you can invest in equities.
Down the line after 7 years, you will just have 3 years to buy the property. 3 years is a short-term time horizon.
It is not advisable to invest in equities for the short term. So whatever the equities you have accumulated over the 7 years, need to be withdrawn and reinvested in debt.
- Book Profit based on Asset allocation:
Hope for the best, and prepare for the worst!
When it comes to investing, whatever outcome you prepare for, know that it can go considerably worse.
Things that have never happened before are bound to occur with some irregularity.
2021/22: Ukraine+ Russia/ Rate Hikes
2020: COVID
2018: Fed Rate Hikes
2016: Demonetization
2015: China’s Economy Concerns
2013: India’s twin deficit issues
2008: Global Financial Crisis
2001: September 11 Attacks
It’s a long list of events affecting markets and invariably investor sentiment becomes negative post such events …
Is there a share market trick to help reduce the downside caused by such unknown/unpredictable events?
When you have predetermined asset allocation, in order to rebalance to bring back the asset allocation to its original ratio, we may need to book profits.
Example:
You have Rs. 10 lacs to invest. Based on the recommendation from your financial plan, you want to follow an asset allocation ratio of 70:30 (equity: debt).
So you invest 7 lacs in equity and 3 lacs in debt.
End of 1 year your equity portfolio value stands at 8.75 lacs and your debt portfolio value stands at 3.25 lacs.
Now if you look at the asset allocation ratio, based on the current value, it will not be 70:30. Now to rebalance it to 70:30, we may need to book profit from equities.
34-Commonly asked questions on How to Win the Stock/Share market game?
I. Questions By Beginners
1.What are the Indian Stock/Share market’s initial tips and tricks for investment?
As a first step, open your Demat and Trading account and commit to investing for the long term.
Then do the 10 Financial Ratio analysis and follow the stock market secrets as laid out in this post, it gives you all the information you need to win the stock market game.
But, if you are looking for quick tips or shortcuts to get rich quick overnight by investing in stocks, then share market investment is not for you. If you are looking for a rock-solid hottest investment tip, it is discussed here.
2. How to identify the best or the “winning stocks” in the Indian Stock Market?
After doing a fundamental analysis and testing the stocks with 10 ratios described in the 1st secret this article will give you the guideline to identify the “winning stocks”.
3. How to invest in stocks with little money in India?
You can invest in stocks with little money, Many stocks are available at a cheaper rate of less than Rs. 500. Your small investment may fetch you a small benefit or you may lose your money, with equal probability.
As you can conclude after reading this article that for winning the stock market game, you must invest for the long term, after doing a detailed analysis of stocks according to the 10 financial ratios, as described in 1st secret of stock investing.
4. How to invest in the share market and earn a profit? Share market earning tips!
As mentioned in the article that the Stock Market is a game, where you can win or lose, with equal probability. However, if you have patience and dedicated research skill to analyze the company in detail, you can earn a significant profit by following the 7-secret principles described in this article.
5. What is the minimum required amount to invest in the stock market in India?
It starts with a very low value. Most of the investors start with a minimum amount of Rs. 500! You can invest in the stock market through mutual funds also. Even there the minimum investment is only Rs.500.
Prepare yourself with all the required information, before getting into the stock investment game.
The information given in this article is all you need to win the stock market game. You can further read this article to understand the details ofShort term and Long Term investments.
6. Where to buy stocks?
You can buy the stocks through Stockbrokers through online mode or through third-party online investment apps.
7. Where can I get the company’s financial report and other information?
Such reports are available on the Stock exchange website which is updated periodically.
8. How much time to spend per day, researching stocks?
Initially, you need to have a detailed analysis of the stocks as portrayed in the 7 secrets above.
After thestock marketinvestment, you need not spend long hours researching stock performance, though it is required to be checked on a daily basis.
Also, you can take help from your financial advisor to significantly save your time and effort.
9. How to learn investment in the share market in India?
The greatest people are lifetime learners. if you are interested in learning something new about the stock market so you enjoy a far better you, just study the subject. In time, you’ll earn your investment expertise.
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10. How many stocks are there per company?
It depends on the size of the company. A typical startup company consists of 10,000,000 authorized shares of Common Stock, but as the company grows, it may increase the total number of shares as it issues shares to investors and employees.
11. What happens when a company goes bankrupt?
The company is required to liquidate all its assets and pay back the creditors, who settle all the debts levied on the company, if any capital is left after paying off all debts, then the balance money is distributed among the stockholders.
12. How many stocks should I buy?
Ideally, the stocks must not be more than 15-20. If you choose to invest in stocks through mutual funds, then you can have 3-4 equity funds in your portfolio.
13. Who is the best stock advisor in India?
There are really good stock advisors. Are they suitable for you? Can you invest based on their recommendations?
Stock Advisors will give you a Readymade list of stocks that are top performers in the current market. But they cannot help you with the personalized list which is customized to your needs.
Therefore, it is advisable to take advice from Financial Planners. They will help create a Financial Plan for you and your family. And, also they will help you choose the right stocks, that meet your financial needs.
For more details, you can read the Role of financial planners. Here you can also learn how to find the best Financial Advisor for you.
14. Is there a possibility to become rich while investing in stocks?
Yes, it is possible to become rich by investing in stocks. But your stock investment strategy must be long-term and consistent.
Also, it requires dedicated hard work of researching the companies. Dedicatedly follow the steps laid down in this article and you will win the stock Market Game.
15. How to make money through the share market?
Seat belts are an absolute must when it comes to riding in a private vehicle.
However, school buses do not have seat belts.
Wonder why?
They proved to be more harmful than beneficial. Restrictive in situations like a quick evacuation, being used to hit each other, etc.
In share investing too it is important to balance between safety and market participation.
An investor who can seamlessly do this when investing in the stock market or mutual funds will make money for sure.
16. What is the best stock market advice you have received?
Circus – a fond childhood memory
They had this beautiful ariel act in which the performers would swing from ropes, jump high in the air, and fly, to either catch another rope or be caught by their partner. A performance watched with excitement and thrill!
While performance was the main attraction, remember the net below, that which provided comfort and safety?
When it comes to our investments, diversifying across asset classes is the star.
DIVERSIFICATION is the safety net.
17. What are the Indian Stock market success stories?
One of the biggest success stories is the 25-year completion of the Franklin India blue chip fund. All those who invested Rs. 1 Lacs since the inception of this fund in 1993, that is, 25 years back.
The value of that 1 Lac would be around Rs. 1.03 crores, despite all the big hiccups and economic slowdowns all these years.
Also, the returns experienced by Sensex and Nifty are as high as 78.07% and 82.45% respectively, in the last 10 years!!
The Indian equity market is outpacing some of the bigwigs in the developed world such as the US, Germany, and Hong Kong.
These are the stories of the past, do you want to know about the future?
Future of the Indian Stock Market!
18. What are the short-term investment plans in India, with high returns?
The stock market is not a place for short-term investment. Also, many investors have lost their hard-earned money when looking for a big profit based on share market tips from financial influencers in social media.
If you are investing for the long term, then do the fundamental analysis and the 10 points checklist of the stocks as described in the 1st secret.
If you are really in need of short-term investment, then avoid the stock market.
Basically, the accrual-based debt funds are better among the short-term investment plans with better returns.
Is it Safe to Invest in Bank and PSU Debt Funds?
But, it is advisable to check with a financial planner who can give you a customized recommendation that best suits your specific requirement.
19. Is it Advisable to Invest ‘Only’ in Mutual Funds to Achieve Your Financial Goals?
Mutual funds can be a good entry route to build your equity portfolio. After a sizable mutual fund portfolio, then you can start to invest in PMS and AIF. Then as a next level of risk-taking, you can invest in direct equity.
You can also invest in mutual funds to meet your financial goals. Through mutual funds, one can invest in equity, debt, and gold. So the entire financial planning can be completed with mutual funds alone.
II. Questions By Intermediate Investors
20. Are small caps more profitable than large caps?
Small caps are more profitable but they are riskier as well. Also, the quality of stocks plays an important role.Here’s adetailed guide on investing in small-cap stocks
21. How long should I invest in my profit-generating stock?
As long as you can. Warren Buffett says, “Our best investment period is forever”.
22. What is the right time to Invest in Stocks?
It is suggested to invest in stocks when the market is LOW! Such times are similar to the time of sales happening in online stores such as Amazon or eBay, where you can purchase the goods at lower rates.
In a similar way, stocks are available at reduced rates at low market conditions as compared to high market conditions.
But, market conditions are highly unpredictable and you cannot predict the time when the market will be low!
In such cases, if you find a quality stock based on the financial ratio analysis and you find it highly expensive as compared to its cost variation in previous months, then you may wait for the cost to come down a bit.
But, being a long-term investor you should invest on a regular basis during good and bad times. In the long term, you will average out the ups and downs of the market.
Read these articles for more details on“Right Time to Invest” and“Timing the Market”.
It is important to consider your financial goals also while aiming for the right time to invest.
You may go overboard with your investments while your objective is to solely milk as much profit at the right time.
This is where the importance of keeping your financial goals and priorities set is necessary.
23. What kind of stocks should I avoid?
Stocks with low liquidity are to be avoided. There are a number of small-cap stocks where the prices may be falling on a regular basis, and the investors are not able to sell those stocks just because there are no buyers!!
OK, so, when to buy a stock?
Buy or Bye is the most important aspect an investor struggles with, our video addresses this never-ending dilemma with solutions.
24. What is the right amount of money to invest in stocks?
Though you can start investing in the Stock Market with a sum of less than Rs. 500.
But, to win the game of the stock market you need to have a long-term strategy of investment.
You need to decide the right amount based on your risk-taking ability and the amount of long-term money you have.
25. How frequently one should invest?
Regular monthly investment is suggested as compared to the annual lump-sum investment because you will get all the benefits of Rupee Cost Averaging, common ones are:
- reduced risk of timing the market in an ill-informed manner
- reduced average cost by exploiting the market fall,
- affordable monthly installments
- relieved of decision-making in terms of market entry and exit.
26. How to win big in the stock market?
To win big in the stock market, you need to be an Intelligent Investor with all important knowledge about stock investment. Plus, you need to have a focused long-term strategy of Investment. You can read and understand the further analysis ofShort Term and Long Term Investment, and make your practical long-term investment strategy.
III. Questions By Advanced Investors
27. Can you get international stocks?
Yes, it is possible to invest in international stocks. There are many mutual funds and ETFs that invest in international markets. You can invest in these mutual funds/ETFs to indirectly invest in foreign equities and it is the easiest way to invest in international stocks.
Below are the popular mutual funds that trade in the international market:
- ICICI Pru US Bluechip Equity
- Kotak US Equity Fund
- Reliance US Equity Opp. Fund
- Motilal Oswal NASDAQ 100 ETF
28. My stock price is already down by 55%, how much further down it may go?
Variation in stock price is an unpredictable phenomenon experienced by every investor in the stock market. It may go down to ZERO or it may go UP.
Your responsibility is to keep reviewing the Financial Ratios periodically, whether they still hold a good reputation for those stocks.
If all financial ratios are fine, then you should continue your investment.
Otherwise, you may consider shifting your investment to other stocks, as your existing stock is not profitable for you.
29. What is the difference between BSE and NSE?
There are 3 key differences between BSE and NSE:
- BSE (Bombay Stock Exchange) ranks 10th and NSE(National Stock Exchange) ranks in 11th position in global Stock Exchanges.
- BSE is the oldest and became a recognized stock exchange in 1957 whereas the NSE was recognized in 1993.
- NSE’s index, Nifty 50, gives the top 50 stock index, and BSE’s index, SENSEX, gives the top 30 stock index.
30. How to avoid Hazing in the stock market
First, let me explain ‘What is hazing in the stock market investment?”. Hazing is cognitive dissonance. It is the concept of people being torn between two opposite ideas or strategies or values.
Most of the time, before arriving at an investment decision, there will be conflicts in our minds. For example, a thought will argue ‘Markets are crashing. Your portfolio value is eroding. So, book profits ASAP.’ And another thought will counter-argue ‘Markets are crashing. Stocks are available at a discounted price. So, this is a good time to buy.
When you hold both thoughts continuously in your mind without coming to a logical conclusion, then that stage of confusing thoughts is considered hazing.
When you do haze in the stock market, you will be emotionally imbalanced. This will make you take irrational decisions which you will regret later.
Tough times don’t create smart investors. It is during the tough times when the “smartness” within an investor is revealed.
(Smartness = conviction + patience + ability to stay the course)
As we have discussed in detail what is hazing in the stock market, let us discuss whenever you get financial news, you just try to answer this question: “Am I going to worry about this news even after 1 year or 3 years or 5 years or 10 years?” Most of the breaking news today will be irrelevant over a period of time. The illusion they create today is temporary and not real.
I will suggest you exercise. Read some of the old headlines and check how theyimpacted the investments. How do those headlines affect your long-term goals?
Example:
What kind of hyped headlines did we get during demonetization? How is it affecting the economy? What was the index when demonetization was announced? What was the index level after 1 year?
When Trump won the election in the US recently, what kind of market predictions ruled the media? What happened eventually?
You’ll find out that the majority of the headlines will have no impact or very less impact on your long-term financial goals. how to avoid hazing in the stock market.
- Write down the conflicting views
When you keep things in your mind. You may not get clarity. Put it on a piece of paper. Divide a sheet into two columns. Write down the supporting points for each argument in each column. Search for additional points. Quantify the expected results of taking or not taking each decision. This will give you more clarity in taking decisions.
- Read the books of successful legendary investors
Read the books of successful legendary investors like Warren Buffett, Peter Lynch, Ben Carlson, and Howard Marks. When you read these, the guiding investment principles followed by them will be internalised by you. So you will be strong in your mind with reference to these investment principles. Market noise will not disturb your mind.
- Create a financial plan with the help of a professional financial planner
A financial plan is created with logical steps and a checklist. There is no room for emotional decisions in the financial plan. A financial plan is like a compass; it will give you direction when you are off-track or confused.
- Filter the financial news
Whenever you get financial news, you just try to answer this question: “Am I going to worry about this news even after 1 year or 3 years or 5 years or 10 years?” Most of the breaking news today will be irrelevant over a period of time. The illusion they create today is temporary and not real.
I will suggest you exercise. Read some of the old headlines and check how they impacted the investments. How do those headlines affect your long-term goals?
Example:
What kind of hyped headlines did we get during demonetization? How is it affecting the economy? What was the index when demonetization was announced? What was the index level after 1 year?
When Trump won the election in the US recently, what kind of market predictions ruled the media? What happened eventually?
You’ll find out that the majority of the headlines will have no impact or very less impact on your long-term financial goals.
31. How to analyze a stock before investing?
The fundamental analysis determines the intrinsic value of a company. Investors accomplish this by examining influential forces such as
- financial growth,
- profitability, and
- future financial trends
at the national economic level, the industry sector level, and the individual company level.
By examining these forces, fundamental analysis allows investors to forecast these forces and then use their forecast to help determine the likely price paths of the analyzed companies’ stocks.
By determining which companies’ stock prices are most likely to rise and which are most likely to fall, investors are able to make stock market investments where the chances of profitability are greatest.
The fundamental analysis typically proceeds in a top-down manner, as follows:
- Analyze the overall economy,including current economic indicators and trends and broad-based economic forecasts to determine whether the economy is likely to be growing, declining, or stagnant over the ensuing 12 to 18 months.
- Assess major industry groups,performing a similar analysis to that employed on the general economy to determine which industry groups are likely to prosper in coming months and which are likely to sag.
- Evaluate specific companies.Company analysis involves an assessment of a company’s fundamental strength, which includes such factors as its current, past, and projected financials; the credibility and skill of its management team; the vibrancy of its markets; and the quality and market leadership of its products.
The above process creates a shrinking funnel, in which only the most promising companies “fall out” as investment candidates in the end.
Downside Protection from Fundamental Analysis:
Woman accidentally breaks $42,000 Jeff Koons sculpture at Art Wynwood in Miami!
Imagine the emotional and mental turmoil this woman would have to go through for having to pay INR 34 lakhs ($ 42,000) that too for a broken art piece.
The woman, however, did not have to pay this price.
Any guesses? Why?
The piece was insured!!
When it comes to investing, insurance against sharp market corrections can provide relief and comfort from an otherwise stressful event.
How can this be achieved in stock market investing?
In business, I look for economic castles protected by unbreachable moats!-Warren Buffett
Moat, in olden times, was referred to as a circular ditch surrounding a castle. Its primary purpose was a line of defense.
In financial markets, it is the uniqueness/advantage a business has over its peers which is very difficult to replicate or replace.
We can create protection, from drawdowns, by constructing a stock portfolio with a high moat.
Major benefits of fundamental analysis:
- Fundamental analysisis beneficial for long-term investors. Over the long term, when the fluctuations of daily or weekly price swings are smoothed out, the most fundamentally sound companies are the ones that are most likely to produce and sustain rising price levels.
- Fundamental analysis, when engaged over an extended period of time, makes it easier for you to intuitively understand how specific sectors and stocks are likely to perform under given national economic circ*mstances and to be able to more quickly identify the most promising investment.
32. What is the difference between Stock Market Investing and Stock Market Trading?
Trading vs Investing :
Trading and investing are two different options to make a profit in the share market. Investing is a habit in which stocks are purchased and kept on hold for a longer period of time by which the price of the stock is expected to rise.
As an Investor how can I Benefit from Compound Interest?
Investors compound their profits by reinvesting the profits from the dividend and rise in the price of stocks to purchase more stocks.
Usually, the fluctuations in the market do not affect an investor as the prices fall but they eventually rise again without affecting them.
The investors are more concerned about the fundamental analysis of the underlying share they are purchasing.
They generally overlook the technical analysis. In the fundamental analysis, the actual price (intrinsic value) of the stock is determined. If it is trading below the intrinsic value, generally it is bought by the investor.
Who are traders?
A trader purchases a stock with a short-term goal. They purchase stocks in bulk for a short period of time and sell it at a higher price or they sell a stock at a higher price first and later purchase them at a lower price(known as short selling).
They are more dependent on technical analysis. Usually, a lot of money can be made or lost in a short period of time. Traders should maintain a strict stop loss which is predetermined in order to restrict their losses.
‘Future and options’ is a form of trading that works on speculating the price of an underlying asset class without actually owning it.
Why do People Get Attracted to Futures and Options Trading?
Based on the timeframe for which a trader holds a position they are classified into the following categories:
Position trader- They hold their position for months to years
Swing traders-They hold the position for days to weeks
Day trader-They keep their positions open for the day
Scalp traders-They hold their positions for seconds to minutes
33. Are FDs Better Than Stocks?
Fixed deposit refers to an investment plan where the sum of money is invested in a Bank or Non-Banking Financial Company (NBFC) or with other lenders for a particular tenure along with a specified interest rate.
Fixed deposit is one of the safest forms of investment and one of the most common ones. The popularity of fixed deposits is a result of the low risks involved. Stocks, on the contrary, refer to ownership of shares in a company or a business.
When deciding, whether fixed deposits or stocks, as to determine which is the better option, there are several pros and cons that we need to go through of each in order to evaluate which one is more beneficial.
Apart from the advantages and drawbacks that these investment avenues offer, it is essential to know that there are several components that have to be taken into consideration too, one of which is age.
Fixed Deposit is offered by Banks or Non-Banking Financial Companies (NBFCs) and other financial institutions which help in safeguarding the future by securing a bulk amount deposited by an investor.
Stocks, on the contrary, are more focused on profit-making, thus are more engaging and risky.
Here is the comparison between FDs and Stocks to help you decide your desired option for investment:
Risk: FD is the safest form of investment, Fixed Deposits involve very less risk and your investment increases at a steady rate as it is not affected by the market condition. Stocks, on the contrary, are subject to market risk.
Thus, when individuals talk about risks, know that stocks carry the highest amount of risks.
Assurance: In the Fixed Deposit, the tenure is preset. Thus, this makes a fixed deposit a locked asset that cannot be broken unless the maturity period is reached.
Stocks, on the other hand, are not locked, a person can sell stocks any time he wishes to do so. However, the assurance of returns depends upon the time and knowledge in investment.
Earnings: Fixed Deposit might be the safest form of investment but one cannot say a lot when it comes to earnings. Stocks are well known for their returns.
They offer way higher returns than most investment options. An investor with sufficient knowledge about stocks can reap up to 12-20% returns.
Inflation: When making an investment it is essential that inflation is considered. It prevents your investment from growing. FDs are not really beneficial when it comes to tackling inflation.
However, stocks help you to beat the inflation, as you invest when the price is low and cash-in on it when the price is at the highest.
Liquidity: When referring to liquidity, it takes into account the flexibility offered in investments. FDs do not offer a high liquidity, primarily, because you cannot break it until it reaches maturity period. However, that is not the case with stocks.
These are a few of the points that you need to consider when you are looking to invest in either fixed deposits or stocks.
Both have their own benefits and drawbacks, thus, evaluation has to be done by you. FDs, however, are a preferred option because the interest rates have been revised and they are risk-free.
34. What Does Gross Profit Margin Indicate?
Gross margin is perhaps the most under-appreciated investment metric.
And we’re not alone — Warren Buffett is a massive fan of gross margin. It’s a metric that he keys in on when he’s analyzing a business.
So, what exactly does the term mean?
Gross Margin:The percentage of each sale a company keeps after paying for the cost to produce the product or service.
The formula to calculate gross margin is simple:
(Revenue – Cost of Goods Sold) / Revenue
Think of it this way: you sell lemonade for Rs 10 per cup. What you hand over to your customer — the water, lemons, sugar, and cup itself — costs Rs 4. You keep Rs 6, giving you a gross margin of 60.0%. ((Rs 10- Rs 4) / Rs 10)
Why do we bring this up? Because nothing is more important than establishing a moat in the hyper-competitive business world.
Think of a moat as an “unfair advantage” a company has. A company with a moat can provide something to the world that its competition can’t.
And our favorite way to check whether a moat exists is…you guessed it…gross margin.
If a company’s gross margin is either 1) stable or 2) expanding, it hints the business is successfully raising priceswithout losing customers.
If gross margins are trending down, it could hint at several things, almost all of which are not good.
It could hint that the competition offers a good-enough alternative for a lower price. And the only way the company can respond to such attacks is to lower its prices.
If you now have to sell your lemonade for Rs 9 — but the water, lemons, sugar, and cups cost the same — it means you’re now only keeping Rs 5 per cup — for a 55.6% gross margin.
That’s great for your customers but awful news for the owners.
The gross margin dropping from 60% to 55.6% might not seem like a big deal,but it is. It reveals that customers are price sensitive, indicating that the company does not have a moat (or it is under attack).
This is why we pay so much attention to gross margin. It’smuchmore revealing about the relationship between the company and the consumer than any other metric.
Revenue and EPS might get all the attention in the media, but we think that gross margin is far more revealing about the true state of the business.
Of course, gross margin isn’t a perfect metric. There could be good reasons for the gross margin to decline (We’ll cover those in more detail next week.)
But the gross margin is an extremely useful number. Train your eyes to look at it first when examining an income statement.
Conclusion
These 10 stock market secrets if applied properly in the Indian stock/share market, would be your roadmap to riches.
In order to strengthen your roadmap to riches, you need a clear route map in the form of a financial plan.
Do you have any other stock market secrets? Do you have any success stories based on the above stock market secrets? Kindly share in the comments section.
Stop waiting for the ideal time to become the best investor because the days are passing and all your investment growth will drive gorgeous outer financial success. If not now, then when?
The 1000-mile journey begins with your first step [paraphrasing Lao Tzu].
…there is GREAT power in starting.
…you WILL be alone at the beginning.
…people will say your hope is crazy [and that your aim is a joke].
Yet, fortune favors the devoted. And destiny supports the brave. It just DOES.
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